New here What do you all see for open credit cards in applications? I have two applicants who both have ~20 open credit cards each. Of those, ~6 carry a balance and maybe 2 late payment across all of them. Closed credit cards are close to 30 each. They are both older/ retired so some date back to 2005, and are a multiple 6 figure salary. Credit is low for both of them, so I was going to reject, but was just slightly holding on due to the high net worth. Thanks