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George Taylor

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Articles

HMRC Marriage Allowance: How a £1,260 Tax Break Could Save Couples Up to £252 a Year

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By George Taylor
| finscoop.co.uk
The Marriage Allowance lets married couples and civil partners share unused tax-free income. With no HMRC Personal Allowance increase 2026 on the horizon, this scheme is more valuable than ever. You could save up to £252 a year. However, millions of eligible couples still miss out. Here is how it works and how to claim. Understanding the Marriage Allowance in 2026 This HMRC scheme allows one partner to transfer £1,260 of their Personal Allowance to the other.
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Tax-Free Personal Allowance Boost to £20,070 via HMRC Rent-a-Room Scheme Amidst Frozen Thresholds Until 2031

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By George Taylor
| finscoop.co.uk
How to boost your tax-free income to £20,070 with HMRC rules The standard personal allowance for 2026 stays frozen at £12,570, as confirmed by Chancellor Rachel Reeves. This amount will not change until at least April 2031. Consequently, many people end up in higher tax bands due to fiscal drag. However, there is a legal way to increase your effective tax-free income. Through the Rent-a-Room scheme, you can earn up to £7,500 tax-free by letting a furnished room in your own home.
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UK Home Sales Surge 17% YoY in May Amid Recent Stamp Duty Shifts and Mortgage Rate Volatility

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By George Taylor
| finscoop.co.uk
UK Home Sales Surge 17% in May 2026: Key Findings UK home sales rose sharply in May 2026, according to HMRC data. The seasonally adjusted figure reached 98,450 transactions. This represents a 17% increase compared with May 2025. Consequently, the market has rebounded from a dip caused by stamp duty changes last year. Many buyers sped up their purchases before the old relief expired. Now, despite high mortgage rates and global uncertainty, activity remains robust.
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