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Articles by Heidi Boe
WEBINAR: Learn How Fraud in Small Businesses is Creating Big Trouble
Fraudsters are targeting small businesses at a rapidly increasing rate. Learn about the different types of fraud and how using LexisNexis® Risk Solutions data and analytics tools can help you identify fraud activity. It’s important to look at both the owner and the business – by linking individuals to businesses, you can combat fraud before it wreaks havoc on your operations. We will show you how.
Making The Business Case For Financial Institutions To Go Beyond Compliance Training
Financial services organizations are facing industry pressure like never before. From disruption caused by technology to the emerging fintech industry, changes in customer expectations and increasing employee turnover, there is a need for financial institutions (FIs) to take learning beyond simple compliance training. Due to the regulatory requirements of the industry, FIs have been focusing their learning efforts on anti-money laundering or know your customer programs.
Smurfit Kappa Nettingsdorf Selected Toscotec To Supply a Dryer Section Rebuild.
Nettingsdorfer Papierfabrik AG & Co KG selected Toscotec to rebuild the dryer section of PM6 at Nettingsdorf mill in Austria. Nettingsdorfer Papierfabrik is a member of Smurfit Kappa Group and one of the largest European sites of the company. The mill is one of the leading producer of containerboard in Europe. The paper machine 6 produces Kraftliner with 7.4 m reel trim and 1100 mpm speed. The rebuild of the dryer section of PM6 is part of the Future Energy Plant Project.
ABA Banking Journal
ABA Banking Journal, the American Bankers Association's flagship magazine, provides insights on critical business and policy challenges and trends to help banking leaders succeed in the competitive financial services market.
New OPTALIGN touch to become the game changer in laser alignment
PRUFTECHNIK single-laser technology – the key for easy and high accuracy measurement Ismaning, September 2018 – The world market leader of laser alignment instruments PRUFTECHNIK proudly announces the launch of the new OPTALIGN touch system. The OPTALIGN touch by PRUFTECHNIK is the equipment of choice for simple, fast and precise daily alignment jobs – a tool needed in any maintenance workshop.
NATIONWIDE BOILER INC. SECURES LARGEST RENTAL PROJECT IN THEIR FIFTY-ONE YEAR HISTORY
Fremont, California, September 18, 2018…….Nationwide Boiler Inc., representative and stocking distributor of Babcock & Wilcox (B&W) package watertube boilers, recently secured their largest rental project in their fifty-one year history. The company will supply three (3) 200,000 lb/hr, 750 psi design / 750F superheated steam, skid-mounted B&W package watertube boilers for a project at the new Saudi Aramco Jizan Refinery.
Making the Case for Insourcing in Financial Services
Many industries, most notably IT and manufacturing, have begun re-examining the need for outsourcing and are shifting to an insourced approach.1 The benefits of insourcing include improved customer service, greater control over business processes and actual reductions in operating costs. As part of their branch transformation strategy to reduce costs and increase productivity, many financial institutions (FIs) are following suit and examining current outsourcing strategies.
FIRST EVER UREA-BASED SCR RENTAL SYSTEMS PROVIDED BY NATIONWIDE BOILER INC.
Fremont, California, August 30, 2018…….Nationwide Boiler Inc., the industry’s leading supplier of CataStak™ SCR systems for ultra-low NOx emissions on package boilers, recently supplied the first-ever temporary selective catalytic reduction (SCR) systems utilizing a 32.5% liquid urea solution, commonly known as DEF (diesel exhaust fluid), as the reagent.
ANDRITZ offers bromine-enhanced mercury oxidation for emission reduction in European power plants
GRAZ, AUGUST 13, 2018. International technology Group ANDRITZ has signed an agreement with VOSTEEN Consulting, based in Cologne, Germany, for exclusive sale of proven mercury reduction technologies to be used in fossil fuel-based power plants in Europe. Based on the so-called BREF (Best Available Techniques Reference Document) regulations of the European Union, harmful emissions (e.g. nitrogen oxide, mercury, etc.) from fossil fuel-based power plants must be reduced as from 2021.
ANDRITZ Successfully Starts up New Production Technologies and Equipment for the Extension of SCA’s Östrand Pulp Mill, Sweden
GRAZ, AUGUST 6, 2018. International technology Group ANDRITZ has successfully completed the start-up of new production technologies and equipment for the extension of SCA’s Östrand pulp mill in Timrå, Sweden.
Paper360 - May/June 2018
The May/June issue of Paper360 is now available on a fully interactive platform optimized for mobile reading. That means whether you are at your desk or on the go, your magazine is easy to access and even more comfortable to read. The new reading view makes reading easy with scrolling articles that automatically adjust to display content legibly on your screen.
5 Reasons Why You’re Not Offering Short-Term Loans. And Why You Should Reconsider.
1. You don’t think your customers need it Perhaps many of your branches are in affluent areas and you’ve concluded that your customers don’t often find themselves in need of short-term credit. Or maybe you believe that your customers have sufficient access to other types of short-term liquidity whenever necessity strikes. But the statistics regarding American personal finances may surprise you: Nearly 50% of American consumers lack the necessary savings to cover a $400 emergency¹.
Voith Paper Wins Contract with Copamex for a Stock Preparation System for their PM #5 Conversion in Anáhuac, Chihuahua, México
Copamex partners with Voith as the most experienced supplier to reliably process highly contaminated furnish Appleton, Wis./Anáhuac, México (July 26, 2018) – Voith Paper North America recently reached a deal with Copamex of Monterrey, México, for the installation of a BlueLine stock preparation system at their mill in Anáhuac, which is being converted to drive Copamex’s growth into the containerboard and packaging markets in México.
Voith Paper Awarded Historic Contract from Green Bay Packaging for New Paper Mill in North America
• Voith will be the first single-source full-line supplier for a U.S. paper mill project • High-performance XcelLine paper machine and BlueLine stock preparation decisive factors for awarding the contract • Commercial production planned for early 2021 Appleton, Wis. (July 25, 2018) – Citing Voith capabilities and technology leadership, Green Bay Packaging has announced a landmark contract award that tasks Voith with providing a complete packaging production line.
Miron Construction, Voith and KSG Solutions to Begin Work on Green Bay Packaging’s New Capital Investment Project
GREEN BAY, Wis. (July 26, 2018) — Miron Construction Co., Inc., Voith, and KSH Solutions Inc. have begun design, engineering, and construction on the largest business development project in the history of Brown County, Wisconsin—Green Bay Packaging’s new paper mill. This facility will replace the current, 71-year-old mill in the existing location in Green Bay. It will be the first new paper mill constructed in Wisconsin in more than 30 years.
ANDRITZ to supply first Caribbean recycling plant
PRESS RELEASE GRAZ, JULY 16, 2018. ANDRITZ MeWa, a part of international technology Group ANDRITZ, has received an order from Cibao Metal Recycling CIMER Srl, a subsidiary of the YeYo Ochoa Group, Dominican Republic, for supply of a complete three-in-one recycling plant. It will be the first multi-functional and comprehensive recycling plant for metals and metal compounds in the Caribbean and Latin American region. Start-up is scheduled for the end of 2018.
5 Reasons Why You’re Not Offering Short-Term Loans. And Why You Should Reconsider.
1. You don’t think your customers need it Perhaps many of your branches are in affluent areas and you’ve concluded that your customers don’t often find themselves in need of short-term credit. Or maybe you believe that your customers have sufficient access to other types of short-term liquidity whenever necessity strikes.
Bleaching Enzymes - Back From the Drawing Board
Author: Thomas Holm – Buckman In the late 1990s, the Paper Industry was confronted with the issue of dioxin formation in the effluents of some of their bleach plants. Dioxin formation in the bleaching of wood pulp via the use of chlorine was documented. The industry began using chlorine dioxide, which provided significantly less formation of dioxin.
The Face of Fraud - How to Spot a Money Launderer
Money laundering has always been a serious concern for U.S. financial institutions. As companies become more global in their reach, it is becoming increasingly difficult for organizations to properly and efficiently monitor business dealings for signs of financial misconduct. The ultimate goal for any company is to prevent this crime from affecting the success of their business by first detecting and then reporting valid instances of money laundering as quickly as possible.
Adjusting Pump Packing
Here is area where many facilities struggle. Incorrectly installed and/or adjusted pump packing is a major source of reliability problems in industry. When packing leaks excessively it directly affects machine life by contaminating bearings with water or product. It damages and corrodes the machine bases, which in turn leads to alignment problems. It makes it very hard to maintain even rudimentary housekeeping standards, which leads to many other issues.
Branch Optimization for Financial Services
With more people conducting financial transactions online, and fewer branch offices peppering the landscape, banks have an even greater opportunity to work harder and smarter to create new branch experiences. Banks are increasingly under pressure to do more with less. The right mix of staff, services and technology is essential to remaining relevant in today’s connected economy.
Is Your Security Solution a Secured Solution?
Sponsored Content Provided by Verint Today’s Risk Landscape A look at the evolving threats and business challenges across your financial institution. It’s a fact. The financial industry has changed significantly over the past 10 years. Community banks and credit unions are not only focused on the competitive environment and customer retention, there is a new risk paradigm: one that encompasses cyber and physical threats.
2018 TAPPI Products and Services Guide
2018 TAPPI Products and Services Guide Start reading this issue now! Your digital edition of 2018 TAPPI Products and Services Guide is available now. Clicking on the Table of Contents will deliver you directly to that page of your issue. Thank you for reading! 2018-04-17
Understanding the Use of Enterprise Collaboration Platforms
As platforms like Workplace, Yammer and Chatter continue to prove benefits in productivity, and employee engagement – organizations are shifting away from email and onto these collaboration tools for their internal communications. Yet, a staggering number of companies still have weak or non-existent systems in place for preserving this content – as required by law.
About Paper360 - Paper 360
About Paper360° Reaching more than 32,000 industry professionals around the world, Paper360° is the leading publication for the global pulp and paper industry. Paper360° is a bi-monthly publication dedicated to exploring the links within the pulp and paper industry: from forest resource to finished product; from superintendent to CEO; around the industry, around the world. As TAPPI’s official member magazine, Paper360° draws on the technical and management expertise of TAPPI and PIMA.
Paper360 - March/April 2018
Paper360 – March/April 2018 Start reading this issue now! Your digital edition of Paper360, March/April 2018 is available now. Clicking on the Table of Contents will deliver you directly to that page of your issue. Thank you for reading! 2018-04-17
Three big ways outsourced cash management can help your financial institution
Sponsored Content presented by SafePoint® by Loomis The consistent shift toward outsourced cash management services (CMS) in the banking industry has grown so much in recent years that it can’t truly be considered a “trend” anymore. Instead of relying on in-house cash management and processing, or even outsourcing those services to another bank using a correspondent model, banks and credit unions of all sizes are adopting a different approach to CMS.
4 Proven Ways to Accelerate New Account Openings
Sponsored content presented by Harland Clarke by Steve Nikitas Let’s face it … when it comes to help with managing money, there’s a lot of competition out there. Consumers have plenty of choices. They can turn to any of more than 12,000 U.S. financial instutitions.1 Unfortunately, many institutions rely on serendipity when it comes to customer acquisition. They think if they have a branch location somewhere along consumers’ work or Saturday errand routes, then new customers will come.
What’s Old Is New Again
Sponsored Content presented by Wipfli John Moniak, CRCM, Senior Manager Our Compliance Help email service has been inundated with questions on compliance with beneficial ownership as part of the customer due diligence rule.
How Should Financial Institutions Assess the Accuracy of Third-Party AML Data?
February 2018 As technology becomes more integral to financial industry regulation, data accuracy has become a leading concern for many institutions. In fact, a 2017 Thomson Reuters Legal survey of anti-money laundering (AML) professionals found that only 23 percent of participants express extreme confidence in their AML and customer due diligence (CDD) data vendors [1].
Three big ways outsourced cash management can help your financial institution
The consistent shift toward outsourced cash management services (CMS) in the banking industry has grown so much in recent years that it can’t truly be considered a “trend” anymore. Instead of relying on in-house cash management and processing, or even outsourcing those services to another bank using a correspondent model, banks and credit unions of all sizes are adopting a different approach to CMS.
4 Proven Ways to Accelerate New Account Openings
Let’s face it … when it comes to help with managing money, there’s a lot of competition out there. Consumers have plenty of choices. They can turn to any of more than 12,000 U.S. financial instutitions. Unfortunately, many institutions rely on serendipity when it comes to customer acquisition. They think if they have a branch location somewhere along consumers’ work or Saturday errand routes, then new customers will come. However, you shouldn’t take a “maybe” approach to customer acquisition.
What’s Old Is New Again
Our Compliance Help email service has been inundated with questions on compliance with beneficial ownership as part of the customer due diligence rule. While the focus on beneficial ownership is not unfounded, I am a bit concerned that many financial institutions may be overlooking something more basic but very crucial in BSA management—the new codified expectation of customer due diligence and how it intertwines with your suspicious activity surveillance system.
Self-Service Coin Redemption in the Bank Branch: A Core Service That’s Essential to Your Customers and Your Operations
Self-service technologies are a key aspect of business for today’s most successful banks. Research shows that institutions that effectively employ this technology and build strategies focused on customer value find significant cost savings and increased customer loyalty and satisfaction.1 While ATMs may be the main players in the self-service space, another service that should not be overlooked is the self-service coin machine.
How Should Financial Institutions Assess the Accuracy of Third-Party AML Data?
As technology becomes more integral to financial industry regulation, data accuracy has become a leading concern for many institutions. In fact, a 2017 Thomson Reuters Legal survey of anti-money laundering (AML) professionals found that only 23 percent of participants express extreme confidence in their AML and customer due diligence (CDD) data vendors [1].
How to Innovate Governance, Risk and Compliance Efforts with Transformative Technology
Between the changing political landscape, new or changing banking regulations, and ongoing program management — who can stay on top of institutional compliance? More so, if ongoing maintenance is a challenge, much needed innovation takes a backseat, leaving financial institutions with outdated practices plus multiple documents and processes in play.
The Role of the ATM in the Transformation of Branch Banking
Sponsored content presented by Cummins Allison The rise of electronic transaction channels has transformed the banking industry, making smaller, less expensive branches a reality and sparking new opportunity for the ATM. Today’s advanced technology provides new ways for ATMs to deliver a secure, enhanced consumer experience, lower costs and increased revenues.
2017 AML Year In Review
In many ways, 2017 was a seminal year for anti-money-laundering (AML) compliance. Setting the tone for AML enforcement was the convergence of new sanctions regimes, the emerging power of local regulators, more transparent Ultimate Beneficial Owner (UBO) data collection and cyber-enabled financial crime.
The Role of the ATM in the Transformation of Branch Banking
The rise of electronic transaction channels has transformed the banking industry, making smaller, less expensive branches a reality and sparking new opportunity for the ATM. Today’s advanced technology provides new ways for ATMs to deliver a secure, enhanced consumer experience, lower costs and increased revenues. Harnessing this opportunity to maintain a competitive edge, however, requires that your financial institution maximize the potential of their ATM channel.
Beyond the Transactional
When ATMs were first introduced, many predicted the bank teller job would disappear, as transactional tasks could now be completed by machines. Yet between 1970 and 2010, the number of tellers increased — even as the number of ATMs grew.[1] Tellers’ marketing and interpersonal skills became vital to the job, as tellers completed tasks that ATMs couldn’t.[2] The need for critical skills continues to challenge the financial services sector.
Containerboard: Markets and More
Two recent events gave corrugated pros, suppliers, converters, and box plant executives a look at what’s new in the containerboard industry. Here are a few field notes. JAN BOTTIGLIERI From TAPPI’S SuperCorrExpo With nearly 150,000 sq. ft. of exhibit space, SuperCorrExpo 2016 gave more than 5000 attendees an up-close look at some of the newest technologies available in the corrugated industry. The event, held October 17-20 in Orlando, FL, boasted 348 exhibitors and delegates from 61 countries.
Stretchable Paper-Yes, Really!
Paper that can stretch much like plastic opens up a whole new world of product opportunities for the industry. MARK RUSHTON It’s only when you see it right in front of your eyes that you realize just what an incredible transformation takes place with the Papermorphosis system—an inline innovation for papermakers being marketed by Italian company Gruppo X.
Know the State of Your Emergency Showers
GRAEME RODDEN At a recent Pulp and Paper Safety Association (PPSA) conference, Larry Kilian, director of corporate accounts with Haws, presented some interesting and important facts about emergency shower/eye wash stations. Some of the examples he provided would have been amusing if not for the fact that they were so alarming.
Fall Meeting Highly Rated by Attendees
Strong attendance and excellent participation marked a very successful ASPI 2016 Fall Meeting. WestRock hosted the ninth ASPI Fall Customer Alignment meeting in November, 2016, near its headquarters in Norcross, GA. Every fall, the ASPI Customer Alignment meeting is hosted by a leading pulp, paper, or packaging company, which gives attendees the rare chance to network with their customers’ senior executives.
Save the Dates: 2017 Conference Preview
SAMANTHA GEIER TAPPI and its partners will be hosting multiple conferences this year, many of which will be held at locations outside the US. Now is the time to mark your calendars and plan to grow your industry knowledge. Here’s a sample of what’s in store for 2017. PaperCon will take place in Minneapolis, MN, April 23-27.
TJ Summaries - Paper 360
The papers summarized here are from the October 2016 and November 2016 issues of TAPPI Journal. TAPPI Journal is an online publication of relevant and timely peer-reviewed research delivered via email and free to all TAPPI members. To receive TAPPI Journal, join TAPPI at www.tappi.org.
Get Out There - Paper 360
Jan Bottiglieri [email protected] It’s probably late-January as you read this—because I am assuming that, when the new issue of Paper360° arrives, you immediately open it and begin reading.* January seems like a perfect time for “staying in.” At home this may mean a warm fireplace and a movie. At work it may mean hours bent over a snowy-white calendar—each square waiting to be filled with plans, deadlines, and goals.
You Can Help Honor the Industry’s Best
Do you know a colleague, peer, or industry leader whose contributions merit special recognition? These important awards are accepting nominations. Industry awards do more than honor the selected individuals; they shine a light on qualities that the professionals within that industry admire. They also reward and reinforce innovation, service, and leadership, all of which help secure a stronger future for the industries served.
Over the Wire - Paper 360
…in case you missed it in TAPPI’s weekly electronic newsletter MANUFACTURERS Burrows Paper Corp. has agreed to sell its Packaging Division operations to Novolex and to sell its Paper Division operations to Twin Rivers Paper Co. Elopak has launched a new package for aseptic products, the Pure-Pak® Sense Aseptic carton, with an asymmetric top allowing different sizes of closures. The top fin can also be printed.
Uncertainty Clouds the Market in a Volatile World
The industry’s top analysts convened in San Diego for RISI’s 31st Annual North American Conference. Here is their expert forecast for 2017. GRAEME RODDEN For the first time, RISI scheduled a tissue seminar as a prelude to its North American forest products outlook conference held in October, and delegates were not disappointed.
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