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Articles by Jay Chang
Do You Know the Fundamentals of Zoning Rules? Here’s What You Need to Know
Forum Categories All Member since 2023 · 9 posts · 6 votes 2y Developer · Los Angeles, CA · Member since 2017 · 157 posts · 84 votes 2y Join the conversationCreate a free account to reply, vote on answers and follow this thread.
The 1-to-4 Multiplier: How Modern Developers are Solving the LA Housing Crisis
The American Dream of homeownership is currently hitting a mathematical wall. In just four years, the pool of qualified buyers for a median-priced home in the U.S. has cratered by 18.6%, falling from 6.20 million in 2021 to a mere 5.05 million today. In Los Angeles, the crisis is even more visceral: the median home price has soared to $1.35 million—a 125% increase over the last decade. But the damage isn’t just financial.
What is the best month(s) to start or end leases and why?
Originally posted by @Zac Boelkow: I have a duplex that both leases are due to renew in November. I am thinking April or June would be better months. April I feel like there is more tax money for people to get in to rentals. June I feel like school is ending and people have the availability for moving... May through the end of October are the best months for leases. Among these months, end of school is definitely the best time to have leases, so around May to end of June.
Los denisovanos se extendieron por el sureste asiático hasta Taiwán
Código: 6639663 Fecha: 11/04/2025 Dimensiones: 747 x 450 (0.07MB) Fotos del Tema: 1 Pie de Foto: La mandíbula denisovana de Taiwán presenta una robusta morfología REMITIDA / HANDOUT por CHUN-HSIANG CHANG, JAY CHANG Fotografía remitida a medios de comunicación exclusivamente para ilustrar la noticia a la que hace referencia la imagen, y citando la procedencia de la imagen en la firma Firma: CHUN-HSIANG CHANG, JAY CHANG Para descargar esta foto, entre como abonado o contáctenos: Teléfono+34 91...
Play the I/O Crossword, an AI twist on the classic word game
We made a ton of exciting announcements at Google I/O this year — we know, it’s a lot to take in! So as a fun way to celebrate the beginning of our I/O Connect event series, we thought, why not revisit some of the coolest tools we showcased at I/O in a fun way? The result: The I/O Crossword! It’s a twist on the classic crossword puzzle that not only tests your knowledge of all things I/O, but also gives you a hands-on look at the power of Flutter, Firebase and the Gemini API.
Don’t Get Started On Your Development Project Unless You Have Zoning in Place
With So Much Uncertainty in the Markets, Here’s How Smart Investors Protect Their Investments Remember the container ship that got wedged in the Suez Canal in March 2021? Within days, hundreds of ships halted. In less than a week, 12% of global trade halted. […] Our Rental Tripled in Value—Here’s How We’re Using a 1031 Exchange To Avoid a Massive Tax Bill Our unit doesn’t cash flow as easily as we’d like, but boy, did it appreciate. Now we’re facing a new challenge: taxes.
Do You Know the Fundamentals of Zoning Rules? Here's What You Need to Know
How Our Deal Broke Down at the Last Minute—And Why I’m Happy About It Over my 26-year career, I’ve done plenty of good and bad deals. But this one, thankfully, broke down. Why am I so happy about it? Here’s How I’m Growing My Portfolio This Year—And How You Can Too Building a portfolio strategy doesn’t have to be difficult. It just requires a little thought and time. Here’s how I’m expanding my portfolio this year.
AI and co: our CES highlights
Samsung is leading the way when it comes to artificial intelligence and has announced its "AI for all" initiative. The Korean company's aim is to deliberately allow the new technology to work in the background and unobtrusively. The aim is to improve the user experience without causing discomfort. The Neo QLED 8K QN900D television presented at CES, for example, uses its neural processor to upscale low-resolution content or sharpen fast-moving objects in the picture.
You Can Use These Analysis Methods For Any Real Estate Asset-And They Work Really Well
When it comes to real estate, there are a few go-to routes that many investors are typically drawn to. Flipping homes for resale is one. Obtaining and managing a rental property is another, whether renting to long-term residents with leases or listing the property on vacation rental sites. There are, however, alternative real estate investing strategies if neither of those strike your fancy.
Play I/O FLIP, a new Google card game built with AI
At Google I/O 2023, we shared how advancements in AI can make information more accessible and improve our everyday lives — and help us have a little fun, too. Before we hit the stage, we released I/O FLIP, an AI-designed card game that shows you the playful, experimental side of generative AI in action. How to play I/O FLIP I/O FLIP is a spin on a classic card game, where you compete in best-of-three matches for the longest winning streak on the leaderboard.
The Obvious Flaws in the World of Crypto in the Eye of a Designer
As the world enters financial uncertainty amid the looming recession, people are less likely to take leaps of faith and venture into what is still unknown to many. Despite crypto’s promising future in sharing a system for recording data and availability for generations to come, its complex design and relatively new technologies still scare away potential investors. There are obvious flaws in the world of crypto in the eye of a designer.
How to Be an Awesome Landlord
Being a successful landlord takes more than just spending a week every month chasing rent payments and doing a bit of maintenance here and there. Property management is far more complicated—especially if you want to succeed and grow. Your income potential depends on the strategies you have in place to manage your properties. Want more articles like this?
How to Be a Good Landlord
Being a landlord can be challenging, but it can also be very rewarding. Landlords can earn a lot of money, or they can spend a ton of money on legal fees and lose more than they make. You can self-manage your rentals or outsource it and be hands-off. Either way, doing it right and doing it well can save you money, heartache, and probably legal fees. It will also attract quality tenants, who will take care of your asset. Want more articles like this?
7 Undeniable Reasons Online Rent Collection Beats Paper Checks
Landlords rely on their tenants paying rent on time to run a successful business. Paper checks are the traditional way by which landlords collect rent. But there are many reasons for landlords to switch to online rent collection. Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free Unfortunately, many tenants view landlords as money-grabbing people who are only concerned about collecting their checks.
3 Unconventional Tips for Analyzing New Real Estate Markets
Many articles have been written about how to evaluate a real estate market, and they typically tell you to look at the same metrics, such as population growth, household income growth, and employment growth. Instead, let’s discuss a few unconventional tips that encourage you to be more forward-thinking. Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free What trends might surface in the future?
An Investor’s Guide to Purchasing Rental Property
Buy and Hold: An Investor’s Guide to Purchasing Rental Property When you’re getting started in real estate, the scope of possible investments can feel daunting. Do you want to focus on rental properties? Or do you dream of fix-and-flipping? Perhaps you’re a wholesaler in the making, or eager to invest in notes. But of all the real estate investment options, there’s one first-time investors turn to time and time again: Rental properties.
Real Estate Investment Analysis
Let me ask you a question: How long do you spend picking out clothes each morning? Probably longer than most investors spend doing the math for real estate investment analysis. Unfortunately, people choose the deals based on intuition, not analytics. Ugh. Please, people! Digging into the details of deal analysis might feel like a trip to jargon-town. Cap rate? NOI? Cash-on-cash return? Total return? Feel bewildered? You’re not alone. We get a lot of posts on the BiggerPockets Forums asking about analysis.
Top 4 Factors to Consider When Evaluating a Real Estate Market
It’s easy to get overwhelmed by the amount of data available when assessing a real estate market. Media sources create lists like “10 Best Rental Markets” to help simplify the stats, but sometimes you’re looking at a specific market and you want to evaluate it for yourself. How should you do that? Want more articles like this?
Cap Rate: The Not-So-Obvious Things You Need to Know
Cap rate, or capitalization rate, in real estate is one of the fundamental calculations for evaluating commercial properties. The cap rate represents the expected rate of return an investment will generate. What Is Capitalization Rate? Cap rate varies from market to market. It can be as low as 3 percent and as high as 10 percent, depending on the city.
Using the Power of Reciprocity to Win Over Tenants, Lenders, and More
You will catch more flies with honey than vinegar, as the old saying goes. And it’s true in more ways than just that being kind to others is more likely to make others be kind to you. Reciprocation—or more appropriately the longing to reciprocate (both favors and wrongdoings)—is at the core of human psychology. Indeed, evolutionary psychologists refer to “reciprocal altruism” as the basis for human friendships.
3 Tips When Purchasing Your First Investment Property
I’m going to be talking about three things you must consider before you buy your first property. OK, let’s get to the vlog. Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free What to Consider Before You Buy Your First Property 1. Do Business With Like-Minded People In my opinion, the first thing you need to do before you buy your first property is make sure that you are working with the right people.
3 Ways to Reduce Risk in Your Real Estate Portfolio
Real estate is an excellent way to diversify an overall investment portfolio, but what happens when the real estate portion of your portfolio gets too big? In order to avoid having too much tied up in a single type of asset, you need to start thinking about ways to change up your real estate investment strategy. Want more articles like this?
Proposed Restrictions on Landlords Could Devastate Real Estate Investors
“Landlord” is not a term I particularly like. It comes from the feudal era when serfs were tied to the land. Such an arrangement was fortunately abolished, so the concept of “landlord” really needs to be updated. New terms like “housing provider” sound a bit cheesy to me and “property owner” could denote either a homeowner or someone who rents out property, so it’s not very precise. In addition, some landlords manage themselves and some hire out third-party property managers.
Women Influence 91% of Home Purchases. Why Aren't More Investing?
Women make or influence as much as 85 percent of consumer decisions and 91 percent of home-purchasing decisions, but only represent 25 percent of investors. In other words, nine out of 10 property purchases are decided by women. Slap the word “investment” in front of the word “property,” and suddenly women only make up 2.5 out of 10 of the individuals inputting funds, much to their long-term financial detriment. Want more articles like this?
A Critical Question Investors Forget to Ask When Shopping for Rentals
There is a lot that goes into what makes a rental property a good investment or not. In fact, most properties don’t actually make good investments. But what exactly determines if a property will make a good rental property? Typically, the primary factors are the numbers and the location. The numbers matter more than anything, but location will determine whether or not the projected numbers will hold up.
Millennial Migration and What It Means for Real Estate Investors
Millennials are the generation famously indoctrinated on the belief that we can “have it all.” As the largest demographic of home buyers, 25- to 40-year-olds are starting to question their current expensive living situation and search for an alternative that offers both accessibility and affordability. Want more articles like this?
How to Set Goals and Achieve Your Dreams
When did we stop growing like we used to when we were kids? Remember being young and absorbing knowledge like a sponge? Growing both mentally and physically like anything is possible—believing the future was limitless. Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free This growth doesn’t have to stop. Our future can still be limitless. The truth is: we all limit ourselves by our own imagination to some extent.
8 Ways to Establish a Large and Meaningful Network
Don’t be that person! Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free If you’ve ever been to a networking event, then you’ll know who I’m talking about: the person who goes around giving out business cards as if they’re flyers. The best networkers give out business cards only when asked to do so or after you’ve established a personal connection.
How Much to Charge for Rent in 2020: A Landlord's Guide
So now that you have an investment property or two under your belt, you are probably considering the possibility of renting them out. However, determining the right property rent rates can be difficult at times. Not sure how much to charge for rent? You're not alone. Want more articles like this?
Here's Why You Should Partner with a Co-Investing Manager
In many real estate investment scenarios, those in charge of managing your investment and the assets associated with it don’t have their own money in the mix. However, when investment professionals place their own money in the same properties as you—a process known as manager co-investment—the game really changes. Want more articles like this?
5 Ways to Reduce Risk When Investing in Multifamily Real Estate
There has been talks of a potential recession for the past several years, and this possibility now seems more likely given the recent inverted yield curve, trade war with China, upcoming Brexit, and more. Does this mean you should stop buying real estate altogether? Want more articles like this?
6 Things You Can Do to Prep Your Home for Hurricane Season
If you live in a coastal state, you’re already well aware of hurricane season, particularly in the wake of Hurricane Dorian and the debacle over whether or not it might hit Alabama. Hurricane season officially falls between June 1 and November 30 on the Atlantic Coast and May 15 and November 30 on the Eastern Pacific. Want more articles like this?
Here's Why You Should Never, Ever Pay for Real Estate Advice
Today we’re talking about real estate courses. Should you buy one? Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free Abso-freakin-lutely not! Forget the Gurus Now I’m probably going to get a lot of heat for this one, because unfortunately there are just so many gurus out there selling a ton of crappy courses. Guys, I’m the biggest anti-guru there is.
Top 5 Podcasts for Multifamily Real Estate Investors
If you’re reading this article, then I don’t think I need to convince you why apartment syndication is a great investment strategy. Hopefully you’re here because you’d like to gain real estate knowledge when and where it’s convenient for you—like during the daily to commute to your 9 to 5 (for now, at least)! Want more articles like this?
Traditional 401(k) vs. Roth IRA: Which One Wins?
Did you know the average American has only $96,000 saved for retirement? This amount is not nearly enough! Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free It’s never too late to start saving, but it’s better to start preparing for your retirement as early as possible.
I JUST Quit My Job to Invest: These 4 Lessons Helped Me Get Here
It’s out there. On the interwebs. On Facebook. My wife and I discussed it for months. Now my parents know. My business partners know. And yes… now the world knows. Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free I QUIT MY JOB. Real estate, we are on full time, baby. It’s time to focus on nothing but building this real estate empire. Oh, and my assistant starts in a week. Now let me backtrack for a moment.
If Your Goal Is to Not Work Hard in Life, You're Doing It Wrong
This is the first of a series of articles outlining the principles taught from one of the greatest financial books of all time The Richest Man in Babylon. “Who wants to work hard?” commented Zabado. “Those plowers are wise fellows. They’re not breaking their backs. Just letting on as if they be.” Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free “Thou can’t get ahead by shirking,” Megiddo protested.
Are Value-Add Apartment Buildings Still a Worthwhile Investment?
Want an investment that generates 20 percent annualized return without taking on any risk at all? Well, sorry to break the bad news… no investments are risk-free. Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free However, there are certain things that you can do when investing in real estate to minimize your risk exposure. This article will go over the benefits and risks of an apartment value-add.
The Real Estate Investing Social Network
“We make a living by what we get, but we make a life by what we give.” —Winston Churchill Successful real estate investors are go-getters and achievement-oriented typically. They desire financial independence and work hard toward this goal. Still, many of the successful real estate investors I have met over the years also have a strong interest and desire to give back, as well. When you meet very successful people, they are always the type who are contributing to their community in some capacity.
11 Ways to Create a Quantum Leap in Your Personal Business Success
In order to dramatically advance at anything, the following are 11 things you must acknowledge. Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free How to Be Significantly More Successful 1. Accept the fact that you always have something you can learn. None of us knows everything. Period. SOLUTION: Attend more learning experiences and get around more like-minded individuals.
Multifamily Real Estate for Beginners ( Why It's a Wise Investment!)
Before digging too deep into this topic, I want to note that it doesn’t require $100,000 to invest in multifamily real estate. The minimum investment amount on each deal depends on the syndicator—I’ve seen it be as low as $10,000. Want more articles like this?
5 Tactics to Overcome Fear and Start Investing NOW!
I recently met a man at a real estate meetup who said he’d been attending the event for years. I asked what he did in real estate, and his response shocked me. He said NOTHING. This man had been actively studying the ins and outs of real estate investing for years, yet he was still too scared to take action. This conversation got me thinking about the four-letter word that holds back so many would-be investors: fear.
An Investor's Guide to Overseeing Rehabs
Have you ever exceeded budget, run behind on schedule, or disputed with your contractors while constructing or renovating your building? If so, you’re not alone… Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free Construction is very difficult, but here are some of the things that you can do to manage your contractors more effectively to avoid cost overrun, project delay, and many other issues. 1.
Construction Management 101: The Real Estate Investor's Guide to Overseeing Rehabs
Have you ever exceeded budget, run behind on schedule, or disputed with your contractors while constructing or renovating your building? If so, you’re not alone… Construction is very difficult, but here are some of the things that you can do to manage your contractors more effectively to avoid cost overrun, project delay, and many other issues. 1.
How to Use Action to Overcome Fear and Procrastination
While reading Grant Cardone’s book The 10X Rule: The Only Difference Between Success and Failure, one particular section caught my attention: Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free “The 10X Rule requires that you take action in massive quantities and immediately.
3 Arguments Against Investing Out of State
We’ve all heard the saying, “The grass is always greener on the other side of the fence.” What some of us don’t realize is that, often when you hop the fence and take a closer look, you discover that the grass is exactly the same—the difference was an illusion. Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free The same can be said of buying properties in markets outside your local area.
3 Keys to Real Estate Success No One's Talking About
There’s a lot of great theories and ideas out there in terms of keys to success for real estate investors. For instance, work really hard, have a set of goals, build a great team—I talk about some of that, too. Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free But there are other less-discussed keys to success. I want to talk to you about three of those (although there are way more, to be sure).
Helping Buyers Sellers Solve Problems Pays Off | Real Estate Investing
There are many paths to helping buyers reach their goal of buying a home. The goal is to help them get to the finish line. Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free I often get questions regarding deal terms and other issues in the business. These two came straight from our mailbag: Is collecting part of a buyer’s tax refund as a down payment hurting them or their chance to save up to buy a home?
One Question Can Weed Out Shady Business Partners
This particular method has really helped me over the years. I present it at speaking presentations, I believe I’ve written blog articles about it in the past, and today, I’m giving you a video post about this question that I ask everyone before we look at doing business together. Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free Why is This Question So Important?
The Mega-Profit Potential of Apartment Syndication
What is your top priority in life? Want more articles like this? Create an account today to get BiggerPocket's best blog articles delivered to your inbox Sign up for free Forty-four percent of millennials say it’s having children. Half say getting married and 72 percent want to own a home. But the single highest priority, at 80 percent, is being able to retire financially secure.
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