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Articles by Jeffrey Abraham
Joy and happiness: The aspirational holiday of Sukkot
The mood swing from Yom Kippur to Sukkot is among the most dramatic of Jewish transitions. From sobriety to celebration, from awe-struck fear to total joy, from fasting to feasting, we re-engage with the world beyond the walls of synagogue, remembering that in physical pleasure there may also be spiritual purpose. Deuteronomy 16:15 famously proclaims Sukkot to be our festival of joy. The Talmud Pesahim 109a declares that a person must cause all of his and her household to rejoice on the festivals.
Need a DSCR lender ASAP, please help!
Member since 2026 · 9 posts Hi all, Ive come across a good deal I was hoping to put an offer in on tomorrow and am wanting to do a DSCR loan if possible. The property is in Kentucky and is less than $100k (I read this could cause some issues with some lenders). It's being sold under market value and I'd be walking into $30k+ in equity instantly. The DSCR ratio on this deal is around 2.0, potentially higher.
Need a DSCR lender ASAP, please help!
Forum Categories All Member since 2026 · 9 posts Hi all, Ive come across a good deal I was hoping to put an offer in on tomorrow and am wanting to do a DSCR loan if possible. The property is in Kentucky and is less than $100k (I read this could cause some issues with some lenders). It's being sold under market value and I'd be walking into $30k+ in equity instantly. The DSCR ratio on this deal is around 2.0, potentially higher.
Are Rural Properties Eligible for DSCR Loans?
One of the most overlooked yet important factors in DSCR Loan eligibility is whether the subject property is located in a rural, suburban, or urban market. While it might seem like a simple classification, rural designation can significantly affect eligibility, pricing, and underwriting requirements, and policies vary widely from lender to lender. The reason DSCR Lenders view rural properties differently boils down to risk, liquidity, and resale value.
Seeking a $30,000 rehab loan for a fix and flip.
Quote from @Amber Marie: Hello, I have two SFR properties in the 48505 zip code that my investor is looking to rehab and flip. Owned free and clear. Purchase prices are $7k and $9k. ARV for each will go for $70k-$80k. What lenders will consider financing this deal? Any advice would be helpful.
Professional discipline: What separates high-performing brokers from the rest
In the world of private and alternative lending, brokers don’t usually lose deals because of interest rates or competition. They lose them because of their own flawed analysis. Too often brokers begin quoting rates or structuring loans without a clear understanding of the borrower’s objectives, experience and actual deal structure. This backward approach not only leads to frustration and wasted time but also diminishes credibility with lenders and clients alike.
What Torah and a sports roundtable can teach us about trust and truth
Last month I was lamenting the end of an era as one of the TV shows I enjoyed, “Around the Horn” came to an end after over 22 years on ESPN. What I particularly loved about “Around the Horn” was that sportswriters from all over the country would debate the major sports topics of the day, often times quibbling with each other, and occasionally saying something a bit absurd.
The Blogs: What Moses Teaches Me In 2025
Hostage Square in Tel Aviv could easily be referred to as “Heartbreak Square.” Standing in the glow of the ticker counting the literal minutes since Hamas brutally took 252 hostages on October 7th with 58 remaining brutally held in Gaza, numbed my soul along with the others who were in Israel with me on our recent Congregation B’nai Amoona Israel trip. Coupling this with the Yom HaShoah (Holocaust Remembrance Day) ceremony we attended at Hostage Square weakened me to my core.
Stereospecific Access to α-Haloalkyl Esters via Enol Ester Epoxides and Synthesis of a C3-C21 Fragment of Bastimolide A
Stereospecific Access to α-Haloalkyl Esters via Enol Ester Epoxides and Synthesis of a C3–C21 Fragment of Bastimolide A We report a 14-step synthesis of a C3–C21 fragment of bastimolides A and B, antimalarial macrocyclic polyketides. A crucial ring-opening reaction of an enol ester epoxide showed previously unexplored reactivity, leading to an asymmetric synthesis of α-haloalkyl esters.
Oct. 7, 2023: The day everything changed
We gathered on that Saturday morning Oct. 7, 2023, at my synagogue, Congregation B'nai Amoona in Creve Coeur, for a baby-naming and a 90th birthday. We were there to celebrate the sweetness of new life and to rejoice in the longevity of another. My community doesn't use electronics on the Sabbath, so we still didn't know what was happening an ocean away. As our service began and we marked one of life's most joyous milestones, the murmur amongst our congregants grew. Israel was under attack.
D'var Torah: We all have the opportunity to enter our ‘promised land’ - St. Louis Jewish Light
After a two-year hiatus due to COVID, the opportunity to visit congregants at Jewish sleep-away camps is back in my summer plans. I am excited to have this opportunity return and see our children in such a wonderful, informal educational setting. When I visit, I often think of the first annual foray into a “new” camp with the 12 spies we encounter in this week’s Torah portion.
St. Louis Jewish Light
Rabbi Jeffrey Abraham Passover is a time that accentuates the importance of oneness and unity. On seder night, we remember our historic roots and re-experience both the dark days in Egypt and our miraculous redemption from bondage. Jewish people across the globe feel a sense of closeness and connectivity to one another as we share common rituals, songs and a unique conversation. One of the first rituals we engage in at the seder is yachatz, the breaking of the matzah into halves.
St. Louis Jewish Light
RABBI JEFFREY ABRAHAM March 17, 2022 Rabbi Jeffrey Abraham Turbulent times demand that we take action. Parashat Tzav follows Purim by one day, both of which “demand action.” In the Megillah, Haman reveals his diabolical plan to exterminate the Jews of Persia,and Mordechai instructs Esther to immediately visit the king and beseech him to rescind the wicked decree.
D'var Torah by Rabbi Jeffrey Abraham: Fuel good deeds with ‘fire and passion’ - St. Louis Jewish Light
Rabbi Jeffrey Abraham Parshat Ki Tissa opens with the admonition, “This is what everyone who is entered in the records shall pay …” (30:13) God’s command was for every male from 20 to 60, rich or poor, to be counted by their half-shekel contribution to the upkeep of the Tent of Meeting (Ohel Moed) and to raise the spiritual level of the contributors.
Rabbi Jeffrey Abraham: Judaism calls on us to put ideals into practice
Congregation B’nai Amoona. Photo: Bill Motchan Our parshah this week, Mishpatim, embraces law after law right on the heels of the Ten Commandments. Our foremost commentator, Rashi, points out that Mishpatim should be viewed as a continuation of the previous parshah, Yitro. Why? How? The very first word of our parshah is V’eileh. Rashi notes that when the word eileh “these are” begins with a “vav” denoting that it is a continuation or, moseif al horeshonim, an extension of that which preceded it.
Asking for help is a sign of self-worth, strength
Rabbi Jeffrey Abraham, Special to the Jewish Light January 6, 2022 Moses relates the commandments the Israelites must fulfill on the fateful eve of Passover in Egypt in our parsha this week, Bo. Can you imagine their fear and trepidation? This includes the consumption of the paschal lamb. Moses is then told to give the nation an additional instruction.
Abraham, Isaac and the ultimate test of faith
Congregation B’nai Amoona. Photo: Bill Motchan This week’s portion, Vayera, ends with the Akedah (“the binding”), one of the most difficult and challenging narratives in the entire Bible. Isaac was born to Abraham and Sarah in their old age. God decides to put Abraham to the test and tells Abraham to take his son, his only son, whom he dearly loves, and give him as an offering on a mountain, that is known as Mount Moriah. That mountain eventually became the holy place where the Temple was built.
D’var Torah: Our good names are linked to our good deeds
RABBI JEFFREY ABRAHAM June 3, 2021 We are told in Pirkei Avot (4:17) that there are three crowns, and “the crown of a good name surpasses them all.” This cliché, of course, has been used endlessly; yet, it is still relevant. In our parsha, Sh’lach L’kha, we have the renowned story of the 12 spies dispatched to reconnoiter what was then Canaan.
Love your neighbor, a prescription for our time
When the sages, in our double Torah portion of Acharei Mot-Kedoshim this week, addressed the classic Jewish commandment to “Love your fellow as yourself” (Leviticus 19:18), they wondered: How is it possible to require that we can love others as much as we love ourselves? Rabbi Baruch Halevi Epstein (1860-1941), best known for his commentary “Torah Temimah (The Perfect Torah),” based on a teaching of Maimonides, says we are enjoined to treat our fellow human beings with honor and respect.
Making memories is the sweet in Passover’s bitters
Rabbi Jeffrey Abraham serves Congregation B’nai Amoona and is a member of the St. Louis Rabbinical and Cantorial Association, which coordinates the d’var Torah for the Jewish Light. The “Sarajevo Haggadah,” handwritten and illustrated in 14th century Spain, was probably part of the expulsion from Spain in 1492. The details of how and when it arrived in Sarajevo, now the capital of Bosnia and Herzegovina, are not known. But it was sold to the Bosnian Museum in 1894.
May we be thankful for what we have
Here we are in the Jewish calendar with no holidays. The month of Cheshvan that just ended is at times referred to as Mar Cheshvan, or Bitter Cheshvan, by virtue of the absence of any holidays. It is precisely during this time period that we have the secular holiday that most Jews feel quite comfortable with: Thanksgiving. It may sound trite, but giving thanks is not meant for once a year. It is an everyday occurrence in Judaism.
We are not ‘grasshoppers’; we can center the Promised Land
Who doesn’t think their situation is paramount? My past few weeks have been as exciting and exhausting as one can imagine, moving with three young boys during a pandemic. As we have begun to settle into our splendid new home and Jewish community here in St. Louis, I could not help but think of the journey of the 12 spies we encountered in our Torah a few weeks ago in comparison and contrast to Pinchas in this week’s Torah portion.
The joy of Sukkot
The mood swing from Yom Kippur to Sukkot is among the most dramatic of Jewish transitions. From sobriety to celebration, from awe-struck fear to total joy, from fasting to feasting, we re-engage with the world beyond the walls of synagogue, remembering that in physical pleasure there may also be spiritual purpose. Deuteronomy 16:15 famously proclaims Sukkot to be our festival of joy.
Cops question Stella and meet with NPA over lockdown breach - Cele
Stella Ndabeni- Abrahams Photo By Jeffrey Abraham. Investigating officers looking into the case against Communications Minister Stella Ndabeni-Abrahams have already spoken to the National Prosecuting Authority, Police Minister Bheki Cele said on Friday. Cele said the investigating officer had already met with the minister and was "taking the matter forward".
Self-love, respect mark route to our Promised Land
Who doesn’t think their situation is paramount? My past few weeks have been as exciting and exhausting as one can imagine, moving with three young boys during a pandemic. As we have begun to settle into our splendid new home and Jewish community here in St. Louis, I could not help but think of the journey of the 12 spies we encountered in our Torah portion (Parashat Sh’lah L’kha) a few weeks ago in comparison and contrast to Pinchas, this week’s portion.
Ease-of-care from the physical therapists’ perspective comparing fentanyl iontophoretic transdermal system versus morphine intravenous patient-controlled analgesia in postoperative pain management, Journal of Comparative Effectiveness Research, Future Med
Aim: To compare the ease-of-care (EOC) examining time efficiency, convenience and satisfaction of fentanyl iontophoretic transdermal system ([ITS] IONSYS®) and morphine intravenous patient-controlled analgesia (iv. PCA) in postoperative pain management using a validated physical therapist (PT) EOC questionnaire. Materials & methods: This meta-analysis assessed EOC of fentanyl ITS versus morphine iv.
Comparison of fentanyl iontophoretic transdermal system and routine care with morphine intravenous patient-controlled analgesia in the management of early postoperative mobilisation: results from a randomised study
Introduction: Fentanyl iontophoretic transdermal system (ITS) (IONSYS®, The Medicines Company, Parsippany, NJ, USA) and morphine intravenous (IV) patient-controlled analgesia (PCA) have demonstrated equivalent pain control in several published studies. The primary objective of the current study was to compare fentanyl ITS with morphine IV PCA with regard to the patient’s ability to mobilise with acute postoperative pain.
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