Keph Senett on Muck Rack

Keph Senett

Canada
As seen in: Aol, The London Standard, Yahoo Finance Canada, The Globe and Mail, Miami Herald, The Sacramento Bee, Matador Network, Arizona Daily Star, Fort Worth Star-Telegram, Omaha World-Herald and
Covers:  Human rights, travel, culture, food, diversity, culture, sports, politics, personal finance, newcomers, environment, Canada, LGBT+, small business

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Creative non-fiction, news and opinion, and content marketing. Writer and editor.

Articles

Before you borrow: Navigating back-to-school financial aid in Canada

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By Keph Senett
| MoneySense Verified
Understanding your options now can help you graduate with a much stronger financial foundation. Student loans in Canada In Canada, you generally have two paths for borrowing: government programs or private financial institutions. According to RBC’s survey, 62% of students say they rely on two or more sources to pay for school—including government loans, scholarships, family support, credit cards and student lines of credit. But only 30% say they understand the differences between the options.
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A new “expectation-to-reality” gap may help explain Canada’s gender pay disparity

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By Keph Senett
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Researchers cite numerous factors for the persistent gender pay gap, both systemic and situational. Meanwhile, pay gap denialists suggest disparities exist because of individual decision-making and biological determinism. In the meantime, Statistics Canada reports that women aged 15 and older earned 88 cents for every dollar earned by men in 2025, up from 82 cents in 1997 Statistics Canada. This may be progress, but it’s progress measured in fractions of a cent over decades.
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What if you cross the rainbow bridge first? Why you should set up a pet trust

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By Keph Senett
| MoneySense Verified
Estate Planning A pet trust can ensure your furry friend is cared for if you die first. Here’s how Canadians are including pets in their wills—and how much they’re setting aside. Image from Freepik Most Canadians know they should have a will and most don’t want to think about it. Writing a will forces difficult decisions about family, inheritance, and legacy—topics too weighty to avoid, not that we don’t try. The data shows that 78% of Canadians who start an estate plan fail to finish it.
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