Emily Lambert
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Editor of Chicago Booth Review, Forbes alum, CPS parent, gone gardening.
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Articles by Emily Lambert
AI doom warnings are growing louder. Hereâs a timeline of the concerns Original
(NewsNation) â New warnings about the existential threat posed by artificial intelligence have renewed fears about the technology, though concerns from tech experts have been building for more than a decade. Last week, AI researcher Jacob Coxon resigned from Anthropic, the parent company of Claude. In a post, he warned AI could destroy humanity. He joins several researchers who have raised concerns about AI becoming uncontrollable as countries race to build more sophisticated models.
Using self-hosted Large Language Models (LLMs) securely in Government
As a Data Scientist in the Digital, Data and Technology (DDaT) team at the Department for Business and Trade (DBT), I’ve seen firsthand how artificial intelligence - particularly Large Language Models (LLMs) - can open new possibilities in the way government processes and analyses data. LLMs are a type of AI that can understand and generate human-like text based on patterns in vast amounts of written language. Tools like ChatGPT and Claude are based on these models.
What effect will Trump’s tariffs have on the U.S. economy?
As Donald Trump was being sworn in as president, U.S. consumers were already preparing for what could be the biggest change in global trade policy in a half-century. In a survey conducted in December and early January, many said they expected Trump to impose tariffs of up to 50 percent on U.S. trade partners.
BYU: Students use wearable nanocomposite sensor and AI to create prescription-like system for chronic back pain
Students work on the SPINE Sense System, a device which is used to research the causes of back pain. A major contributor to opioid addiction is severe back pain, and statistics from the National Institutes of Health show 80% of Americans experience back pain — 20% of whom endure chronic back pain. To find effective therapies for chronic low back pain, and to help curb opioid addiction, the NIH created the Back Pain Consortium Research Program.
Attorneys for Proud Boy Dominic Pezzola files Motion to Dismiss based on FBI Corruption — NCLU
Attorneys for Proud Boy defendant Dominic Pezzola file demand for the appointment of a special master and special prosecutor to examine FBI evidence tampering and fabrication. Last week, during the Proud Boy trial in D.C., the government claimed it had accidentally given “classified” text messages of FBI agent Nicole Miller to defense lawyers. The DOJ is now frantically seeking to “claw back” the document. Judge Kelly appears inclined to help them conceal the scandalous information.
What type of GIF user are you?
When you get a text from a friend, is your immediate reaction to reply with a GIF? Do you know which GIF to send, or do you begin to scroll, searching for the perfect one? If so, it may mean more than you realize, according to researchers at BYU. GIF use has become increasingly common—even among older generations—as people realize how effectively they communicate humor, allow users to express themselves, and maintain relationships.
SAP Training: Das sind die Schulungs-Updates für 2023
Bitkom-Präsident Achim Berg betont mit Blick auf die neueste Studie des Vereins, dass sich der Fachkräftemangel „zum Haupthindernis bei der digitalen Transformation“ entwickeln könnte und unterstreicht damit die Relevanz der beruflichen Weiterbildung: Ohne Weiterbildung und Umschulung gibt es nicht ausreichend IT-Fachkräfte, die auch SAP-Projekte erfolgreich angehen können. Daher ist es wesentlich beim Thema Schulung nicht den Anschluss zu verlieren.
A Tool to Help Algorithms Cope with Human ‘Gaming’
Imagine that a ride-sharing driver receives a request for a pickup, and it’s up to the driver to accept or decline. The ride-sharing company’s algorithm has determined that this is a good customer-driver match and that it’s suggested at an acceptable price for the driver. But the driver may second-guess the result and decline it by claiming to be unavailable, perhaps hoping the next pickup request will come from a closer location or be at a higher price.
BYU: BYU study shows children need hands-on experience to learn financial responsibility
Children playing a board game using fake money are photographed on Sept. 20, 2022. Children who are given opportunities to manage money when they’re young are more likely to be financially responsible as they enter adulthood, says a new study from BYU. “It’s evident that what parents do when their kids are young affects their financial outcomes later,” said Dr. Ashley LeBaron-Black, BYU professor of family life and lead author of the study.
Study shows children need hands-on experience to learn financial responsibility
Children who are given opportunities to manage money when they're young are more likely to be financially responsible as they enter adulthood, says a new study from BYU. "It's evident that what parents do when their kids are young affects their financial outcomes later," said Dr. Ashley LeBaron-Black, BYU professor of family life and lead author of the study.
SAP SuccessFactors Employee Central Surpasses 5,000 Customers
SAP SuccessFactors has been innovating in the cloud and helping organizations worldwide elevate their people for over 20 years. We were one of the first companies to build performance management software, and soon after SAP acquired SuccessFactors in 2012, we launched SAP SuccessFactors Employee Central to provide a robust core human resources (HR) solution in the cloud.
SAP Delivers New Innovations to Build Future-Ready, Sustainable Workforces
LAS VEGAS — Today at the SuccessConnect event, SAP SE (NYSE: SAP) announced new advancements to the foundation of the SAP SuccessFactors Human Experience Management (HXM) Suite to create a powerful way for organizations to execute an integrated talent development strategy and create a future-ready workforce.
Qualtrics and SAP SuccessFactors Recruiting: Automating In-Moment Listening Across the Entire Candidate Journey
Candidate experience impacts the entire business, not just the recruiting team. Qualtrics research shows that companies with above-average experience management are 52% more likely to report above-average revenue growth and 48% more likely to report above-average profitability. Candidates are also customers, so poor candidate experiences can impact customer brand reputation.
Five New Pieces You Should Read from Chicago Booth Review
Chicago Booth Review recently published its fall issue covering a variety of new research. We suggest five articles from the issue on topics of interest to ProMarket readers. Green Investors: Don’t Divest . . . Protest! Almost 1,500 institutions globally (including universities, pension funds, banks, governments, and foundations) with a combined $39 trillion in assets have publicly committed to divesting from fossil fuels, according to Stand.
Why Are Financial Markets So Volatile?
When the pandemic hit and spread in 2020, stock markets in the European Union, Japan, and the United States plummeted up to 30 percent. The implications of the virus for public health, the global economy, and numerous aspects of everyday life were uncertain, and dire. But to financial researchers, the extent of these market reactions was still perplexing.
Why progress on the racial wage gap has stalled
The wage gap between white and Black men in the United States has persisted for generations, but there are reasons to think it would be smaller today than it was 40 years ago. Legalized forms of racism that allowed employers to bar Black Americans from jobs, or to pay them less for equal work, have been banned for a half century.
How rational bank behavior can lead to risky lending
In the aftermath of the 2008–09 financial crisis, many people questioned why bankers kept issuing subprime loans even when it was clear they were risky and likely to fail. “When the music stops, in terms of liquidity, things will be complicated. But as long as the music is playing, you have got to get up and dance. We are still dancing,” said Citibank’s then CEO Chuck Prince in 2007. Did bankers dance because they were overconfident?
The new view of corporate debt: Cash-flow borrowing dominates
In the traditional view of corporate debt, when a company wants to borrow $1 million, creditors ask for something they can seize and keep in case of default—such as equipment, real estate, inventory, or receivables. But this doesn’t work for all businesses: a company that builds code, for example, doesn’t have much to pledge to creditors. Recognizing this, lenders also allow companies to borrow against the cash flows from their operations.
The Fed still has control over interest rates
In times of crisis, the US Federal Reserve employs monetary-policy tools to help stabilize the situation. But in the past few years, there’s been some public speculation as to whether it has lost a crucial tool and, by extension, its control over short-term interest rates. “As Fed Loses Control of Overnight Rates, Blame Shifts to T-Bills,” blared a Bloomberg headline in 2018.
How open banking could backfire
In the European Union, open banking is transforming finance. Regulations are enabling consumers to control their banking data and share them, if they wish, with third parties such as fintech companies. The aim is for this to promote competition and allow innovation to flourish—moving us more quickly toward lower-fee banking and perhaps even a cashless society. But the idea has critics, among them Mick McAteer of the United Kingdom’s Financial Inclusion Centre.
Benchmarking fund managers’ pay can lower returns and raise fees
For many active-fund managers, a primary goal is beating a designated market barometer such as the S&P 500. Tying a manager’s compensation to outperforming a benchmark supposedly aligns the manager’s incentives with investors’ goals. But there are problems with this system, suggests research by Chicago Booth’s Anil K Kashyap, Arizona State’s Natalia Kovrijnykh, Booth PhD student Jian Li, and London Business School’s Anna Pavlova.
Big investments in vaccine capacity can help governments save lives and boost economies
Wherever they are available, COVID-19 vaccines are saving lives, lowering infection rates, and enabling economies to start recovering from the pandemic’s debilitating effects. But on a global level, there are not enough vaccine courses to go around as demand outstrips supply. To address both the current shortage and future public health crises, governments should increase vaccine capacity as quickly as possible.
Do we need a Chapter 11 for banks?
When the retailer Sears filed for Chapter 11 bankruptcy in 2018, it came as little surprise to those who watched its long decline—including investors who put heat on CEO Eddie Lampert. But contrast this failure, of a well-known chain, with the failure of financial institutions such as the 2008 collapse of Bear Stearns. When banks fail, it’s often more of a shock, even to the people with money at stake. Chicago Booth’s Yueran Ma and Columbia’s José A.
Why the world needs a lot more vaccine capacity
Wherever they are available, COVID-19 vaccines are saving lives, lowering infection rates, and enabling economies to start recovering from the pandemic’s debilitating effects. But on a global level, there are not enough vaccine courses to go around as demand outstrips supply. To address this, countries should quickly build additional vaccine capacity, according to research. “Investing in accelerating vaccines can pay for itself many times over from reduced fiscal costs alone,” one study reports.
When green investments pay off
When the COVID-19 pandemic prompted global stock markets to plunge in March 2020, Chicago Booth’s Lubos Pastor and Booth PhD student M. Blair Vorsatz set out to see if active managers outperformed stock indexes in choppy markets. But they stumbled on an unexpected insight. Most active funds underperformed passive benchmarks during the crisis, they find, but what surprised them is funds that had high sustainability ratings had higher benchmark-adjusted returns.
Who is driving stock prices?
When stock prices fluctuate, commentators often attribute the moves to demand from certain groups of investors. A radio report might attribute a daily rise in the S&P 500 to sentiment-driven retail investors—or maybe hedge funds, pension funds, or sovereign-wealth funds. But some investors drive valuations more than others do, suggests research by Chicago Booth’s Ralph S. J. Koijen, NYU’s Robert J. Richmond, and Princeton’s Motohiro Yogo.
Don’t kill a company to collect a debt
There’s a sizable gap between what a company is worth in liquidation and what it’s worth while still operating, according to University of California at Berkeley’s Amir Kermani and Chicago Booth’s Yueran Ma. Companies going through Chapter 11 restructuring are worth about twice as much when they are going concerns rather than liquidated, they write.
Do investors view stocks as insurance?
According to many studies, people treat their investments like insurance policies. Those who want insurance against a tanking economy or the threat of unemployment are willing to pay more for an asset if they think it’s less likely to have bad returns in the future times that coincide with these bad events.
Why auditors hire graduates of local colleges
Pedigree degrees are great, but so is hiring locally. The Big Four audit firms often hire graduates from feeder schools that are nearby, according to research by University of Melbourne’s Gladys Lee and Vic Naiker and Chicago Booth’s Christopher Stewart. They also find that offices close to universities produce higher-quality work.
How To Simplify Investments
"A mess" is the best description for the financial affairs of many new clients coming through the door at Roger Wohlner's financial planning office in Arlington Heights, Ill. Often, their holdings include a gnarl of retirement and non-retirement accounts, overlapping investments that provide exposure to nearly identical assets and accounts scattered around the likes of Charles Schwab, ETrade Financial and Bank of America's Merrill Lynch.
Would you trust a machine to pick a vaccine?
Back before COVID-19, Chicago Booth’s Sanjog Misra was on vacation in Italy with his son, who has a severe nut allergy. They were at a restaurant and couldn’t read the menu, so Misra opened an app that translates Italian to English, and pointed his phone at the menu to find out if one of the dishes was peanut free. The app said it was. But as he prepared to order, Misra had a thought: Since the app was powered by machine learning, how much could he trust its response?
Why the U.S. economy could take a hit regardless of the election result
Most voters are looking forward to an Election Day victory. According to a recent survey of U.S. households, 87% of Democrats expect Joe Biden to win the presidency while 84% of Republicans expect Donald Trump to stay in the White House, with both sides having a high degree of confidence in their predictions. The survey not only highlights political polarization, but reveals that voters tend to express starkly different outlooks about the future under a Biden or Trump administration.
Why the US economy could take a hit after the election, regardless of who wins
Eighty-seven percent of Democrats expect Joe Biden to win the US presidential election, while 84 percent of Republicans expect the win will go to Donald Trump, finds a survey of US households. Voters in both parties not only expect their candidate to win, but have a high degree of confidence in their predictions.
Found: A Financial Pioneer Woman
Grace Hyslop (fifth from left) with family More women are trading, I wrote here earlier this week. In doing so, following the example of other women who have traded, including that of a little-known financial pioneer whose story has just surfaced. The financial pioneer is Grace Hyslop, and she may have been the first female member of any financial exchange in the country.
Women’s Hockey: Lambert earns CoSIDA Academic All-American First Team plaudits
Posted: Jun 17, 2020 2020 CoSIDA Academic All-American At-Large Division III Teams AUSTIN, Texas – Senior Emily Lambert (Riverview, Mich.) of the Norwich University women's ice hockey team was named to the College Sports Information Directors of America (CoSIDA) Academic All-American At-Large First Team on Wednesday.
What percentage of the population has contracted COVID-19?
How lethal is COVID-19 compared with the common flu? To answer this, health officials first have to know how many people in a community are infected, or have been in the past. They’re using virus swab tests to identify people who have COVID-19, and they’re administering antibody blood tests to detect who has had the infection previously. The accuracy of antibody tests is still in question, however.
Women’s Hockey: Lambert named to CoSIDA Academic All-District team
Posted: May 21, 2020 2020 COSIDA ACADEMIC ALL-DISTRICT AT-LARGE RELEASE NORTHFIELD, Vt. – Senior Emily Lambert (Riverview, Mich.) of the Norwich University women's ice hockey team was named to the College Sports Information Directors of America (CoSIDA) Academic All-District At-Large District II team on Thursday. The CoSIDA Academic All-American program recognizes the nation's top student-athletes for their combined performances athletically and in the classroom.
COVID-19 has exposed the fragility of the US life-insurance industry
When the COVID-19 crisis hit, the stock prices of life-insurance companies declined sharply. The sector experienced drawdowns (the percent decline from the maximum to the minimum of the cumulative return index) that rivaled those seen in the hard-hit airline industry. Between January 2 and April 2, the drawdown of a portfolio of life insurers was 51 percent, compared with 34 percent for the whole S&P 500, 43 percent for the financial sector of the S&P 500, and 62 percent for the airline industry.
What were the preliminary economic effects of China’s lockdowns?
On January 23, 2020, the Chinese government locked down the city of Wuhan in Hubei Province, imposing travel restrictions in a bid to prevent the spread of COVID-19. In subsequent days, the authorities took similar measures in other cities in Hubei and throughout China.
Practicing For Retirement
Many Americans have spent decades on the job fantasizing about the day when they can leave it all behind to enjoy the open road, the golf course or the beach. In the past few years, however, many a retirement plan has been put on hold indefinitely due to an uncooperative economy and bumpy market. Here's an idea: Don't give up on retirement; practice it a little at a time instead. Keep working but kick back some while you do. That's the advice of Christine Fahlund, a senior financial planner at T.
Women’s Hockey: Conway, McGovern help Cadets down Southern Maine, 6-1
Chandler Mosher '21/Norwich University Posted: Feb 09, 2020 NORTHFIELD, Vt. – Senior forwards Amanda Conway (Methuen, Mass.) and Sophie McGovern (Hermantown, Minn.) each scored two goals and had an assist to lead the Norwich University women's ice hockey team to a 6-1 victory over Southern Maine on Sunday afternoon at Kreitzberg Arena.
Get involved: clubs one might've missed at Student Org Night
Oftentimes when one attends a university with a high undergraduate population like JMU, the campus can feel overwhelmingly unknown. One of the best ways to alleviate some of the stress that comes with unfamiliarity is to get involved in a club or organization. When one joins a new club, they’re introduced to a smaller community within a big school and may be able to put their passions to use.
Hire Slow, Fire Fast: Why This Doesn't Work
By Teamable | July 31, 2019 Hire slow, fire fast. We’ve all heard this before. There's a reason tech startup culture has instead adopted the "hire fast, fire faster" mantra — but we've got some doubts about that one too. How can you ensure you're hiring the right people, and setting your new hires up for success starting on their first day? If you want to build a team of stellar talent, hiring slow and firing fast won’t get you there.
Five dorm essentials that are easily forgotten
When one is packing up to live on their own for the first time, it’s easy to remember the basics. Every freshman remembers to purchase a comforter, pack their favorite clothes and, of course, prepare decor for their dorm. Unfortunately, it’s the items people have grown up with easy access to that are usually forgotten. To properly prepare for one’s first year, it’s important to get a head start on packing or purchasing these items. 1. Doorstop Typically, nobody needs to have a door stop at home.
JMU pets: an Instagram community
Pet Instagrams have become popular in the past year — especially among students at JMU. This trend has gained the attention of many and fostered their desire to create their own accounts. Rather than simply posting pictures of their furry friends on personal Instagram accounts, these students have created pages dedicated to their animals’ lifestyles. Toby the labradoodle's account helps his owner Kropff feel closer to her pooch, even when she's away from home.
What's the Difference Between "Culture Fit" and "Job Fit?"
By Emily Lambert | November 22, 2018 At #movethedial Summit in Toronto this year, Molly Q Ford, Senior Director of Global Equality Programs at Salesforce, said, “Culture fit is the new racism. Forget that word.
Can the US print its way out of a deficit?
When governments collect less money through taxes than they spend, they run deficits. But the US government borrows in the same currency it issues, so can’t it use its printing power to help balance its budget and avoid a deficit? This is the general idea behind modern monetary theory (MMT), which maintains that a country that controls its currency and issues debt in that currency can sidestep deficits.
The 4 Standout Skills Needed in the Future of Work
By Emily Lambert | March 20, 2019 Machines will be capable of carrying out half of all work tasks by 2025 — equating to the lost or displacement of 75 million jobs. But, in the same period, 133 million human jobs will be created. We recently took a deep dive into how this influx of jobs will disrupt talent acquisition and management as we know it inourTalent and the Future of Work e-book.
Should governments offer subsidies to attract businesses?
When Amazon announced in 2017 that it was shopping for a location for a second North American headquarters, cities across the United States, Mexico, and Canada, offered up sweeteners. An economic development company sent the online retailer a 21-foot saguaro cactus to try to entice Amazon to Tucson, Arizona. Hundreds of other cities offered tax breaks, infrastructure improvements, and other temptations.
Women’s Hockey: Conway, Lambert earn NEHC weekly awards
NEHC WEEK 7 REPORT MARSHFIELD, Mass. – Junior forward Amanda Conway (Metheun, Mass.) and sophomore goalie Emily Lambert (Riverview, Mich.) earned New England Hockey Conference (NEHC) weekly honors on Monday afternoon. Conway earned her third NEHC Player of the Week award after scoring three goals and tallying four assists for seven points to help lead Norwich to three wins on the week.
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