After a 30-hour journey, Judy and Richard Loader arrived in Phuket, Thailand, to find that their villa – booked via Booking.com – didn’t exist. Judy had booked the villa for more than £4,000 for a long-awaited Christmas-time holiday with their children and grandchildren. But when they arrived at the address, there was no sign of it. The family soon realised that the listing was a scam, and they were faced with the prospect of having nowhere to stay just a few days before Christmas.