Dotun Usman (real name withheld), a Lagos resident, paid N52,280 via his OPay account on June 29 to offset a loan he took from Ease Cash, but neither financial institution can account for the whereabouts of the money. Usman told FIJ on Friday that he took a loan of N80,000 from Ease Cash on June 17, and he was to repay a total of N106,680 in two instalments. So, he decided to pay the first instalment on June 29, a day before the initial repayment was due.