Whoever said an apple a day will keep a doctor away would agree with me that also reading a book on finance will keep debt collectors and poverty out of your sight. If you can’t buy a book, get one online, or, at least borrow one. BTW, I don’t mean text books recommended for students because they are on syllabus. I mean books like The Richest Man in Babylon by George Samuel Clason, a colleague Grace gave me recently to read. Babylon is known for splendor in its glorious past.