What this article covers Financial advisors share the moves that actually help new parents reduce stress, protect their family, and build stability during one of life’s most financially and emotionally demanding transitions. When my then-wife and I brought our first child home from the hospital, both our moms were there to help us settle in. Then, when evening came, they left. We looked at each other with matching “deer in headlights” expressions, realizing it was all up to us now.