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Oyin Adedoyin

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As seen in: The Wall Street Journal, MSN, MSN Money Canada, Techfluential by Deloitte, The Wall Street Journal (Japan), The Washington Post, Yahoo News, The Wall Street Journal (China), Yahoo Finance, MarketWatch, POLITICO and
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Articles

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By Oyin Adedoyin Verified, Elyse C. Goncalves
| The Wall Street Journal Verified
Americans have been falling behind on their credit card bills at the highest rate in 15 years. You wouldn’t know it from the big banks’ earnings on Tuesday. Some 13% of credit card balances were 90 days or more delinquent in the first three months of the year, according to data released in May by the Federal Reserve Bank of New York. Copyright ©2026 Dow Jones & Company, Inc. All Rights Reserved. 87990cbe856818d5eddac44c7b1cdeb8
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Why high credit card delinquencies aren't showing up at the big banks

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By Elyse C. Goncalves, Oyin Adedoyin Verified
| MSN Verified
Elyse Goncalves, Oyin Adedoyin Americans have been falling behind on their credit card bills at the highest rate in 15 years. You wouldn't know it from the big banks' earnings on Tuesday. Some 13% of credit card balances were 90 days or more delinquent in the first three months of the year, according to data released in May by the Federal Reserve Bank of New York.
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Nearly a Million People Have Left the SAVE Student-Loan Program. Here’s Where They Went.

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By Oyin Adedoyin Verified
| The Wall Street Journal Verified
About 20% of borrowers moved into two older repayment plans that will also be phased out by 2028 Allison Robbert/The Washington Post/Getty Images Nearly one million student-loan borrowers have moved out of a generous repayment plan that the Trump administration is winding down. Some of the more than 7 million borrowers who were in the Saving on a Valuable Education plan, or SAVE, started receiving alerts that they had 90 days to switch out of the plan on July 1.
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