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Articles by Phil Wright
Musical Fidelity M8x DAC
Heinz Lichtenegger has been busy since buying Musical Fidelity in 2018. Refreshing the core entry-level and mid-range offerings. Swooping up to the Nu-Vista valve-based products that now constitute true flagships. With the odd ‘diversion’ along the way, including the revitalised A1 amplifier, hot in both senses. In amongst that, the M8xi amplifier launched in 2020, continuing the ‘Super-Integrated’ theme first seen in the 1990’s with the A1000.
After 30 Years Writing About Retirement, I'm Still Not Prepared for My Own
An older man looks toward a sunset over water. Mark Twain said, "Never put off till tomorrow what may be done day after tomorrow just as well." Coming from a long line of procrastinators, that sentiment rings true. It was also my approach to retirement. I put off the decision again and again. After spending much of my career writing about retirement, I finally decided it was time to start living it. I assumed I was prepared.
After 30 Years Writing About Retirement, I'm Still Not Prepared for My Own Original
Follow us Add us as a preferred source on Google Subscribe to our newsletter Mark Twain said, "Never put off till tomorrow what may be done day after tomorrow just as well." Coming from a long line of procrastinators, that sentiment rings true. It was also my approach to retirement. I put off the decision again and again. Until now. After spending much of my career writing about retirement, I finally decided it was time to start living it. I assumed I was prepared.
How lax laws make a mockery of me, a legal US immigrant | Letters Original
Editor's note: Letters to the editor reflect the views of individual readers. Scroll to see how you can add your voice, whether you agree or disagree, or click this link to fill out the form. We welcome diverse viewpoints. With immigration issues taking center stage, I feel it worthwhile to offer the background and observations of an immigrant who has lived in the U.S. for over 40 years.
Def Leppard Come Home - Sheffield's Finest Return to Where It All Began
Sheffield Utilita Arena – 30th June 2026 WORDS / IMAGES PHIL WRIGHT Some bands spend a lifetime trying to escape the place they came from. Def Leppard never really did. Sheffield isn't just the city where Joe Elliott, Rick Savage, Rick Allen, Phil Collen and Vivian Campbell happened to play a concert on Monday night—it is the foundation of everything the band became.
The Emperor's New Rave - Empire of the Sun Conquer The Piece Hall
The Piece Hall, Halifax – Sunday 28th June 2026 WORDS / IMAGES PHIL WRIGHT There are concert venues, and then there is The Piece Hall. Once the beating commercial heart of Yorkshire's cloth trade, this magnificent Georgian courtyard has quietly reinvented itself as one of Britain's great outdoor music venues. Every summer the line-up seems to get bolder, pulling in everyone from indie royalty and rock legends to dance heavyweights and left-field icons.
PAUL WELLER AT THE PIECE HALL, THE MODFATHER DOESN'T DO NOSTALGIA – HE DOES IMMORTALITY
Piece Hall, Halifax – 12th June 2026 WORDS PHIL WRIGHT / IMAGES FRANK RALF Paul Weller Didn't Play a Gig at the Piece Hall. He Conducted a Two-and-a-Half-Hour Argument With Time, Memory and the Entire History of British Rock 'n' Roll—and Somehow Won. There are gigs, there are concerts, and then there are those nights where you realise you've accidentally wandered into the middle of British cultural history with a pint of overpriced lager in your hand.
Quản trị doanh nghiệp: Từ việc phải làm đến lợi thế cạnh tranh
Chúng ta đang trải qua một thời kỳ mà sự gián đoạn đã trở nên quen thuộc: dịch bệnh, những cú sốc chuỗi cung ứng, xung đột địa chính trị, biến động chính sách và lòng tin đối với thị trường thay đổi khôn lường. Trong bối cảnh đó, sự bền bỉ của doanh nghiệp không tự nhiên mà có mà cần phải chủ động bồi đắp nên. Yếu tố giúp các công ty phục hồi nhanh hơn trong nghịch cảnh không phải may mắn.
Quản trị doanh nghiệp - “hệ điều hành” của ESG
Chúng ta đang trải qua một thời kỳ mà sự gián đoạn đã trở nên quen thuộc: dịch bệnh, những cú sốc chuỗi cung ứng, xung đột địa chính trị, biến động chính sách và lòng tin đối với thị trường thay đổi khôn lường. Trong bối cảnh đó, sự bền bỉ của doanh nghiệp không tự nhiên mà có mà cần phải chủ động bồi đắp nên. Phil Wright, Giám đốc cấp cao, Khối Nghiệp vụ ngân hàng, HSBC Việt Nam Yếu tố giúp các công ty phục hồi nhanh hơn trong nghịch cảnh không phải may mắn.
Quản trị doanh nghiệp - “hệ điều hành” cho tăng trưởng bền vững
Chúng ta đang trải qua một thời kỳ mà sự gián đoạn đã trở nên quen thuộc: dịch bệnh, những cú sốc chuỗi cung ứng, xung đột địa chính trị, biến động chính sách và lòng tin đối với thị trường thay đổi khôn lường. Trong bối cảnh đó, sự bền bỉ của doanh nghiệp không tự nhiên mà có mà cần phải chủ động bồi đắp nên. Yếu tố giúp các công ty phục hồi nhanh hơn trong nghịch cảnh không phải may mắn.
Niềm tin, bảo mật và trải nghiệm khách hàng trong kỷ nguyên AI
Trước đây, niềm tin chủ yếu được gây dựng dựa trên sức mạnh thương hiệu, tài chính vững mạnh và những mối quan hệ lâu bền. Tới tận bây giờ, những yếu tố đó vẫn còn nguyên giá trị nhưng trong thế giới ưu tiên số hóa, niềm tin ngày càng được đánh giá thông qua hành vi của hệ thống, như: Các dịch vụ có đáng tin cậy và ổn định hay không, các quyết định có công bằng và hợp lý hay không, dữ liệu có được bảo vệ hay không và liệu khách hàng có nhận được hỗ trợ kịp thời khi cần hay không.
Niềm tin, bảo mật và trải nghiệm khách hàng trong kỷ nguyên AI
Ông Phil Wright, Giám đốc cấp cao, Khối nghiệp vụ ngân hàng, HSBC Việt Nam Trước đây, niềm tin chủ yếu được gây dựng dựa trên sức mạnh thương hiệu, tài chính vững mạnh và những mối quan hệ lâu bền.
AI và bài toán niềm tin trong ngành dịch vụ
Với các tổ chức tài chính, sự tin cậy của khách hàng chính là yếu tố quan trọng nhất. Niềm tin là tài sản quý giá của ngân hàng và AI đang thay đổi cách niềm tin được xây dựng, kiểm chứng và duy trì. Trước đây, niềm tin chủ yếu được gây dựng dựa trên sức mạnh thương hiệu, tài chính vững mạnh và những mối quan hệ lâu bền.
How to Tackle the Nowhere-to-Be Thing in Retirement and Make a Winning Play With Your Time
Elway mixed short gains with well-timed risks, preserving precious seconds while steadily advancing the ball. The Browns lost, and the defeat still stings. But from a broader perspective, it offers a lasting lesson: Success isn't about having more time — it's about making the most of the time you have. Retirement presents the same challenge. After decades ruled by meetings, deadlines and commutes, you suddenly control your own clock.
How to Tackle the Nowhere-to-Be Thing in Retirement and Make a Winning Play With Your Time
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Baggy Never Died Madchester Legends Happy Mondays Turn Sheffield’s Octagon Into a 24-Hour Party People Timewarp
The Octagon Center Sheffield - 22nd March 2026 WORDS / IMAGES PHIL WRIGHT There’s a certain kind of chaos the Octagon Centre in Sheffield does exceptionally well—sweaty, loud, and teetering on the edge of glorious disorder. Sunday night was exactly that. A heaving, beer-soaked room full of baggy survivors and curious newcomers alike, all crammed in under those familiar lights, waiting for something special. And from the off, you could tell this had teeth.
Alex James Britpop Classical Turns Sheffield into a Britpop Symphony to Remember
Oval Hall, Sheffield - 21st March 2026 WORDS / IMAGES PHIL WRIGHT Alex James has always been more than just the bassist of Blur—he’s been one of the defining figures of the Britpop movement, helping shape a sound that still resonates decades later. Seeing how that legacy has evolved into something like Alex James Britpop Classical, you really get a sense of the thought behind it.
Editors' Choice: HiFi Rose RA180
HiFi Rose RA180 $6995 With a sort of retro-steam punk faceplate, the RA180 is quite the aesthetic departure from the very modern and minimalistic designs of HiFi Rose’s streamers. Reviewer Rives Bird found it to be beautiful in both looks and sound quality. This tonally neutral, solid-state, 400W (bridged), GaN-based design can drive even the most difficult loads. Via incredibly flexible set-up options it can also be configured to bi-amp speakers.
Musical Fidelity M8x DAC
Heinz Lichtenegger has been busy since buying Musical Fidelity in 2018. Refreshing the core entry-level and mid-range offerings. Swooping up to the Nu-Vista valve-based products that now constitute true flagships. With the odd ‘diversion’ along the way, including the revitalised A1 amplifier, hot in both senses. In amongst that, the M8xi amplifier launched in 2020, continuing the ‘Super-Integrated’ theme first seen in the 1990’s with the A1000.
Development and Application of an LC-MS Method for the Pharmacokinetics and Pharmacodynamics of Oral Therapeutic Efficacy of Nalfurafine
Conflicts of Interest Anne Camille La Flamme, Bronwyn M. Kivell and Thomas Prisinzano are inventors on patent applications that relate to this work and have been licensed to Rekover Therapeutics Ltd. ACL, BK and TP hold equity in Rekover Therapeutics Ltd. The authors declare no other financial interests. Data Availability Statement The datasets used and/or analyzed during the current study are available from the corresponding author on reasonable request.
Quản lý AI có trách nhiệm và theo chuẩn mực đạo đức
Những rủi ro lớn nhất liên quan đến bảo mật và sai lệch dữ liệu Đối với ngành ngân hàng, bảo mật, an ninh và tính toàn vẹn của dữ liệu là yếu tố cốt lõi để xây dựng và duy trì niềm tin. Sự phát triển của công nghệ AI càng nhấn mạnh tầm quan trọng của những trách nhiệm này, bởi công nghệ làm gia tăng cả khối lượng dữ liệu cần xử lý lẫn cách dữ liệu được chuyển đổi, kết hợp và khai thác.
Thêm động lực giúp Việt Nam khai phóng làn sóng đổi mới sáng tạo
Việt Nam là một trong những nền kinh tế năng động nhất châu Á. Với lực lượng lao động trẻ, tỷ lệ sử dụng công nghệ cao và đầu tư nước ngoài ngày càng tăng, Việt Nam đang có nhiều lợi thế để trở thành một trung tâm tài chính quốc tế. Tham vọng xây dựng một trung tâm như vậy của Chính phủ không chỉ nhằm củng cố thị trường vốn mà còn hướng đến kiến tạo một hệ sinh thái thúc đẩy đổi mới sáng tạo, năng lực cạnh tranh và tăng trưởng dài hạn.
Vietnam's International Financial Center ambition can unlock new wave of innovation
By Phil Wright Wed, October 15, 2025 | 11:03 am GMT+7 By embedding clarity, consistency, and collaboration into the foundations of its International Financian Center, Vietnam can create not just another financial center, but a hub for innovation that connects Asia to the world, writes Phil Wright, COO, HSBC Vietnam. Vietnam is one of Asia’s most dynamic economies.
Trung tâm Tài chính Quốc tế của Việt Nam có thể khai phóng làn sóng đổi mới sáng tạo
Ông Phil Wright, Giám đốc cấp cao, Khối nghiệp vụ ngân hàng, HSBC Việt Nam Kinh nghiệm từ các trung tâm tài chính toàn cầu cho thấy trung tâm tài chính có thể đóng vai trò là chất xúc tác cho đổi mới sáng tạo. Những trung tâm này mang lại môi trường thử nghiệm an toàn cho các công nghệ mới, thu hút đầu tư và kết nối nhân tài trong nhiều lĩnh vực. Nhưng thành công không tự nhiên mà có.
Trung tâm Tài chính Quốc tế: Động lực mới cho sáng tạo Việt Nam
Việt Nam là một trong những nền kinh tế năng động nhất châu Á. Với lực lượng lao động trẻ, tỷ lệ sử dụng công nghệ cao và đầu tư nước ngoài ngày càng tăng, Việt Nam đang có nhiều lợi thế để trở thành một trung tâm tài chính quốc tế. Tham vọng xây dựng một trung tâm như vậy của Chính phủ không chỉ nhằm củng cố thị trường vốn mà còn hướng đến kiến tạo một hệ sinh thái thúc đẩy đổi mới sáng tạo, năng lực cạnh tranh và tăng trưởng dài hạn.
JLR cyberattack exposes weaknesses in supply chains
The JLR cyberattack is a stark reminder of how exposed today’s supply chains really are. Production is halted, suppliers are locked out, and the ripple effects stretch far beyond JLR itself. This isn’t just about delayed orders. Warehousing, logistics and even communication tools are paralysed, showing how fragile integrated supply chains become when a single system goes down.
The 'Ted Lasso' Effect: A Positive Outlook Really Can Strengthen Your Retirement Plan
Optimism can foster better saving habits, support financial security and help keep your plan on track. Kiplinger's Adviser Intel, formerly known as Building Wealth, is a curated network of trusted financial professionals who share expert insights on wealth building and preservation. Contributors, including fiduciary financial planners, wealth managers, CEOs and attorneys, provide actionable advice about retirement planning, estate planning, tax strategies and more.
The 'Ted Lasso' Effect: A Positive Outlook Really Can Strengthen Your Retirement Plan Original
Ted Lasso, the fictional soccer coach, won over his team's players, fans and management with his infectious optimism and knack for seeing the good in people. One of his mantras — "Be curious, not judgmental" — doesn't just make for feel-good TV; it's a mindset that can be surprisingly powerful in retirement planning. When it comes to your financial future, most advice focuses on numbers: how much you've saved, your withdrawal rate, how long you might live.
Shooting early Friday at Pendleton bar injures one
Editor's note: The Union-Bulletin usually does not identify suspects until charges are filed in the court system. PENDLETON — One person was shot and injured early Friday at Cadillac Jack’s Saloon & Grill in Pendleton. Pendleton Police Chief Charles Byram said the victim is at Kadlec Regional Medical Center in Richland and is expected to live. Police also have a suspect in custody, a 21-year-old individual from Milton-Freewater.
4810 NW 49th Rd, Tamarac, FL 33319, US
Operating Expenses Recurring costs required to maintain and manage a rental property, including property taxes, insurance, maintenance, repairs, utilities (if paid by the owner), property management fees, and other day-to-day expenses. Calculation: Insurance + Property Taxes + Property Management + Repairs & Maintenance + Capital Expenditures + HOA Fees
Umatilla County sheriff pleads no contest to DUII charge
UMATILLA COUNTY — Umatilla County Sheriff Terry Rowan pleaded no contest to the charge of driving under the influence of intoxicants stemming from his arrest May 16 in Gilliam County. And Undersheriff Jim Littlefield is overseeing the sheriff’s office. Rowan, 61, gave the plea via telephone in a hearing June 13 in Gilliam County Circuit Court, according to state court records. Rowan sought to enter a diversion program, and Circuit Court Judge Karen Ostrye granted the request.
Retirement Planning for Couples With a Generation Gap
Yes, I’m a Boomer. Yes, I’ve heard “OK Boomer” before. No, it doesn’t hurt my feelings — much. I’m older — but, I assure you, not wiser — than my Generation X wife, though demographic labels have never meant much to our relationship. But now, with retirement on the horizon, I find myself wondering: Should generational differences play a role in how our household plans for life after work?
Pendleton City Council considers contract to maintain standby generators
PENDLETON — The Pendleton City Council is considering approving a five-year contract with with Western States Equipment to perform preventative maintenance on the city’s fleet of standby generators. The council meets Tuesday, March 4, starting at 7 p.m. in the Council Chambers at city hall, 500 SW Dorion Ave. If the council approves the contract, the city will pay $217,995.48 to Western States for the work.
Pendleton webmaster fails in bid to gain news media standing
PENDLETON — Website owner and operator James Tibbets will not be getting into Pendleton City Council's executive sessions anytime soon. The council held a special meeting Tuesday night, Feb. 25, at city hall to determine if Tibbets met criteria as news media to cover the closed-door sessions. The council found him lacking. Tibbets gave a meandering and muddled presentation about his background and his website. His responses to questions from the council often were disconnected and vague.
Pendleton City Council considers if website operator can attend executive sessions
PENDLETON — The Pendleton City Council at a special meeting Tuesday, Feb. 25, decides whether a man who operates a local news and opinion website is a media representative who can attend executive sessions. Executive sessions are meetings of a governing body that most members of the public cannot attend. Oregon's public meetings law allows members of the press to attend most executive sessions and report on their general nature but not specifics.
Port of Morrow losing grant to fund Columbia Development Authority
BOARDMAN — Federal grant funding for the Port of Morrow to operate the Columbia Development Authority is coming to a fast halt. The Office of Local Defense Community Cooperation, under the U.S. Department of Defense, sent a notice Friday, Feb. 21, to the port asking for "voluntary termination” of its almost $1 million grant award, which the port uses to fund the CDA.
Port of Morrow losing grant to fund Columbia Development Authority
BOARDMAN — Federal grant funding for the Port of Morrow to operate the Columbia Development Authority is coming to a fast halt. The Office of Local Defense Community Cooperation, under the U.S. Department of Defense, sent a notice Friday, Feb. 21, to the port asking for "voluntary termination” of its almost $1 million grant award, which the port uses to fund the CDA. kAm%96 ~{srr :? y2?F2CJ 3682? C6G:6H:?8 E96 8C2?E 2H2C5 2?5 2D<65 E96 A@CE E@ DF3>:E 5@4F>6?E2E:@?
Hermiston police make drug arrest during raid
HERMISTON — Hermiston police arrested a 20-year-old man Monday morning, Jan. 27, during a "high-risk" search. Hermiston Police Chief Jason Edmiston in a statement reported police arrested Elfrid Joab Herrarte for unlawful possession of cocaine. He remains in the Umatilla County Jail, Pendleton. kAmp44@C5:?8 E@ t5>:DE@?[ 5F6 E@ Q?F>6C@FD :?4:56?ED :?G@=G:?8 7:C62C>D :?^2C@F?5 E96 w6C>:DE@? 2C62[ w6C>:DE@?
Pendleton bird rescue admits 411 birds in 2024, nets small profit
PENDLETON — The nonprofit animal rescue operation just outside Pendleton admitted 434 animals in 2024 and even made a small profit. Blue Mountain Wildlife in its weekly newsletter reported a total income of $251,787 and expenses of $212,284 for 2024, netting it a profit of $39,503. More than half of the income came in donations and tributes and almost a third came from grants.
Eastern Oregon lawmakers ready for 2025 session
SALEM — State Rep. Greg Smith of Heppner is proposing adding two commissioners to the Port of Morrow Commission. Rep. Mark Owens of Crane wants rangeland fire protection associations to get more help from the state. And Rep. Bobby Levy of Echo is pushing for ranchers to receive the fair market value of livestock they lose to wolves. That’s only a tiny fraction of the bills Eastern Oregon lawmakers are proposing as the state’s 83rd Legislature gets underway starting Tuesday, Jan. 21.
Eastern Oregon lawmakers ready for 2025 session
SALEM — State Rep. Greg Smith of Heppner is proposing adding two commissioners to the Port of Morrow Commission. Rep. Mark Owens of Crane wants rangeland fire protection associations to get more help from the state. And Rep. Bobby Levy of Echo is pushing for ranchers to receive the fair market value of livestock they lose to wolves. That’s only a tiny fraction of the bills Eastern Oregon lawmakers are proposing as the state’s 83rd Legislature gets underway starting Tuesday, Jan. 21.
Eastern Oregon nonprofits receive $322,617 funding boost
PENDLETON — Numerous projects, nonprofits and other organizations in Eastern Oregon are receiving funding boosts from the Oregon Community Foundation. The statewide funder has distributed 17 of its Community Grants totaling $322,617 in Eastern Oregon, including 11 in Baker, Grant, Umatilla, Union and Wallowa counties, to support capacity building, small capital and new or expanding projects. kAm~C68@? r@>>F?:EJ u@F?52E:@? 2??@F?465 E96 8C2?ED @? s64] b[ v:G:?8 %F6D52J[ 2?
Umatilla psychiatric resident in jail for assault
UMATILLA — A resident at the secure residential treatment facility in Umatilla is in jail following a report of an assault. The Umatilla Police Department in a statement reported officers at approximately 5 p.m. Friday, Nov. 15, responded to a report of an altercation at Lifeways McNary Place, a facility at 290 Willamette Ave. that provides long-term psychiatric care.
Umatilla psychiatric resident in jail for assault
UMATILLA — A resident at the secure residential treatment facility in Umatilla is in jail following a report of an assault. The Umatilla Police Department in a statement reported officers at approximately 5 p.m. Friday, Nov. 15, responded to a report of an altercation at Lifeways McNary Place, a facility at 290 Willamette Ave. that provides long-term psychiatric care.
Umatilla psychiatric resident in jail for assault
UMATILLA — A resident at the secure residential treatment facility in Umatilla is in jail following a report of an assault. The Umatilla Police Department in a statement reported officers at approximately 5 p.m. Friday, Nov. 15, responded to a report of an altercation at Lifeways McNary Place, a facility at 290 Willamette Ave. that provides long-term psychiatric care.
Former CTUIR police officer heads to federal prison
PORTLAND—A former police officer with the Confederation Tribes of the Umatilla Indian Reservation is going to federal prison for possessing child sexual abuse material. U.S. District Judge Michael H. Simon on Friday, Nov. 8, in Portland sentenced Cameron Jacob Sheoships, 57, to seven years, three months in prison for possessing child sexual abuse images on the Umatilla Indian Reservation near Pendleton. The court also sentenced Sheoships to five years’ supervised release, according to court records.
The Hort Report: 4th October 2024
Here’s your weekly Hort Report - the round-up of industry news, retail insights, home gardener gossip, influencer spotlights, social media news, and so much more. Grab a hot drink, and catch up on the latest below… NEWS FLASH This isn’t a late (or early) April Fool’s joke! The Daffodahlia is a “visual mashup of a daffodil and dahlia”. It was apparently discovered completely by accident by Kelsey Hall, owner of Cattle and Cut Flowers in Washington, USA.
From the managing editor: EO changing our Pendleton Round-Up coverage
The Pendleton Round-Up again is off and running, but the East Oregonian’s coverage of the rodeo is going to be different. We want readers to be clear that sports reporting is no longer part of the EO’s regular coverage. Some of our related papers in Eastern Oregon may have some sports reporting on their websites, but they also have no staff dedicated to only covering sports.
Feds charge Umatilla man for child sex crimes, hoax threats
PORTLAND — A Umatilla man pleaded not guilty in federal court to making hoax phone calls threatening sexual violence against children and possessing dozens of photos and videos depicting child sexual abuse. Thomas Loren Goatley, 20, gave the plea Thursday, Aug. 22, before a magistrate judge in Portland, the U.S. Attorney’s Office for the District of Oregon reported in a press release. Goatley faces charges of distribution of child pornography, possession of child pornography and interstate threats.
Feds charge Umatilla man for child sex crimes, hoax threats
PORTLAND — A Umatilla man pleaded not guilty in federal court to making hoax phone calls threatening sexual violence against children and possessing dozens of photos and videos depicting child sexual abuse. Thomas Loren Goatley, 20, gave the plea Thursday, Aug. 22, before a magistrate judge in Portland, the U.S. Attorney’s Office for the District of Oregon reported in a press release. Goatley faces charges of distribution of child pornography, possession of child pornography and interstate threats.
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