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Raina He on Muck Rack

Raina He

Charlotte
As seen in: MSN, MSN Canada, Business Insider, Forbes Advisor, CNBC Select, CNET, Newsweek, Newsweek Vault, MarketWatch, MarketWatch Guides and
Covers:  Travel, Personal Finance (Credit Cards, Points and Miles, Investing, Loans, Banking, General Financial Advice)

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Raina He’s Biography

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I write about personal finance and travel, with a special interest in the intersection of the two. After graduating from the UNC Hussman School of Journalism and Media with a B.A. in Media & Journalism, I worked as an editor at NextAdvisor with TIME and CNET Money (both owned by Red Ventures). While there, I wrote and edited articles about banking, loans, investing, credit cards, and general financial advice.

In 2023, I decided to put what I write about into practice. In the course of one year…

Raina He’s Journalist Portfolio

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This Credit Card Perk Scored Me a $500 Free Vacation After My Flight Was Delayed

This Credit Card Perk Scored Me a $500 Free Vacation After My Flight Was Delayed

I was stuck in one of the most expensive cities in the world, but the Chase Sapphire Preferred® Card's trip d…

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I moved home after graduating from college and worked remotely. I saved thousands, but it came wi...

I moved home after graduating from college and worked remotely. I saved thousands, but it came wi...

I moved back home after college to save on rent. It was a smart financial move, but I struggled to have a soc…

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Why The Chase Sapphire Preferred Is My Favorite Credit Card For Ultra-Low Budget Travel

Why The Chase Sapphire Preferred Is My Favorite Credit Card For Ultra-Low Budget Travel

When I quit my job as a credit cards editor to take a gap year backpacking across Europe, I had more than 350…

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Are Side Hustles the New Normal? 54% of Americans Say They've Taken on Side Gigs

Are Side Hustles the New Normal? 54% of Americans Say They've Taken on Side Gigs

Financially squeezed by inflation and insufficient wages, many Americans are turning to side hustles as a way…

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Can You Get Airport Lounge Access for Free? Yes, With the Right Credit Card

Can You Get Airport Lounge Access for Free? Yes, With the Right Credit Card

Play your cards right and you could snag this luxury perk for the low price of $0.

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Protect Your Money From Fraudsters by Avoiding These Costly Mistakes

Protect Your Money From Fraudsters by Avoiding These Costly Mistakes

Here are the most common ways con artists steal your money and personal information.

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Articles

I’m a Full-Time Digital Nomad: These Are My Favorite Travel Apps

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By Raina He
| Flipboard
Scanners 2 hours ago TSA Changes Create ‘New Normal’ For Travelers Men's Journal - Kevin Harrish • 2h The TSA has rolled out new technology that creates a “new normal” for travelers. Going through the Transportation Security Administration (TSA) … Lifestyle 1 hour ago Empty Rooms and Plunging Prices: World Cup Tourism Is Off to a Slow Start The New York Times - Ryley Ober, Christine Chung • 1h Hotel and visitation numbers were expected to spike this year.
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When life hits hard, here are 5 credit card rules you can break during an emergency

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By Raina He
| CNBC Select Verified
You've likely heard credit card advice like "don't carry a balance" or "don't spend up to your credit limit." In normal times, these rules serve as guardrails to keep you from falling into debt or racking up interest charges. But what if you're facing a financial emergency? Maybe a layoff forces you to rely on your credit card for living expenses, or a trip to the emergency room leaves you with a bill you have no other way of paying.
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Bilt Obsidian Card Review

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By Raina He
| CNBC Select Verified
Of the three new Bilt 2.0 cards launched in February, the $95-annual-fee Bilt Obsidian Card most resembles the now-discontinued Bilt Mastercard®. Cardholders earn elevated rewards on travel and either dining or groceries, plus rewards on rent or mortgage payments. However, the new rewards system is more complicated than the old one and requires you to put a significant portion of your non-housing spend on the card.
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