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Raina He

Charlotte
As seen in: MSN, MSN Canada, Business Insider, Forbes Advisor, CNBC Select, CNET, Newsweek, Newsweek Vault, MarketWatch, MarketWatch Guides and
Covers:  Travel, Personal Finance (Credit Cards, Points and Miles, Investing, Loans, Banking, General Financial Advice)
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This Credit Card Perk Scored Me a $500 Free Vacation After My Flight Was Delayed

This Credit Card Perk Scored Me a $500 Free Vacation After My Flight Was Delayed

CNET — I was stuck in one of the most expensive cities in the world, but the Chase Sapphire Preferred® Card's trip delay insurance covered my extra costs.
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I moved home after graduating from college and worked remotely. I saved thousands, but it came wi...

I moved home after graduating from college and worked remotely. I saved thousands, but it came wi...

Business Insider — I moved back home after college to save on rent. It was a smart financial move, but I struggled to have a social life and lacked independence.
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Why The Chase Sapphire Preferred Is My Favorite Credit Card For Ultra-Low Budget Travel

Why The Chase Sapphire Preferred Is My Favorite Credit Card For Ultra-Low Budget Travel

Forbes Advisor — When I quit my job as a credit cards editor to take a gap year backpacking across Europe, I had more than 350,000 credit card rewards points across four different rewards programs and grand plans for how I would use them. I planned to use about 50,000 points for long-haul flights between the U.S.
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Are Side Hustles the New Normal? 54% of Americans Say They've Taken on Side Gigs

Are Side Hustles the New Normal? 54% of Americans Say They've Taken on Side Gigs

MarketWatch Guides — Financially squeezed by inflation and insufficient wages, many Americans are turning to side hustles as a way to make ends meet, a MarketWatch Guides study finds.
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Can You Get Airport Lounge Access for Free? Yes, With the Right Credit Card

Can You Get Airport Lounge Access for Free? Yes, With the Right Credit Card

CNET — Play your cards right and you could snag this luxury perk for the low price of $0.
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Protect Your Money From Fraudsters by Avoiding These Costly Mistakes

Protect Your Money From Fraudsters by Avoiding These Costly Mistakes

CNET — Here are the most common ways con artists steal your money and personal information.
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Gen Zers Like Me Are Struggling With FOMO. How I Keep Mine in Check While Still Doing What I Love

Gen Zers Like Me Are Struggling With FOMO. How I Keep Mine in Check While Still Doing What I Love

CNET — If you're struggling to keep up with friends without going broke, I've got five tips to help.
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Student Loan Debt Statistics and Trends

Student Loan Debt Statistics and Trends

MarketWatch Guides — Explore 2024 student loan debt statistics, repayment trends, forgiveness programs and potential economic impacts.
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9 Cheapest Places to Travel in Summer 2024

9 Cheapest Places to Travel in Summer 2024

Newsweek Vault — These are the best places to go for a memorable vacation without breaking the bank. Cheap summer travel doesn't have to be boring.
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U.S. Bank Smartly™ Visa Signature® Card Review 2024

U.S. Bank Smartly™ Visa Signature® Card Review 2024

Forbes Advisor — Think you're a smarty-pants with your current 2% cash-back card? The is ready to give you a run for your money. The base earning rate of 2% cash back on all purchases is competitive but not exciting in an already crowded field of similar offerings.
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I Traveled to 36 Countries This Past Year. The Card I Reached for the Most Surprised Me

I Traveled to 36 Countries This Past Year. The Card I Reached for the Most Surprised Me

CNET — Travel credit cards are a must. But I would have missed out on valuable experiences without this debit card.
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Latest Amex Gold Card Changes: Higher Annual Fee, New Credits and More

Latest Amex Gold Card Changes: Higher Annual Fee, New Credits and More

Newsweek Vault — The latest changes to the Amex Gold Card include a $75 annual fee increase, two new statement credits, a new limited-time welcome bonus offer and some minor changes to the card's existing credits and rewards.
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Should You Get Travel Insurance If You Have Credit Card Protection?

Should You Get Travel Insurance If You Have Credit Card Protection?

Forbes Advisor — If there's an unspoken but inevitable rule of travel, it's this: do it enough, and something will eventually go wrong. That's why travel insurance is so valuable.
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Travel Blogs Convinced Me I Needed Airport Lounge Access. They Were Wrong

Travel Blogs Convinced Me I Needed Airport Lounge Access. They Were Wrong

CNET — I paid $950 in credit card annual fees to get Priority Pass lounge access while traveling the world. It wasn't worth it.
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Best Travel Credit Cards for Beginners Of March 2024 - Newsweek Vault

Best Travel Credit Cards for Beginners Of March 2024 - Newsweek Vault

Newsweek — These are our top picks for beginner-friendly travel cards--plus a guide on what to look for in a starter travel card.
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The New Wells Fargo Autograph Journey Card Is a Game Changer for Wells Fargo-Here's Why

The New Wells Fargo Autograph Journey Card Is a Game Changer for Wells Fargo-Here's Why

Newsweek — Everything you need to know about this new $95-annual-fee travel card-and the Points Transfer program that comes with it.
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Women's Guide to Building Wealth (2024)

Women's Guide to Building Wealth (2024)

MarketWatch — From the gender wage gap to the motherhood penalty, we looked at some of the unique obstacles women face when it comes to building wealth.
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More Companies Are Adopting 4-Day Workweeks. Here's How to Pitch One to Your Boss

More Companies Are Adopting 4-Day Workweeks. Here's How to Pitch One to Your Boss

CNET — The results are in: Both employees and companies benefit from shorter workweeks.
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Why This Mom Created an Investment Portfolio for Her 18-Month-Old Daughter [PDF]

Why This Mom Created an Investment Portfolio for Her 18-Month-Old Daughter [PDF]

NextAdvisor with TIME (no longer live) — Dominique Broadway set up a $50,000 investment portfolio for her 18-month-old daughter. Here’s why she did it— and her advice for setting up your children for financial success. Note: the original publisher, NextAdvisor with TIME, has merged with CNET Money and the original article is no longer live.
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I Got Denied for the Chase Freedom Unlimited. Here's How I Convinced Them to Reconsider [PDF]

I Got Denied for the Chase Freedom Unlimited. Here's How I Convinced Them to Reconsider [PDF]

NextAdvisor with TIME (no longer live) — When I was denied for my first independent credit card, I learned how to use a Chase's reconsideration line -- and discovered new facts about my credit profile I hadn't realized before. Note: the original publisher, NextAdvisor with TIME, has merged with CNET Money and the original article is no longer live.
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