Rayanne Harmon

Richard Davis is the founder of FNLY, a UK finance services provider that helps growing businesses build and run high-performing finance functions. With more than 25 years of experience in finance and operations, he has worked alongside leadership teams to support business growth, process improvement, and strategic decision-making. Throughout his career, Davis has focused on helping businesses move beyond traditional finance management and use financial insight to support growth.

Alistair Gurney is CFO of Lucanet Group, a CFO software platform that supports finance consolidation, close processes, tax computation, lease accounting, FP&A, disclosure management, presentation, and XBRL tagging. He joined Lucanet in May after more than 15 years across public and private equity-backed software businesses. His current role gives him a direct view into both sides of finance technology. He leads a finance function while working inside a company that builds tools for finance teams.

A cash flow forecast shows how much money will flow in and out of your business over a specific period. It helps you predict cash shortages before they happen and make smarter financial decisions. A business’ cash position determines whether it can operate day to day. Profit matters, but cash is what covers payroll, pays vendors, and keeps the lights on during slow periods.