EDITORS NOTE: EMBARGO: No electronic distribution, Web posting or street sales before 5:01 a.m. ET on Sunday, Jun. 14, 2026. No exceptions for any reasons.); (ART ADV: With illustration. (Retiring) Nearly 1.5 million Americans will enroll in Medicare this year. If you're among them -- or one of the millions of other new retirees expected to sign up by the end of this decade -- you probably have questions. What types of coverage will you need? When's the right time to enroll? What will Medicare cost?