Do you want out of The Cult of Homeownership? When the dream of buying a home seems unattainable, is it time to find a new dream? Or is there another option on the table? Bill Pulte, the director of the Federal Housing Finance Agency, or the FHFA, said the administration is “working on” a plan to introduce 50 year mortgage terms for homebuyers. But some Americans have already been working on their own plans towards homeownership… and it’s not the ‘nuclear family’ route.