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Rick Chen on Muck Rack

Rick Chen

San Francisco
As seen in: The Blind Ambition with Jack Kelly, Write for California, Logistics Pulse, Substack, SB Nation, HackerNoon, GustoHQ, California Golden Blogs, AR Insider
Covers:  Cal Athletics, college sports, NCAA, football, basketball, college recruiting, sports betting, gambling, workplace, careers, tech culture, human resources, HR, business
@AvenCard communications. Cover @Cal @CalAthletics at @WriteForCal. @HackerNoon @SBNation bylines. Ex-@teamblind @metromile @GustoHQ @creditkarma spox/PR.
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What Are the Cheapest Alternatives to a Personal Loan? | Aven Card

What Are the Cheapest Alternatives to a Personal Loan? | Aven Card

aven.com — Personal loans can be useful. They have a fixed monthly payment and a set repayment term, so you know how much you'll need to pay each month and when the loan w...
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How Homeowners Can Access Cash Without Selling Their Home

How Homeowners Can Access Cash Without Selling Their Home

aven.com — Homeowners can use home equity to access funds without giving up ownership. Here’s how they can get cash without selling.
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What Is Tappable Home Equity?

What Is Tappable Home Equity?

aven.com — Tappable home equity is the amount of home equity a homeowner can typically borrow. Here’s what it means and why it matters.
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Is a HELOC the Same as a Second Mortgage? | Aven Card

Is a HELOC the Same as a Second Mortgage? | Aven Card

aven.com — Homeowners can tap into their home equity when they need access to cash. If you're thinking about borrowing against your home, you might have heard of a second ...
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How to Borrow Against Your Assets Instead of Selling Them | Aven Card

How to Borrow Against Your Assets Instead of Selling Them | Aven Card

aven.com — If you need cash, you don't necessarily have to sell your assets. Many people borrow against assets they already own instead of selling them. Think about your h...
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What's the Difference Between a Home Equity Loan and a HELOC? | Aven Card

What's the Difference Between a Home Equity Loan and a HELOC? | Aven Card

aven.com — Home equity can do a lot more than increase your net worth. Many homeowners can borrow against the equity they've built in their home to pay for renovations, co...
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The Tax Loophole That Created the HELOC

The Tax Loophole That Created the HELOC

aven.com — The history of home equity lines of credit: Learn how banks discovered a loophole in a 1986 tax change to create the HELOC.
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How Can I Lower the Interest I’m Paying on Debt?

How Can I Lower the Interest I’m Paying on Debt?

aven.com — Learn how to lower the interest you’re paying on debt. These are four practical steps to take that could help you save money in interest payments.
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Why Is Credit Card Interest so High?

Why Is Credit Card Interest so High?

aven.com — Why are credit card interest rates so high? Learn how lending risk, rewards, fraud and unsecured debt shape credit card APRs.
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Why Homeowners Can Borrow at Lower Rates Than Renters

Why Homeowners Can Borrow at Lower Rates Than Renters

aven.com — Learn why homeowners can access cheaper borrowing options than renters, how home equity works, and the difference between secured and unsecured debt.
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What’s the Best Way to Consolidate Debt?

What’s the Best Way to Consolidate Debt?

aven.com — This is how debt consolidation works. Find out the best way to consolidate debt, including personal loans, balance transfers and a home equity line of credit.
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What’s the Cheapest Way to Pay Off Credit Card Debt?

What’s the Cheapest Way to Pay Off Credit Card Debt?

aven.com — Looking for the cheapest way to pay off credit card debt? This guide explains repayment strategies to reduce interest and help you become debt-free sooner.
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The Surprising Invention Behind Every Modern Credit Card

The Surprising Invention Behind Every Modern Credit Card

aven.com — Aven Footnotes of Finance: Find out how Forrest and Dorothea Parry helped create the magnetic stripe that transformed the history of credit cards and consumer finance.
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The Embarrassing Dinner That Changed Consumer Finance Forever

The Embarrassing Dinner That Changed Consumer Finance Forever

aven.com — Aven Footnotes of Finance: Inside the surprising origin story of credit cards. Learn how a forgotten wallet transformed consumer finance forever.
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Best Credit Cards for Utility Bills in 2026

Best Credit Cards for Utility Bills in 2026

aven.com — Aven has some of the best credit cards for utility bills. Compare the Aven Home Equity Card, Aven Rewards Visa Card and Aven Bitcoin Visa Card for cash back and lower APRs.
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Best Credit Cards for Home Insurance in 2026

Best Credit Cards for Home Insurance in 2026

aven.com — Aven has some of the best credit cards for home insurance bills. Compare the Aven Home Equity Card, Aven Rewards Visa Card and Aven Bitcoin Visa card.
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Best Credit Cards for College Tuition Payments in 2026

Best Credit Cards for College Tuition Payments in 2026

aven.com — Compare the best Aven credit cards for college tuition payments, including the Aven Home Equity Card, Aven Rewards Visa Card and Aven Bitcoin Visa Card.
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Best Credit Cards for Property Tax Payments in 2026

Best Credit Cards for Property Tax Payments in 2026

aven.com — Aven has some of the best credit cards for property tax payments. Compare the Aven Home Equity Card, Aven Rewards Visa Card and Aven Bitcoin Visa Card.
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Best Credit Cards to Pay a Handyman in 2026

Best Credit Cards to Pay a Handyman in 2026

aven.com — Compare the best Aven credit cards to pay a handyman for a home repair in 2026, including the Aven Home Equity Card, Aven Rewards Visa Card and Aven Bitcoin Visa Card.
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Everything You Want to Know About Bitcoin-Backed Loans

Everything You Want to Know About Bitcoin-Backed Loans

aven.com — Bitcoin-backed loan terms and fees can be complicated, so it is important to understand how these loans work before borrowing. This guide explains everything you might want to know about bitcoin-backed loans. It includes a comparison of leading bitcoin-backed loan options and their interest rates, loan-to-value ratios or limits, fees and key risks borrowers should understand before using bitcoin as collateral.
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How to Ship LTL Freight: The Ultimate Guide for Shippers

How to Ship LTL Freight: The Ultimate Guide for Shippers

mothership.com — Learn how to ship LTL freight with Mothership's step-by-step guide for shippers, including how to get a LTL quote, choose the right carrier and track the shipment.
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The Real Deal Behind President Trump’s ‘Reciprocal’ Tariffs

The Real Deal Behind President Trump’s ‘Reciprocal’ Tariffs

mothership.com — A new analysis from Mothership indicates that some foreign companies may be betting Trump's reciprocal tariffs will not last as they continue to export their goods into the U.S.
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Everything You Want to Know About Last-Mile Delivery and Logistics

Everything You Want to Know About Last-Mile Delivery and Logistics

mothership.com — Read the complete guide and definition of last-mile delivery and logistics. Mothership is one of the best last-mile delivery logistics solutions available.
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Everything You Might Want to Know About Tariffs, Answered

Everything You Might Want to Know About Tariffs, Answered

mothership.com — Mothership explains commonly asked questions about tariffs and taxes on imported goods, including what is a tariff and who pays tariffs.
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