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Sachkia Barnes

As seen in: Aol, Miami Herald, The Charlotte Observer, The Sacramento Bee, Kansas City Star, WSB-TV (Atlanta, GA), Fort Worth Star-Telegram, KIRO-TV (Seattle, WA), Lexington Herald-Leader, Tacoma News Tribune and
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Articles

PAYE and SAVE are being replaced: What new and existing borrowers need to know

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By Sachkia Barnes
| Emanuel County Live
As of July 1, 2026, federal student loan plans like Pay As You Earn (PAYE) and Saving on a Valuable Education (SAVE) are being replaced by two new options: the Repayment Assistance Plan (RAP) and the Tiered Standard Plan. Picking between RAP or Tiered Standard isn’t just a loan decision. Whatever you commit to now affects how much you can save, how fast you can build credit, and when you can afford the next big milestone, like a car or your first apartment on your own.
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PAYE and SAVE are being replaced: What new and existing borrowers need to know

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By Sachkia Barnes
| Benton County Enterprise Verified
Posted 9/8/26 Intuit TurboTax reports that as of July 1, 2026, PAYE and SAVE plans will be replaced by RAP and the Tiered Standard Plan, impacting federal student loan repayment options. This item is available in full to subscribers. E-mail Password Print and web subscribers If you're a print and web subscriber, but do not yet have an online account, click here to create one. Non-subscribers Click here to see your options for becoming a subscriber.
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PAYE and SAVE are being replaced: What new and existing borrowers need to know

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By Sachkia Barnes
| Hillsboro Sentry-Enterprise Verified
As of July 1, 2026, federal student loan plans like Pay As You Earn (PAYE) and Saving on a Valuable Education (SAVE) are being replaced by two new options: the Repayment Assistance Plan (RAP) and the Tiered Standard Plan. Picking between RAP or Tiered Standard isn’t just a loan decision. Whatever you commit to now affects how much you can save, how fast you can build credit, and when you can afford the next big milestone, like a car or your first apartment on your own.
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