Stephanie Steinberg
- Founder and CEO, The Detroit Writing Room
- Executive Director, Coaching Detroit Forward
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Articles by Stephanie Steinberg
Getty Images Day trading is fast, stressful, risky and often expensive in ways new traders don't realize until the damage is already done. Day trading just got easier to access, but that doesn't mean it got easier to survive. As of June 4, 2026, the old pattern day trader designation and $25,000 minimum equity requirement were replaced with a new risk-based intraday margin framework. Now brokerage firms will monitor your account throughout the trading day to ensure you have adequate equity.
Investing Up-and-Coming Semiconductor Stocks By Coryanne Hicks July 2, 2026
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The Trillion-Dollar Club: Mega-Cap Stocks With Market Caps Over $1 Trillion
Space Exploration Technologies Corp., better known as SpaceX (ticker: SPCX), just blasted into the "trillion-dollar club." After the largest U.S. IPO in history on June 12, Elon Musk's rocket, satellite and AI company ended its first trading day with a market value above $2 trillion. Its debut gives investors a fresh reason to look at the stock market's most exclusive club: publicly traded companies with market capitalizations of a trillion or more.
What Are Prediction Markets? Kalshi, PredictIt and Polymarket
Key Takeaways A prediction market is a unique type of futures exchange that facilitates speculation on the outcome of all sorts of common events. Examples of events covered by prediction markets are the presidential election or the consumer price index numbers. Regulation remains unsettled in 2026, with the Commodity Futures Trading Commission pursuing new rulemaking and enforcement questions around event contracts, insider trading and the line between derivatives and gambling.
How to Invest in Stocks for Beginners
Investing in stocks has become increasingly accessible, with beginners able to open an account with little money through a brokerage's website or mobile app. A stock represents an ownership stake in a company and, over time, stocks have historically been one of the primary ways investors build long-term wealth. That potential reward comes with risk, however.
Investing REITs to Buy for a Recession By Coryanne Hicks April 14, 2026
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Getty Images Some growth exchange-traded funds concentrate heavily in mega-cap leaders, while others spread exposure more evenly. Growth investing has always had a certain allure. The idea of riding on the financial coattails of companies that could shape the future sounds great on paper. But in today's market, "growth" can mean many different things.
How to Invest in Digital Twin Technology and Industrial Automation
Getty Images Thematic investors focused on digital twin technology and industrial automation are riding long-term trends rather than homing in on traditional sectors. Factories that can predict their own failures. Supply chains tested in virtual worlds before real-world disruptions hit. Entire industrial systems optimized before a single dollar is spent. That's what digital twin technology is making possible.
Starting February 22, New York City Employers Must Provide Additional Unpaid Safe and Sick Leave | JD Supra
Beginning February 22, 2026, New York City employers must provide employees with an additional 32 hours of unpaid safe and sick time, frontloaded at hire. This new requirement is a result of amendments to the New York City Earned Safe and Sick Time Act (ESSTA) that were enacted in October 2025. Currently, the ESSTA requires employers, depending on their size, to provide employees who work in New York City with 40 to 56 hours of paid safe and sick leave.
New York City Council Amends Earned Safe and Sick Time Act | JD Supra
Expanded leave. Beginning February 22, 2026, covered New York City employers must provide employees with an additional 32 hours of unpaid safe and sick time, frontloaded at hire. New permissible uses. The amended Earned Safe and Sick Time Act (ESSTA) adds four potential uses for safe and sick time, including care for a minor child, attending legal proceedings for subsistence or housing benefits, public disasters and incidents of workplace violence. Prenatal leave requirement.
Thinking ahead: Neurocognition and diabetes in long‐term pediatric cancer survivors
Corresponding Author Stephen A. Sands PsyD Department of Psychiatry and Behavioral Sciences, Memorial Sloan Kettering Cancer Center, New York, New York, USA Correspondence Stephen A. Sands, Memorial Sloan Kettering Cancer Center, 1275 York Avenue, New York, NY 10065, USA. Email: sandss@mskcc.org Search for more papers by this author
Real Rewards credit card by American Eagle and Aerie 2025 Review
Why Trust U.S. News Your trust is important to us. To earn it, we conduct a rigorous, unbiased analysis with a transparent methodology, and maintain strict editorial standards and independence. Real Rewards® Credit Card by American Eagle and Aerie Summary The Real Rewards® Credit Card by American Eagle and Aerie can accelerate your points earning at American Eagle and Aerie stores with doubled points on all purchases. Cardholders earn 40 points per dollar spent.
Citi / AAdvantage Executive World Elite Mastercard 2025 Review
Citi is an advertising partner. Why Trust U.S. News Your trust is important to us. To earn it, we conduct a rigorous, unbiased analysis with a transparent methodology, and maintain strict editorial standards and independence. Citi® / AAdvantage® Executive World Elite Mastercard® Summary The Citi® / AAdvantage® Executive World Elite Mastercard® is an airline co-branded credit card designed for frequent American Airlines flyers.
Bank of America Alaska Airlines Visa Business Card 2025 Review
Why Trust U.S. News Your trust is important to us. To earn it, we conduct a rigorous, unbiased analysis with a transparent methodology, and maintain strict editorial standards and independence. Bank of America Alaska Airlines Visa Business Card Summary The Bank of America Alaska Airlines Visa Business Card is an airline co-branded business travel credit card designed for businesses that frequently fly with Alaska Airlines.
How to Build an Investment Plan
Getty Images Just as you need an end destination to chart a route, you also need to know your starting point. In an investment plan, this is your current financial situation. The French writer Antoine de Saint-Exupéry once wrote, "A goal without a plan is just a wish." He wasn't referring to investing goals when he penned this, but he could have been. Having financial goals is great, but without a plan for how to reach them, you have little more than aspirations.
Best Peer-to-Peer Lending Websites for Investors
Getty Images Peer-to-peer lending offers benefits like unique credit evaluation, direct borrower interest, and the chance to support individuals or small businesses. Key Takeaways Peer-to-peer lending can provide new opportunities for investing as well as a way to help great ideas succeed. Researching which lending sites to use involves asking questions about their risks, loan terms, penalties and impacts.
Best Sunscreen for Face: 5 Dermatologist-Ranked Brands 2025
Why Trust U.S. News How we rate OTC Medicines and Health Products 1100+ products evaluated 357 pharmacists surveyed 134 dermatologists surveyed See our full methodology See our full methodology Key Takeaways Broad-spectrum sunscreen refers to chemical or mineral sunscreen that protects against both types of ultraviolet radiation: UVA and UVB rays. Regular use of broad-spectrum sunscreen with SPF 30 or higher protects against skin cancer, sunburns and premature aging.
6 Best Mid-Cap Tech Stocks to Buy
The appeal of mid-cap stock investing is obvious to smart investors. Mid-caps are not as widely followed by analysts or retail investors as their large-cap counterparts. Company and product news travels a bit slower, and lower trading volumes mean less efficient market pricing mechanisms. Yet for investors who know where to look, undervalued stocks at bargain prices can be more plentiful and easier to find in the mid-cap universe. Related: Sign up for stock news with our Invested newsletter.
An Investor's Guide to European Markets
Key Takeaways: Like in the U.S., the European stock market is made up of many individual exchanges, the biggest of which include the Euronext in Amsterdam and the SIX Swiss Exchange. Two key features make the European markets particularly appealing: value and macroeconomic conditions. One of the biggest risks is currency risk.
5 Largest Brokerage Firms of 2025
The retail brokerage business in the U.S. has become entirely a game about scale: It's dominated by a handful of very large firms that have devoted themselves to delivering services cheaply. Zero-commission trades are common. Exchange-traded funds, or ETFs, and even index mutual funds with 0% expense ratios are easy to find. Related: Sign up for stock news with our Invested newsletter. There is actually a tie for the largest brokerage by assets under management, or AUM.
Best High-Yield Checking Accounts - January 2025
Many checking accounts don't pay any interest at all, and when they do, it's a paltry amount. It's common for a checking account to pay an annual percentage yield of .01%. If you leave $1,000 in this checking account for a year, you will earn a whopping 10 cents in interest. The days of having to earn essentially nothing for the money you keep in your checking account could be over, though.
6 Facts to Know Before Investing in a Restaurant
The restaurant industry is in expansion territory, according to the National Restaurant Association's latest statistics. In November, the Restaurant Performance Indicator (RPI), which tracks the health of the U.S. restaurant industry, stood at its highest since July 2023. Restaurant operators also have a positive outlook on the months ahead, according to the association's Expectation Index. Related: Sign up for stock news with our Invested newsletter.
What caregiving costs will look like for millennials when they’re 80
Forty-year-old Lindsay Madison worries about who will check in on her when she’s 80. It’s one reason she sends her friends’ kids $20 on their birthdays. “I want them to remember me when I’m old,” she said with a laugh, before turning serious. “I’m hoping they will come and keep an eye on things.” Having people — or the means to hire people — to care for you later in life is top of mind for Madison, who doesn’t have kids, but cares for her 98-year-old grandmother.
10 Tips for Retirement Investing
Key Takeaways The earlier you start, the more time the power of compounding will have to work in your favor. At a 7% annual return, investing just $50 per month for 40 years could turn into more than $130,000. Supplementing traditional retirement savings, like those in your 401(k), with a Roth option can give you more control over your income taxes in retirement. Living a fruitful life in retirement isn't only about accumulating financial wealth. Physical and mental health are equally important.
The 5 Best 5-Star Stocks to Invest In
Often the hardest part of investing is deciding what to own. With more than 55,000 publicly traded companies worldwide, narrowing down the vast investable universe to a reasonable selection can be time-consuming and daunting. Luckily, there are analysts available to help. Related: Sign up for stock news with our Invested newsletter. The following stocks have all earned five out of five stars from Morningstar.
U.S. Bank Altitude Connect Visa Signature Card 2024 Review| U.S. News
The U.S. Bank Altitude® Connect Visa Signature® Card can be a good choice if you expect to spend a lot on travel or pay for groceries and streaming services with a credit card. This card earns five points per dollar on prepaid hotels and car rentals booked with the Altitude Rewards Center, four points per dollar at gas stations and EV charging stations, two points per dollar on groceries, dining and streaming services and one point per dollar on all other purchases.
Best Peer-to-Peer Lending Websites for Investors
Key Takeaways Peer-to-peer lending can provide new opportunities for investing as well as a way to help great ideas succeed. Researching which lending sites to use involves asking questions about their risks, loan terms, penalties and impacts. We've selected five sites that top the charts for starting small, automatic investing, real estate investing and sites for accredited investors.
Hilton Honors Aspire Card from American Express Review
The Hilton Honors American Express Aspire Card earns Hilton Honors rewards with top-level Diamond status, which can be valuable for Hilton loyalists. The card offers exceptional travel benefits, including an annual air travel credit up to $200, annual Hilton resort statement credit up to $400 and Hilton on-property credit up to $100 at qualifying hotels and resorts. There is a $550 annual fee.
7 Best Tech ETFs to Buy in 2024
It's been a bumpy ride for tech investors lately. After reaching an all-time high in mid-July, the Nasdaq-100 Technology Sector Index began a steady decline fueled by disappointing earnings and concerns that valuations may have risen too high. But tech refused to stay out of favor for long, pulling a short rebound in August only to have things wobble to and fro since then. Related: Sign up for stock news with our Invested newsletter. Drawdowns aren't all bad news, though.
How to Read Stock Charts
Key Takeaways Stock charts help traders measure the movement and momentum of a stock's up and down trading patterns. Reading stock charts can give you key insights into a company's perceived value. Key components of stock charts include the price, market capitalization, trading volume and time interval of a stock's price movement.
How to Obtain a Green Card Through Investing
Becoming a legal permanent resident of the U.S. is far from easy. Even with many different paths available, it can still feel like trying to navigate a corn maze with only luck and hope to guide you. Related: Sign up for stock news with our Invested newsletter. Luckily for investors, there is one visa designed specifically for you: the EB-5 visa.
Autonomous vehicles are getting older adults to medical appointments
Retired General Motors engineer Ed Broutin loves living in Detroit with his wife, Barbara. The couple reside in a high-rise on Lafayette with a view of the Detroit River. But at ages 77 and 81, Broutin admits they’re limited in how far they can walk to explore downtown. Then the Accessibili-D shuttle service launched this summer, offering three autonomous vehicles to transport Detroit residents over age 62 or those with disabilities, and it changed their lives.
PenFed Pathfinder® Rewards Visa Signature® Card 2024 review
The PenFed Pathfinder® Rewards Visa Signature® Card has solid rewards points and an excellent sign-up bonus. The card has a $95 annual fee, but it’s waived for PenFed Honors Advantage members. Cardholders will earn three points for every dollar spent on travel purchases. Otherwise, the card earns 1.5 points on all other purchases. As a welcome offer, you can earn 50,000 bonus points if you spend $3,000 within the first 90 days of account opening.
U.S. Bank Cash+ Visa Signature Card 2024 Review
The U.S. Bank Cash+ Visa Signature Card earns 5% cash back on the first $2,000 spent in combined eligible purchases each quarter on two qualifying categories of your choice. You can also earn 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center, 2% cash back on one qualifying everyday category such as gas stations or grocery stores and 1% cash back on all other purchases.
Use These Formulas to Calculate How Much Your Savings Account Will Grow
If you have a savings account, you might want to know how much you'll earn in interest for parking your cash there. Fortunately, calculating interest on a savings account is not as tough as you might think. Read: Best Savings Accounts. Types of Savings Account Interest Account holders will come across two types of interest on savings – simple interest and compound interest: Simple interest refers to the interest earned only on the initial deposit in a savings account.
Priceline VIP Rewards™ Visa® Card 2024 Review
The Priceline Rewards™ Visa® Card offers five points per dollar on Priceline bookings, two points per dollar on gas and restaurant purchases and one point per dollar on all other purchases. New cardholders can get 10,000 bonus points after spending $1,000 on the card within the first 90 days – that translates to a $100 statement credit. There's also a 15-month 0% introductory annual percentage rate on balance transfers made within 45 days of opening the account.
11 Charts Showing Why You Should Invest Today
The stock market can be a powerful ally but also a destructive foe. When it feels as fickle with its affections, many people wonder: Why is investing important? The answer, quite simply, is that without growth in your assets from investment, retirement may become a dream rather than a reality. Related: Sign up for stock news with our Invested newsletter. The following charts show why investing today is the key to retiring on your own terms.
The 5 Best Silver Stocks of 2024
When inflation rears its head, some investors turn to commodities for stability and preservation of purchasing power. The price of commodities like precious metals can rise with inflation, helping investors find a bedrock when other assets may lag. Related: Sign up for stock news with our Invested newsletter. While gold may come to mind first as an inflation hedge, silver deserves a look, too.
10 Long-Term Investing Strategies That Work
A quote attributed to Titus Maccius Plautus, a Roman comic playwright, has relevance for today's investors: "In everything the middle course is best: All things in excess bring trouble to men." Balance serves as the ideal goal for long-term investing. Needs change over time, and shortcut strategies that may work one year can prove ineffective, and even costly, the next. Related: Sign up for stock news with our Invested newsletter.
5 No-Fee ETFs to Maximize Your Returns
Getty Images Maximizing your returns on ETFs does not have to be a struggle, especially when there's no fee. Investment fees are kryptonite to your investment returns. The higher the fee, the more it will drain those long-term results. The Securities and Exchange Commission compared the value of a $100,000 portfolio over 20 years when that portfolio is invested with a fee of 0.25%, 0.5% or 1%.
Eldercare aide shortage prompts 1.7M Michiganders to care for relatives
For decades, ballroom dancer Tonia Deliz has loved teaching engaged couples practicing their wedding dance to 90-year-olds who want to salsa. The Arthur Murray-trained dancer managed several Metro Detroit dance studios, including Deliz Dance Sport, conveniently across the street from her condo in Wyandotte. For 10 years, she taught the foxtrot, tango and cha-cha at that location. Deliz didn’t mind leading late-night classes until her father, Nicholas, got sick.
She quit ballroom dancing to care for her parents. Then came the others.
For decades, ballroom dancer Tonia Deliz has loved teaching engaged couples practicing their wedding dance to 90-year-olds who want to salsa. The Arthur Murray-trained dancer managed several Metro Detroit dance studios, including Deliz Dance Sport, conveniently across the street from her condo in Wyandotte. For 10 years, she taught the foxtrot, tango and cha-cha at that location. Deliz didn’t mind leading late-night classes until her father, Nicholas, got sick.
Barclays Hawaiian Airlines Business Mastercard Review
Businesses with the Hawaiian Airlines® Business Mastercard® earn 3 miles per dollar on Hawaiian Airlines purchases, 2 miles per dollar on gas, dining and office supply store purchases, and 1 mile per dollar on all other purchases. There’s a $99 annual fee. New cardholders can earn up to 50,000 bonus HawaiianMiles after spending $4,000 within the first 90 days. You can also take advantage of a one-time 50% off companion discount for round-trip coach travel between Hawaii and North America.
TD Cash Credit Card Review
The TD Cash Credit Card offers flexible cash back, allowing you to select your 3% and 2% spending categories each quarter from dining, entertainment, gas, grocery stores and travel. All other purchases earn 1% cash back. When you sign up for the card, you can earn a $200 cash bonus after spending $500 within the first 90 days of opening an account. There’s no annual fee, and you can get a 15-month 0% introductory annual percentage rate on balance transfers.
TD Business Solutions Credit Card 2025 Review
Why Trust U.S. News Your trust is important to us. To earn it, we conduct a rigorous, unbiased analysis with a transparent methodology, and maintain strict editorial standards and independence. TD Business Solutions Credit Card Summary The TD Business Solutions Credit Card from TD Bank is a rewards card designed for small and midsize businesses. The rewards program offers 2% cash back on all purchases. There's no annual fee or limit on rewards earning.
Aer Lingus Visa Signature® Card
The Aer Lingus Visa Signature® Card is designed for travelers who want to earn points for travel purchases and use exclusive perks while traveling to or within Europe. Cardholders earn 3 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL. Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel.
Chevron and Texaco Techron Advantage Visa Card Review
With the Techron Advantage® Visa Card, you can earn fuel credits to use at Chevron and Texaco gas stations. You’ll earn 3 cents per gallon in fuel credits when you buy gas at Chevron or Texaco using your card. For a limited time, you’ll earn 15 cents per gallon spent when using the Chevron or Texaco app.
PNC Visa Business Credit Card Review
The PNC Visa® Business Credit Card is a no-frills business credit card that offers a 13-month 0% annual percentage rate on balance transfers made within 90 days of opening an account and a standard variable APR of 15.24% to 25.24%. There is no annual fee, and the card offers several financial and risk management tools for small business owners.
TD First Class Visa Signature Credit Card Review
The TD First Class℠ Visa Signature® Credit Card is a travel rewards card that earns 3 miles per dollar on travel and dining purchases and 1 mile per dollar on all other purchases. When you spend $3,000 within the first six billing cycles, you’ll earn 25,000 bonus miles, equal to a $250 statement credit toward travel or dining purchases. Though there’s an $89 annual fee, it’s waived for the first year, and you can get 12-month 0% introductory annual percentage rate on balance transfers.
M&T Bank Visa Credit Card Review
A basic credit card, the M&T Visa Credit Card has no annual fee. You can take advantage of a 0% introductory APR on purchases and balance transfers for the first 12 months. If you bank with M&T, you can link your credit card to a checking account for overdraft protection.
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