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Sunjay Letchuman

As seen in: Nature, Harvard Business Review, JAMA (The Journal of the American Medical Association), JAMA: Journal of the American Medical Association, JAMA Health Forum Conversations, Health Affairs, Political Economy with Jim Pethokoukis, RAND Corporation, Mayo Clinic Proceedings, RamaOnHealthcare
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Articles

The Unintended Consequences Of The ACA's Medical Loss Ratio Requirement

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By Randolph Pate, Sunjay Letchuman, Elizabeth Plummer, Xiaoxi Zhao
| RAND Corporation
Topics Publisher: Health Affairs Availability: Non-RAND Year: 2025 Pages: 1 Document Number: EP-71133 This publication is part of the RAND external publication series. Many RAND studies are published in peer-reviewed scholarly journals, as chapters in commercial books, or as documents published by other organizations. RAND is a nonprofit institution that helps improve policy and decisionmaking through research and analysis.
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Rationalizing Physician Regulation

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By David Hyman, Sunjay Letchuman, Ge Bai
| Political Economy with Jim Pethokoukis
For more than 150 years, physicians shaped the regulatory environment in which they practiced medicine. Early regulatory steps, such as the establishment of educational standards by medical societies, were patient centered and physician led.
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Health Insurance Coverage—Is Broader Always Better?

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By David Hyman, Sunjay Letchuman, Ge Bai
| Political Economy with Jim Pethokoukis
Abstract Insurance exists to protect enrollees against their financial exposure to catastrophically high-cost low-probability events. Indeed, health insurance began as sickness funds, where workers made weekly contributions to a fund that would temporarily provide a reduced wage to those too ill to work.
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