Thank you to Carlos Dobkin, Michael Ho, Peter Kaboli, Arden Morris, Matthew Notowidigdo, and Hannes Schwandt. Excellent research support was provided by Elizabeth Gehlert, Lena Schoemaker, Anna Schmidt, Forest Belli, and Malav Desai. The authors would like to thank seminar participants at Emory University, UC Irvine, the 2024 California Health Economics Conference, the Urban Institute, The Brookings Institution, ASHEcon, and San Diego State CHEPS.