Tony Zerucha on Muck Rack

Tony Zerucha

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Winnipeg
As seen in: Crowdfund Insider, The Clipper Weekly, Medium, Substack, EIN News, NewsBreak, The Headliner, Winnipeg Free Press, Blogarama, Brandon Sun, Bankless Times, Future Nexus and
Contributor to Lend Academy and Crowdfund Insider and editor of the Clipper Weekly. How's that for variety?

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Articles

Spinwheel Consumer Debt Study Yields Surprises

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By Tony Zerucha Verified
| Crowdfund Insider Verified
A new study of American debt by Spinwheel shows Americans are carrying record levels. The danger increases as they add multiple debt types. Spinwheel analyzed $2.9 billion in consumer debt from more than 20,000 borrowers between November, 2025 and this May. Simply adding one debt type dramatically increases obligations, Spinwheel’s Jessica Kendall said. Moving from one to two increases the median balance more than tenfold, from $2,755 to $28,251. Adding a third type hikes balances by more than 600%.
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Bluwhale’s Bringing Trust to Agentic Finance Via Blockchain

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By Tony Zerucha Verified
| Crowdfund Insider Verified
Bluwhale cofounders Han Jin and Adam Rowell quickly recognized that if consumers are going to trust AI agents to manage their financial security, they’ll need a better system than simply giving those agents blind access to banking and investment accounts. Their creation is an AI-native financial operating system that allows the user to retain control of data, accounts and permissions via blockchain technology and zero-knowledge proofs. Jin’s AI experience dates back two decades.
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Digital Assets Thoughts of the Week: the CLARITY Act, BTC and Zcash

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By Tony Zerucha Verified
| Crowdfund Insider Verified
Digital Assets insiders shared their thoughts on the CLARITY Act, Bitcoin, and Zcash this week. “Stablecoins have been around for a long time. Using stablecoins for payments is increasingly important not only for the digital asset community but also for the mainstream financial system, because stablecoins are facilitating a growing amount of money movement.
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