Maybe that's why the Garden State has one of the lowest rates of volunteerism among young adults in the country, and one of the highest rates of young adults still living with their parents. New Jersey is ranked the 32nd best state for Millennials to live in, according to a Wallet Hub study. The study looks at each state's affordability, education, health and quality of life, economic health and civic engagement. Millennials are struggling to afford living in New Jersey.