Products are chosen independently by our editors. Purchases made through our links may earn us a commission. Upgrading your refrigerator isn't just about necessity anymore—it's about features. If you're a consistent water drinker, one of the toughest decisions you face is whether to pay extra for a fridge with a water dispenser. While it promises a filtered, cold stream of water anytime you want, and often an ice maker, it also adds cost and potential maintenance down the road.