When Janis Cowhey, a tax partner at Marcum in New York, was buying a new house before the deal closed on her old one, she invaded her 401(k) to help with the down payment, taking out $50,000. “It was like my own bridge loan to carry both houses,” she says. “I didn’t have to worry about the timing on the closings.” Six months later, when her old house sold, she paid back the loan, with interest, to her 401(k).
The Centers for Medicare & Medicaid Services has announced Medicare Part B premiums for 2018, and the base premium stays the same as this year at $134 a month, but a lot actually changes. For 70% of Social Security recipients who have been paying an artificially low $109 a month, they’ll see a big jump to the $134 a month level. Also, many high earners—starting at $133,500 for a single--will face higher high-income surcharges.
You can start taking Social Security retirement benefits at age 62, but every month until age 70 you wait means a bigger monthly check for the rest of your life. So, your best retirement investment could be choosing to delay Social Security. Social Security’s “full” or “normal” retirement age is 66 for those born from 1943 through 1954. It rises two months a year after that, and is 67 for anyone born in 1960 or later. Should you take benefits early at 62? At normal retirement age? Or delay until 70?
Muck Rack makes it simple to find people, tweets, or articles that mention any name, keyword, company, hashtag etc. We've compiled this guide to help you make the most of your search.
Selecting a term
Start searching tweets, articles from media outlets, articles mentioned in tweets, journalists'
names, titles and bios with some suggested searches:
Companies or Topics (e.g. iPhone, Microsoft)
Phrases (e.g. "cloud computing") — use quotes to keep the terms together
Twitter handles (e.g. @username) — returns those who have mentioned or replied to
Names (e.g. "David Pogue")
Hashtags (e.g. #sxsw, #london2012)
Bio details (e.g. vegan, Olympics, father)
Muck Rack's Advanced Search allows for many boolean operators.
Find results that mention multiple specified terms, use AND or
+. For example, ensure each result contains both Elon Musk and Mark Zuckerberg by
searching Musk AND Zuckerberg or Musk + Zuckerberg.
Use the operators OR or , to broaden your search when you'd like either of
multiple terms to appear in results. (This is the default behavior of our search when no operators
are used). For example, results will contain either cake or cookie by searching cake OR cookie or cake,cookie
Use NOT or - to subtract results from your search. For
example, searching Disney will yield results about the Walt Disney Company as well as Walt Disney
World Resort. To exclude mentions of Disney World, search for Disney -World or Disney
When using one of these operators with a phrase, enclose it in quotation marks. For example, you can
find results about smartphones excluding Apple's iPhone 4S by searching smartphone -"iPhone
Exact case matching or punctuation
If you're searching for a brand name or keyword that relies on specific punctuation marks or capitalization, you can
find results that match your exact query by adding matchcase: before the keyword you're searching for, like matchcase:E*TRADE .
Use parentheses to separate multiple
boolean phrases. For example, to find journalists talking about having fun in Disney World or
Disneyland, search for ("disney world" OR disneyland) AND fun.
An asterisk can be used to search for any variation of a root word truncated by the asterisk. For example, searching for admin* will return results for administrator, administration, administer, administered, etc.
A near operator is an AND operator where you can control the distance between the words. You can vary the distance the near operation uses by adding a forward slash and number (between 0-99) such as strawberries NEAR/10 "whipped cream", which means the strawberries must exist within 10 words of "whipped cream".