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Austin Smith on Muck Rack

Austin Smith

Ridgewood
As seen in: CBS Sports, Medium, MSN, MSN Money Canada, Yahoo Life, Nature, USA Today, Wiley Online Library, Aol, Change.org, Memory Studies and
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Articles

"You could live another 30 years" to 70-year-old with $500k nest egg

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By Austin Smith
| MSN Verified
; ; ; ; Continue reading More for You ; More for You
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Five HYSA Mistakes That Quietly Cost You Money

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By Austin Smith
| 24/7 Wall Street Verified
A high yield savings account is one of the easiest wins in personal finance, and one of the easiest places to leak money without noticing. The mistakes below are ordinary habits that quietly cost real households hundreds of dollars a year. Fix them once and the fix keeps paying. Leaving Cash in a Near-Zero Legacy Savings Account The single most expensive habit is inertia.
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The HYSA Teaser Rate Trap, and How to Spot One

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By Austin Smith
| 24/7 Wall Street Verified
A teaser rate is the headline yield a bank uses to attract deposits, and it almost never behaves as the ad implies. It runs for a limited window, applies only to a slice of your balance, or requires new money. Once the trigger flips, the rate collapses to something ordinary. The promotion is legal and disclosed in writing. The trap is that most people never read past the number in the largest font.
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