Jeff Ostrowski on Muck Rack

Jeff Ostrowski

Verified
  • Writer and Housing Market Analyst, Bankrate
Florida, Lake Worth
As seen in: Bankrate, LinkedIn, Medium, MSN, Yahoo Life, USA Today, Aol, New York Daily News, Yahoo Finance, Chicago Tribune, Fortune and
Covers:  mortgages, housing, U.S. economy
Writer and housing market analyst @Bankrate | Alum @pbpost, @UofIllinois | Author of "How to Buy a Home in a Miserable Market" on Kindle.

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Jeff Ostrowski’s Biography

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Jeff Ostrowski covers mortgages and the housing market for Bankrate.com. Before joining Bankrate in 2020, he covered business, economics and politics for the Palm Beach Post in Florida. He chronicled the housing boom and bust of the 2000s. His front-page stories about a tax loophole for large landlords led state legislators to vote unanimously to end the tax break. He's a member of the board of the nonprofit National Association of Real Estate Editors and a two-time winner of the group's gold a…

Articles

30-year mortgage rates fall - How often do rates change? | Today's mortgage and refinance rates, July 3, 2026

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By Jeff Ostrowski Verified, Alice Holbrook
| Bankrate Verified
Mortgage interest rates were mostly lower compared to a week ago, according to Bankrate data. Average rates for 30-year fixed, 15-year fixed and 5/1 ARM receded, while 5/1 ARM rose. Mortgage rates have been shifting incrementally, but the average rate for a 30-year, fixed-rate mortgage is still near 6.5%. Fixed mortgage rates are tied directly to 10-year bond yields, and higher bond yields in recent months mean mortgage rates are also up from their 2026 low of 6.09%.
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30-year mortgage rates fall - When should you lock? | Today's mortgage and refinance rates, July 2, 2026

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By Jeff Ostrowski Verified, Alice Holbrook
| Bankrate Verified
Average mortgage rates were mostly lower versus last week, according to Bankrate data. Average rates for 30-year fixed, 15-year fixed and 5/1 ARM moved lower, while 5/1 ARM rose. Mortgage rates have been making small moves, but the average rate for a 30-year, fixed-rate mortgage continues to hover around the 6.5% mark. Fixed mortgage rates are tied directly to 10-year bond yields, and higher bond yields in recent months mean mortgage rates are also up from their 2026 low of 6.09%.
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30-year mortgage rates decrease - Should you wait? | Today's mortgage and refinance rates, July 1, 2026

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By Jeff Ostrowski Verified, Alice Holbrook
| Bankrate Verified
Average mortgage rates were mostly lower compared to last week, according to Bankrate data. Average rates for 30-year fixed, 15-year fixed and 5/1 ARM moved lower. Mortgage rates have been fluctuating, but within a narrow range. The average rate for a 30-year, fixed-rate mortgage continues to be around 6.5%. Fixed mortgage rates are tied directly to 10-year bond yields, and higher bond yields in recent months mean mortgage rates are also up from their 2026 low of 6.09%.
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