Jeff Ostrowski
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mortgages, housing, U.S. economy
Writer and housing market analyst @Bankrate | Alum @pbpost, @UofIllinois | Author of "How to Buy a Home in a Miserable Market" on Kindle.
Articles by Jeff Ostrowski
Mortgage rate forecast: October 2026
Mortgage rates surged in September, and they’ve reached their highest point since May 2024. The run-up in rates has left many consumers feeling less than eager to dive into the housing market. The war in Iran sent oil prices soaring in recent months. Higher energy prices translate to both higher inflation and rising 10-year Treasury yields. And both of those things exert upward pressure on mortgage rates.
7 biggest myths about mortgage refinancing and what to know instead
Despite the rise in interest rates in the last few years, refinancing may still make sense for some homeowners. If you’re a first-time refinancer, though, you might have a lot of questions about what the process is like — and might also have picked up some misinformation. Let’s dispel some common myths about mortgage refinancing. Myth 1: Shopping around for a refinance doesn’t matter much Not true, and it’s the myth that costs borrowers the most.
Related Urban Secures $129M Financing for Downtown Miami Project
Related Urban Development Group said Thursday that it has arranged $129 million in financing for Gallery Lummus Parc, a 257-unit transit-oriented development in Downtown Miami. Greystone Real Estate Capital said it’s providing $80 million in construction financing and identified a $60 million permanent mortgage as a tax-exempt loan through Freddie Mac.
How to Compare Loan Estimates and Catch What Lenders Hope You Won’t Notice
A mortgage loan estimate is a standardized, three-page document that a lender must send you within three business days of receiving your mortgage application. It lists your rate, monthly payment, closing costs and other terms—but none of these numbers are final. Think of it as a detailed price quote: close enough to compare lenders and build an accurate budget, but not enough to guarantee what you’ll actually pay at closing.
Mortgage rates jump to three-year high, blow past 7.5%
Mortgage rates rose this week, with the 30-year fixed rate averaging 7.53%, up from 7.38% last week, according to Bankrate’s latest lender survey. That was the highest level since November 2023.
Mortgage rates jump to three-year high, blow past 7.5%
Who was Talib Shakir, the DC official killed in Eastern Market scooter crash A crash between two electric scooters in D.C.'s Eastern Market neighborhood on Friday injured one woman and left a man dead.The man was later identified as 50- DC official dies after electric scooters collide at Southeast DC intersection A man died after two electric scooters collided Friday in Southeast D.C. A woman was treated and released. Police are investigating.
Mortgage rates jump to three-year high, blow past 7.5%
Social media influencer Andrew Tate was accused of possessing what British prosecutors described as seriously disturbing material on his electronic devices, inc Amarillo women who were not hired for pallet repairer jobs by a Dallas-based warehouse logistics company may be eligible to receive compensation under a $500,00 Galschiøt, who also calls the work "King of Injustice," said it represents what he sees as Trump’s threats to the environment.
Mortgage rates jump to three-year high, blow past 7.5%
Sixteen was supposed to be a milestone birthday for Mason Flores, a day his family said he was excited to celebrate with a new driver’s license and the freedom Bicyclist arrested after riding in front of fire truck, Oregon State Police say An Oregon State Police (OSP) trooper arrested a bicyclist Tuesday morning after police said he rode in front of a fire truck with its emergency lights and siren Eugene woman dies in crash with log truck on Territorial Highway A 54-year-old Eugene woman was...
Mortgage rates jump to three-year high, blow past 7.5%
A man is recovering after being shot by a stray bullet Tuesday night near the Union County Sports Complex.On Oct.
Mortgage rates jump to three-year high, blow past 7.5%
What caused Monroe Street to explode? Tallahassee engineer points to possible failures TALLAHASSEE, Fla. -- An underground electrical fire damaged roads in downtown Tallahassee Tuesday morning, shutting down part of Monroe Street and disrupting t DeSantis declares emergency for 25 Florida counties ahead of Tropical Depression Nine TALLAHASSEE, Fla. -- With Tropical Depression Nine expected to strengthen in the coming days, Gov.
Mortgage rates jump to three-year high, blow past 7.5%
The bond for one of the people charged in an arson investigation in Charleston was raised Monday.Dakota Harper, 22, was in court for a preliminary hearing Monda A woman charged in connection with an arson investigation on Charleston’s West Side was in court Tuesday.Felicity Eatmon, 22, appeared before magistrate Brent H 'Devastating to Boone County': 71 jobs to be eliminated with mine closure Ashford will be losing its coal mine Sunday with that 71 jobs will be lost.
Mortgage rates jump to three-year high, blow past 7.5%
Bessent says all children under 18 automatically enrolled in Trump Accounts Children born in 2025 through 2028 are eligible for a Trump Account that starts with $1,000.
Mortgage rates jump to three-year high, blow past 7.5%
Bessent says all children under 18 automatically enrolled in Trump Accounts Children born in 2025 through 2028 are eligible for a Trump Account that starts with $1,000.
Mortgage rates jump to three-year high, blow past 7.5%
A late-night shift at a McDonald’s in Harris County ended in tragedy Wednesday night when a 17-year-old employee was stabbed to death inside the restaurant. Two vehicle crash shuts down Vista Boulevard in Sparks for hours A crash involving two vehicles shut down a stretch of Vista Boulevard near the Golden Triangle in Sparks for several hours Wednesday.
Mortgage rates jump to three-year high, blow past 7.5%
Man dead following motorcycle crash with other vehicles in Adair County Tuesday A man is dead following a crash involving other vehicles in Adair County Tuesday evening.
Mortgage rates jump to three-year high, blow past 7.5%
Teen girl killed after responding deputy fails to see her in roadway, sheriff says State highway patrol has been asked to conduct an independent investigation into the crash. A Maryland woman is reportedly under FBI review after authorities said she removed her pants and engaged in a sexual act during an American Airlines flight.
Mortgage rates jump to three-year high, blow past 7.5%
Trooper pulls over 1998 Pontiac and finds fentanyl and crystal meth inside Three people were charged with drug-related offenses foloowing a traffic stop in Watertown, N.Y., the New York State Police said. A Madison County resident has tested positive for Powassan virus, the county health department said.
Mortgage rates jump to three-year high, blow past 7.5%
Notice of appeal filed in Miami County courts after Caleb Flynn’s conviction MIAMI COUNTY, Ohio (WKEF) -- Caleb Flynn's attorneys with Moermond & Mulligan have filed a Notice of Appeal.The Notice of Appeal was filed with Miami County Com Crash shuts down northbound I-75 beyond SR 72 near Moraine MORAINE, Ohio (WKEF) -- Emergency crews are responding to a crash in an area of Interstate 75 this afternoon.According to OHGO, as of 2:50 p.m., all northbound Human remains discovered during third...
Mortgage rates jump to three-year high, blow past 7.5%
Social media influencer Andrew Tate was accused of possessing what British prosecutors described as seriously disturbing material on his electronic devices, inc A Texas woman was charged with capital murder after she shot and killed her two sons, ages 21 and 15, according to authorities. FOX Big Noon Kickoff’s arrival in Lincoln began Tuesday with Nebraska volleyball star Harper Murray meeting fans on the University of Nebraska campus.
Mortgage rates jump to three-year high, blow past 7.5%
Maine Senate candidates spar on key issues in first televised debate Election Day is just around the corner, with control of Congress up for grabs and Maine's U.S. Senate race in the spotlight. 'We can't eat road salt': Senate candidates say tariffs on Canadian goods hurt Mainers Maine's candidates for U.S. Senate agreed Tuesday night that tariffs on Canadian goods were hurting ordinary people in the state.
Mortgage rates jump to three-year high, blow past 7.5%
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Mortgage rates jump to three-year high, blow past 7.5%
Barricaded man taken into custody after standoff in Colonie Colonie Police are responding to an incident that has prompted a large police presence. A monthslong investigation into suspected drug sales near the New York-Connecticut state line ended with a SWAT-assisted search and the arrest of a 40-year-old.
Mortgage rates jump to three-year high, blow past 7.5%
POLL: What impact could President Trump ’ s San Antonio rally have on Texas races? It is part of Trump’s push to increase Republican turnout in a state considered a key political battleground. POLL: Do you support using a firing squad to execute 2009 Fort Hood mass shooter? Trump authorizes firing squad execution of Fort Hood shooter(AP) - President Donald Trump has approved the execution by firing squad of Army Maj. Nidal Malik Hasan for the 2009 shooting rampage at Fort Hood, Texas.The U.
Mortgage rates jump to three-year high, blow past 7.5%
When Tennessee hunters get to hear about significant poaching cases, usually it is shared in the form of a bureaucratic, four or five paragraph news release fro A Tennessee judge has ordered state officials to preserve evidence related to the failed execution of death row inmate Christa Pike, while questions remain abou A sanitary sewer overflow continues to send an estimated 500,000 to 700,000 gallons of wastewater into South Chickamauga Creek as Chattanooga crews work to cont A dog is...
Mortgage rates jump to three-year high, blow past 7.5%
Nevada Tri Delta is serving up pancakes for a cause as students prepare to raise money for St. Jude Children’s Research Hospital.Courtney Potter with Nevada Tri VOTE: What concerns you most when driving on I-80? VOTE: What concerns you most when driving on I-80?
Mortgage rates jump to three-year high, blow past 7.5%
Smithfield man charged with murder in 1985 killing of Jamestown woman A Smithfield man was charged Tuesday with first-degree murder in the 1985 killing of Hillary Hellewell, 41 years after the Jamestown woman was found dead in New The Easton community recently went above and beyond for a Vietnam veteran whose property needed a lot of TLC.
Mortgage rates jump to three-year high, blow past 7.5%
A young U.S. men’s soccer fan who went viral after being heartbroken by the team’s elimination from the 2026 FIFA World Cup is getting a moment of joy in return. Ace, a supporter of the USMNT and forward Ricardo Pepi A Maryland woman is reportedly under FBI review after authorities said she removed her pants and engaged in a sexual act during an American Airlines flight.
Mortgage rates jump to three-year high, blow past 7.5%
Emergency crews were called to the scene of a two-vehicle crash along Route 209 near the Williamstown Dollar General in Dauphin County.
Mortgage rates jump to three-year high, blow past 7.5%
Portlandia statue arrives in the Rose City 41 years ago this week 32 men charged in trafficking case; eight convicted, eight wanted, more charges expected Amber Alert Still Active: 3-year-old out of Beaverton missing; vehicle found
Mortgage rates jump to three-year high, blow past 7.5%
Las Vegas to open 74-bed recuperative care center for unhoused residents in November Not having a place to call home can make recovering from a serious illness or injury even harder, and Las Vegas leaders say a new facility downtown will help fi A suspect is facing multiple counts in connection with Tuesday's alleged road rage shooting in southwest Las Vegas.
Mortgage rates jump to three-year high, blow past 7.5%
Gallo sentenced to prison for assault at Chester VFW A Hancock County man has been sentenced to prison after prosecutors say a confrontation at the Chester VFW escalated into a brutal assault captured on video.Lou Christa Pike awake and speaking after failed execution, lawyers say Christa Pike, who recently had an unsuccessful execution, is reportedly "conscious, speaking, and continues to receive critical medical care." The Brooke County Board of Education is working to fill a vacant seat...
Mortgage rates jump to three-year high, blow past 7.5%
What began as one Montana State University student unexpectedly losing his housing has grown into multiple similar accounts Marcus Veltkamp has been found.The Bozeman Police Department posted the following on Facebook: Submit your content Rising diesel prices are hitting Montana trucking companies hard, with one Hamilton business owner saying his weekly fuel costs have doubled.Jim Schwehr, the ow Warm, dry weather gives way to big weekend cool-down, mountain snow chance Unseasonably warm and...
How to compare loan estimates and catch what lenders hope you won’t notice
A mortgage loan estimate is a standardized, three-page document that a lender must send you within three business days of receiving your mortgage application. It lists your rate, monthly payment, closing costs and other terms — but none of these numbers are final. Think of it as a detailed price quote: close enough to compare lenders and build an accurate budget, but not enough to guarantee what you’ll actually pay at closing.
Mortgage rate forecast: October 2026
Mortgage rates surged in September, and they’ve reached their highest point since May 2024. The run-up in rates has left many consumers feeling less than eager to dive into the housing market. The war in Iran sent oil prices soaring in recent months. Higher energy prices translate to both higher inflation and rising 10-year Treasury yields. And both of those things exert upward pressure on mortgage rates.
Publix Pays $83M for Another Miami Plaza
Reflecting a voracious appetite for real estate, Publix Super Markets paid $83.25 million for a retail center it anchors in Miami, according to a deed filed this week. A subsidiary of Lakeland, Fla.-based Publix acquired Airpark Plaza at 5705 Northwest Seventh Street from First Washington Realty of Bethesda, Md. SEE ALSO: Most Likable? Fine by Me. Airpark Plaza was built in the 1970s and last traded for $36.8 million in 2008, according to property records.
Mortgage rate forecast: October 2026
Published: Sat Feb 01 2025|Updated: 4 hours ago Add Us On GoogleAdd as a preferred source on Google Mortgage rates surged in September, and they’ve reached their highest point since May 2024. The run-up in rates has left many consumers feeling less than eager to dive into the housing market. The war in Iran sent oil prices soaring in recent months. Higher energy prices translate to both higher inflation and rising 10-year Treasury yields.
Mortgage rates jump to two-year high, approach 7.5%
Mortgage rates rose this week, with the 30-year fixed rate averaging 7.38%, up from 7.08% last week, according to Bankrate’s latest lender survey. That was the highest level since May 2024.
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