The card_name is one that Clark loves for those who have the travel bug. Though it does have a $395 annual fee, you get most of it back in travel credit. “I think it’s absolutely great,” Clark said on the podcast. “How could I say that you should spend $395 per year on a card? They give you $300 of it back as travel credits for travel you purchase through their travel portal. So the net annual fee is $95. And on top of some travel benefits, you get free airport lounge access for you and your 2 others.