NEWARK, N.J. (PIX11) — Affordability continues to be the biggest problem many families are facing, with housing taking the biggest bite out of any family’s budget. Buying a home feels so far out of reach for many when they are struggling to pay rent, let alone save money for a down payment. Despite this, one group says no money, no problem. Bruce Marks, the founder and CEO of NACA, a group dedicated to homeowners, sits down with PIX11 News to talk about breaking mortgage barriers.