What do these three stories have in common? An eighty-three-year-old woman from Houston, Texas, who owed her homeowners association (HOA) $4,000, had her home seized by the HOA and sold for $5,000. A husband and wife, both longstanding officers of their HOA board in Florida, were accused of using more than $339,000 of member-funded HOA money for personal expenses. And in Pennsylvania, an HOA bookkeeper pocketed $500,000 through issuing duplicate payments to vendors.