Updated / Tuesday, 9 Jun 2026 08:58 The greatest threat to your financial well-being is borrowing, whether that's in the form of mortgages, personal loans, overdrafts and credit cards. John Lowe of MoneyDoctors.ie gives invaluable advice on how to reframe how we think about debt, and how this can help avoid falling into debt. The greatest threat to your financial well-being is borrowing, whether that's in the form of mortgages, personal loans, overdrafts and credit cards.