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J P NICOLS on Muck Rack

J P NICOLS

(He/Him)
Seattle
As seen in: Breaking Banks, LinkedIn, LinkedIn News, American Banker, EIN News, CUInsight.com, Irish Tech News, Bank Director, Fintech Weekly, Provoke.fm, FinAi News
Covers:  Fintech and financial services
Doesn't Cover: Anything outside of fintech and financial services
Financial Services Strategist @AlloyLabs | @BreakingBanks1 | Writing and analysis: Https://linkedin.com/in/jpnicols

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J P NICOLS’s Biography

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JP Nicols is a financial services strategist and advisor, and cohost of Breaking Banks, the #1 global fintech podcast.

J P NICOLS’s Journalist Portfolio

JP Nicols

JP Nicols

In This Episode In this episode of Breaking Banks, hosts Jason Henrichs, Brett King and JP Nicols delve into …

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Articles

Are We Done With Digital Transformation in Banking?

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By JP Nicols, J P NICOLS
| Provoke.fm
Just as mobile was once a separate vertical within banking, has digital transformation simply become part of everything we do? In this week’s episode of Breaking Banks, hosts Jason Henrichs, Brett King, and JP Nicols debate this and more as they discuss the current state of banking, the impact of fintech, and the evolution of digital banking. They cover the challenges posed by legacy systems, the rise of digital-only banks, and the role of AI and stablecoins in shaping the future of finance.
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Escaping the Irrelevance Trap

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By J P NICOLS
| LinkedIn
Companies don’t wake up one morning to discover they’ve become irrelevant. It happens slowly. Quietly. A few percentage points of share lost in a growth market. A two-year delay on a critical capability because the legacy business “needed the budget.” A management team that keeps winning last year’s game while the market plays a new one. The Irrelevance Trap is easy to fall into. When the world outside your walls moves faster than the world inside, the gap eventually swallows you.
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Navigating the Evolving Landscape of Banking in the AI Era: What Every Institution Must Know

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By JP Nicols, J P NICOLS
| Provoke.fm
In this episode of Breaking Banks, hosts Jason Henrichs, Brett King and JP Nicols delve into the transformative impact of AI and technology on the banking industry, and share insights on what institutions must do to not only survive, but thrive as AI rewrites playbooks. The conversation covers the role of stablecoins, agentic AI, the future of smart contracts, smarter digital infrastructure, and how accelerated innovation cycles are reshaping the global financial system.
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