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Articles by Lucinda Beeman
Fintech News Issue #48
Top Stories 2015 has been an incredible year for FinTech. This infographic explores the biggest trends and most important deals of the year, along with the key figures taking the industry in new and exciting directions. This BankNXT roundup post is about insurance technology (insurance tech), and how this financial space in particular has attracted investment and innovative startups. Going open source with banking APIs is the key to success, and fear of it may lead to disintermediation.
Visa Checkout claims higher conversion rate than PayPal
Visa Checkout users are 17 percentage points more likely to complete an online purchase than PayPal Express Checkout users, the financial services company has said. According to data released yesterday by Visa Checkout, which stores payment information so that users can complete purchases without re-entering their card details, 66 per cent of its users complete online purchases after placing items in their cart.
Fascinating Fennel: How and why to forage for this botanical beauty
A rummage through the clues that helped identify the mysterious ‘marashanha’ tells us not only about the historical uses of fennel, but also sheds light on why it’s become a common gin botanical. Brought to Britain by the Romans, common fennel — Foeniculum vulgare — is a food plant that also has properties suggestive of desolation. It was used as a contraceptive and is poisonous to livestock.
London open: Insurers start to recover after Osborne's annuities shake-up - Your Money
UK stocks fell on Thursday morning, following a sell-off on US and Asian markets overnight, but insurers were making gains following yesterday's sweeping reforms to annuities. The FTSE 100 was trading 0.4% lower at 6,546 in early trading. Yellen, speaking last night after the Federal Open Market Committee voted to taper its asset purchase programme by another $10bn a month to $55bn, signalled that the first rate hike could come six months after quantitative easing (QE) ends.
The pros and cons of smaller energy suppliers - Your Money
The 'Big Six' have long dominated the energy market, but competitive independent providers are becoming harder to ignore. Is it time to make the switch? Despite the potential to save hundreds of pounds a year on their bills by switching provider, energy customers remain notoriously disengaged.
This restaurant wants to pay a 'Gin Butler' to drink gin all day
To hear the words "You're Hired" you’ll need to be culturally refined and have been drinking our favourite tipple for at least three years. If you get the role you’ll be in charge of expanding the restaurant’s gin list (which currently stands at a respectable 32) and hosting a number of gin-based events, including a fortnightly Gin Club.
10 ways to beef up your social media program
In 1984, an 81-year-old woman by the name of Clara Peller starred in an incredibly popular advertising campaign for Wendy’s, in which she demanded to know “Where’s the beef?” at a make-believe fast-food restaurant. The question went viral, becoming a commonly used catchphrase whenever anyone was looking for more of pretty much anything.
Microsoft to acquire LinkedIn for $26.2 billion
Microsoft is to buy LinkedIn in a deal valued at $26.2 billion, it was announced today on the Microsoft blog. The markets have already reacted to the news, with LinkedIn shares surging by 48% following the announcement. This isn’t the first time Microsoft has shown an interest in buying LinkedIn. Before LinkedIn’s IPO in 2011, there were apparently several rounds of talks, with the last offer being worth around $2 billion. But, for only $24 billion more, Microsoft has finally made the deal.
Will Amazon Fresh conquer the UK grocery market?
Amazon has announced the launch of its online grocery offering, launching Fresh in central and east London. It’s launching into a well advanced online grocery market in the UK, with sales forecast to reach £9.8 billion in 2016, up 13% from £8.6 billion in 2015. The UK’s consumers have taken to online grocery shopping, with 48% of UK shoppers currently buying at least some groceries online. 11% do all of their grocery shopping online, with a further 12% doing most of their grocery shopping online.
Measuring social success beyond the ‘like’ (Interview)
Likes, follows and retweets can only tell you so much about a social campaign’s impact. As Leah Pope, CMO for social intelligence business Synthesio, explains to ClickZ, setting and monitoring the right KPIs is far more important for gauging the success of a social campaign. How important is taking the time to set the right KPIs to the success of brands on social media? Where is the best place to start?
What makes a great ecommerce checkout process?
As you’ve no doubt heard, we recently released the new ClickZ Intelligence Checkout Optimization Report, so this week I thought we’d tie in #ClickZChat and see what our Twitter followers had to say about ecommerce and conversion optimization. Quite a bit as it turned out… #ClickZChat is our weekly Twitter chat, taking place every Wednesday. We ask our followers three questions about a digital marketing topic. If you want to join in, then just follow us on Twitter, or check out the Hashtag.
Eurostar’s Neil Roberts on customer service and customer experience
At last week’s Shift event in London Neil Roberts, Head of Digital at Eurostar, talked about the company’s approach to customer experience. Neil says Eurostar is a highly customer oriented company. Its entire operations system revolves around bringing a customer from a point A to a point B whilst crossing the channel and the border between France and Great Britain. So how does a company manage to keep its customers satisfied and provide them with an unbeatable customer experience?
Writing meta descriptions for SEO: a best practice checklist
What is a meta description and do you write one? In this post we’ll look at what they are, why they’re important, and examples, both good and bad. Meta tags are HTML elements that provide information about a webpage for search engines and website visitors. There are two elements that must be placed as tags in the section of a HTML document. These elements are: We recently discussed title tags in a post on Search Engine Watch, so now let’s move straight into meta descriptions.
Making social impact on a global scale (Interview)
Social media campaigns, while providing brands an interactive promotional platform and offering unparalleled insight into their potential customers’ likes and dislikes, can lose some of their bite when scaled up. We spoke to Leah Pope, CMO for social intelligence business Synthesio, about how to ensure social campaigns retain their impact on a global scale.
What transformation challenges are you facing? (Survey)
From executive buy-in to technical challenges, the public sector faces its fair share of obstacles on the road to Digital by Default. Liferay works with public sector organisations across the UK and are conducting a national survey to learn more about digital transformation challenges and experiences. Please complete the short questionnaire and help build understanding of the issues facing you and your services today. As a participant you will have first access to the results.
Tackling the skills and capabilities gap
The majority of non-IT leaders in local authorities say that gaps in IT capabilities are holding them back, according to new research. Is this a looming crisis in the public sector, or a problem of perception?
4 trends reshaping public sector recruitment
It’s a turbulent time in the public sector, with increased workloads and ever-tightening budgets making it imperative to fill each and every vacancy with the best possible candidate. What trends are transforming the public sector recruitment reality?
The State of FinTech in 2015 (Infographic)
> Headline News > The State of FinTech in 2015 (Infographic) 2015 has been an incredible year for FinTech. This infographic explores the biggest trends and most important deals of the year, along with the key figures taking the industry in new and exciting directions. With so many exciting advances in the sector, it’s only natural that the innovators who have made 2015 such an exciting year in FinTech should be celebrated.
Free webinar: Identity Verification Compliance for the 4th EU Money Laundering Directive (4th EUMLD)
Join Jumio and Payment Eye on 5th November at 2pm for a complimentary webinar, where we’ll unpick the intricacies of the 4th EUMLD and offer further insight into how this legislation mandates regulated firms for non face-to-face transactions. The webinar will cover: Key objectives of the legislation Who is in scope When and what kind of verification must take place Simplified or enhanced due diligence?
4 tips for digital transformation success
Today, more than ever, public sector organisations are asking how to stay competitive in a digital world. Facing budget cuts and increased citizen demand, the fact that digital transformation is the only option makes the process no less daunting. But organisations don’t have to go it alone. In a new white paper, the leading lights of digital transformation — including Bristol City Council and the Improvement Service in Scotland— share their success stories.
Foreign Office urges young Brits to buy travel insurance
Over one in three young people do not think it is necessary to take out insurance when they travel overseas, a survey suggests. Research issued by the Foreign & Commonwealth Office (FCO) and the Association of British Travel Agents (ABTA) found that 38 per cent of 16-24 year olds do not consider travel insurance necessary, leaving themselves or their parents exposed to big medical bills should something go wrong abroad.
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