KUALA LUMPUR: Sustained funding of public healthcare will be crucial to ensuring ageing Malaysians can cope post-retirement, as Employees Provident Fund (EPF) savings alone may not be sufficient, a financial planner said. Eng Meei Yu, co-founder and executive director of financial planning firm MyFP Services, said EPF savings can help fund part of retirement expenses, assuming a person lives more than 20 years after retiring.