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Ruth Lee

As seen in: Medium, MDPI, Bleacher Report, Flipboard, Annals of Internal Medicine, Gold Coast Bulletin, Yale Daily News, Townsville Bulletin, Impakter, Nouse Magazine and
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Articles

December And Q4 2025 Foreclosure Activity Increases Monthly, Quarterly & Annually

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By Ruth Lee, Pedro Garcia, Pedro García, Josh Friend, Keith Kemph
| PROGRESS in Lending
ATTOM released its Year-End 2025 U.S. Foreclosure Market Report, which shows foreclosure filings — default notices, scheduled auctions and bank repossessions — were reported on 367,460 U.S. properties in 2025, up 14 percent from 2024 and up 3 percent from 2023 but down 25 percent from 2019, before pandemic-related disruptions altered housing market dynamics. Foreclosure filings in 2025 were also down 87 percent from a peak of nearly 2.9 million in 2010.
Open in Who Shared View Duplicates (104) Issue with article?

CHLA Expresses Concerns About Single Bureau Credit Pulls

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By Ruth Lee, Pedro Garcia, Pedro García, Josh Friend, Keith Kemph
| PROGRESS in Lending
The Community Home Lenders of America (CHLA) released an Addendum to their 2024 White Paper on Mortgage Credit Score Markets and Pricing that expresses concerns about proposals to create a single credit bureau pull model. The CHLA Addendum states that CHLA does not support a single credit bureau pull – and lists the following concerns that led to that decision: Costs will likely not be reduced – and could increase.
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Mortgage Applications Increased 28.5 Percent From One Week Earlier

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By Ruth Lee, Pedro Garcia, Pedro García, Josh Friend, Keith Kemph
| PROGRESS in Lending
Mortgage applications increased 28.5 percent from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending January 9, 2026. Last week’s results included an adjustment for the New Year’s Day holiday. The Market Composite Index, a measure of mortgage loan application volume, increased 28.5 percent on a seasonally adjusted basis from one week earlier.
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