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Articles by Dennis Ho
Martello Re: Building a Reinsurer from the Ground Up
Any investment results, portfolio compositions and or examples set forth in this material are provided for illustrative purposes only and are not indicative of any future investment results, future portfolio composition or investments. The composition, size of, and risks associated with an investment may differ substantially from any examples set forth in this material No representation is made that an investment will be profitable or will not incur losses.
PHOTO ESSAY | Jaguars win home opener shutout
The Jaguars thumped Indianapolis 24-0 on Sunday afternoon in their 2022 home opener. The paid attendance of 58,360 may have been one of the smallest for a home opener, but the players and coaches certainly fed off the energy. “I thought we had a really good crowd today. They got loud on a couple of defensive fourth down plays, you know, in the second half, and that was good to see the guys out there,” Jags Coach Doug Pederson said afterward.
Photo Essay | Hauling It
As the Jacksonville area knows all too well, trash service isn’t a sure thing. A driver shortage triggered missed pickups by the thousands and prompted a recent six-month pause on curbside recycling pickup and the creation of a special City Council committee.
People, nature and technology: an integrated vision for net zero building design in Asia
For solutions to scale and have a tangible effect on cities as a whole, we need to think broadly about how architecture, landscape and public realm design elements can contribute to net zero in an integrated fashion. A net zero built environment, given the sector’s energy intensive construction processes and reliance on emissions-producing materials like concrete and steel and glass, is rightly recognised as an incredibly tough challenge.
Is Your Cash Value Life Insurance Policy Still a Good Fit for You?
life insurance Over the years, you could have grown out of it. Or maybe your life insurance policy’s performance didn’t live up to your expectations. In any case, you have options, so here’s how to make the most of this valuable asset. When most people buy a life insurance policy, they file it away hoping to never need it. But, if you have cash value life insurance policy, such as whole life, universal life or variable universal life, you purchased more than just insurance coverage.
Why You Might Still Need Life Insurance in Your 50s and 60s
life insurance Thought you were past all that by this age? Well, if you have a mortgage that would be tough for your spouse to pay off or grown children you are supporting long term, you might be a candidate for life insurance. The Baby Boomers get credit — and blame — for how they changed work, society and pop culture over the years. Now, with through 2030, this powerful generation is well on its way to redefining how we plan for retirement, including the role life insurance can play.
How to Use a Deferred Income Annuity to Avoid Running Out of Money in Retirement
By Dennis Ho No matter how you define it, retirement marks a transition into a new chapter of your life. One that comes with more freedom to spend time doing things that make you happy. But making your vision of retirement a reality involves more than saving enough money. It comes down to confidence. For most people, the biggest concerns heading into retirement are declining health (50%) and running out of money (40%).
Choosing the Best Long-Term Care Insurance Policy
Here are three questions to answer that can help steer you in making this critical retirement planning decision. Don’t hurry. But don’t wait too long. That’s the conundrum when you’re considering long-term care insurance. It’s one of those things most of us would rather put off thinking about. After all, nobody likes to contemplate the downside of growing older.
The Real Reasons People Decide to Buy Long-Term Care Insurance
Before you dig into costs, benefits and contingency plans, step back and look at the big picture. This decision is bigger than budgets and life-expectancy tables. It's about your family and your wishes for them as well as yourself. In simple terms, long-term care insurance is about paying for assisted living or nursing home care as you age or in the event of a chronic condition or disability. Deciding whether it makes sense for you can seem like a basic math equation.
Ask yourself this question to determine if you should get long-term care insurance
Long-term care (LTC) refers to the need for assistance with activities of daily living (ADLs) such as bathing or dressing. According to the US Department of Health and Human services, for anyone turning 65: Almost 70% will need long-term care services at some point 1-in-5 will need care for more than 5 years Average care costs can be substantial ranging from $4,920 per month for full-time help at home to $7,698 a month at a nursing home.
Ask yourself this question to determine if you should get long-term care insurance
Long-term care (LTC) refers to the need for assistance with activities of daily living (ADLs) such as bathing or dressing. According to the US Department of Health and Human services, for anyone turning 65: Almost 70% will need long-term care services at some point 1-in-5 will need care for more than 5 years Average care costs can be substantial ranging from $4,920 per month for full-time help at home to $7,698 a month at a nursing home.
The PRIDE of San Marco Square
DENNIS HO On a recent blustery Tuesday evening, TAVERNA, San Marco Square's premier Italian eatery, hosted an elegant dinner for 25 of the city's top foodies and food bloggers. The evening began wih a havd-crafted Moscow Mule cocktail, followed by courses of meatballs, buratta, pizza, ravioli and Brussels sprouts. The feast finished with coffee and a sumptuous dessert platter from their always-innovating seasonal menu.
Sell Off
On March 21, the Mayor's Chief Administrative Officer Sam Mousa filed a white paper outlining his plan to sell a city-owned painting at auction. It wasn't just any painting, however, and it wasn't just any auction. The work, titled Iva, is a gigantic oil-on-canvas triptych, painted by American abstract expressionist Joan Mitchell in 1973. Its estimated value is between $3 and $5 million.
31 Weird, Creepy, Awesome, Interesting Things that We Love Right Now ... Well, Mostly
For 31 years, it has been our privilege to serve first the urban core of Duval, then the whole county, then, gradually, to expand into St. Johns, Clay and Nassau counties and, most recently, cross the border into Georgia to share that sweet 'n' tangy Folio Weekly love with the fine folks of Camden County. Over the years, in our role as the region's alternative voice, we've shown up for the area's best, worst and most WTAF moments.
ABLE-BODIED IN THE COVERAGE GAP
Carefully applied shimmery peach shadow highlights eyes that are a peerless, expressive blue as Linda Perry opens up about her life over unsweet tea, hummus and pita bread on the patio of a beaches restaurant. She calls it “couch surfing,” but the fact is that the petite blonde is homeless, staying in shelters, with a friend, or sleeping in her car as she did the night before we met.
101* DRINKS You Have to Try in Northeast Florida Before You Die
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A quotation from famed literary drunk Ernest Hemingway had a kind of special resonance with our staff as we prepared the feature to wrap up the year. “Always do sober what you said you’d do drunk,” the king of compositional machismo once slurred. So, after tasting more than 100* drinks and taking copious notes at watering holes and restaurants in all six Northeast Florida counties that make up Folio Weekly’s distribution footprint, we had no other choice but to heed the words of Papa Hemmingway.
By Claire Goforth, Keith Marks, Dennis Ho, Matthew Shaw Verified, Greg Parlier Verified, Rebecca Gibson
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Folio Weekly
Verified
The Fake History of St. Augustine
In the HBO series Assume the Position, which ran in 2006 and 2007, comedian and actor Robert Wuhl told us, "History is a wonderful thing, if only it were true." St. Augustine, as it prepares to celebrate the 450th anniversary of its founding by Pedro Menéndez de Avilés next year, has a number of truly historic structures, from the massive Spanish-built fort and the towering spires of Flagler College to its historic churches, priceless archives of the Catholic diocese and the city's Spanish,...
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