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Articles by Joelle Hall
Opinion: Alaska needs a fighter, and that fighter is Mary Peltola
In this photo made with a smartphone, Democratic U.S. Senate candidate Mary Peltola, center, stands with supporters during a campaign event in Anchorage, Alaska, on Wednesday, Oct. 21, 2026. (AP Photo/Haven Daley) There’s been no shortage of ads and mudslinging this election cycle. But strip all that away, and most Alaskans are asking the same few questions. Will my children have a better life than I did? Can I afford to build a good life for my family?
Opinion: One year in, Alaska’s paid sick leave law is working
(iStock / Getty Images) When Alaska voters approved paid sick leave, they made history. One year into implementation, it’s clear they made the right choice. By approving paid sick leave, they affirmed a simple but powerful idea: No one should have to choose between their paycheck and their health. Working people are using earned sick time exactly as intended: to recover from illness and care for their loved ones without fear of losing income. And just as importantly, the sky didn’t fall.
Opinion: Terra Energy Center is a keystone to Alaska’s energy solutions
A coal-fired power plant operates near Emmett, Kan., in 2025. The U.S. Department of Energy awarded $89 million in June 2026 to help study the viability of the Terra Energy Center, a proposed coal-fired power plant in Alaska's Susitna River watershed. (AP Photo/Charlie Riedel, File) The U.S. Department of Energy’s decision to award funding for continued development of the Terra Energy Center is welcome news for Alaska. This award is not construction funding.
Opinion: In Alaska, workplace safety can’t be an afterthought
A man waits to leave a white rose at a memorial on Workers Memorial Day in Miami. (AP Photo/Lynne Sladky) On April 28, 2026, we observe Workers Memorial Day, a day to honor the men and women who have lost their lives, been injured or made ill simply for going to work. It is a solemn day of remembrance, but also a call to action. Here in Alaska, that call is especially urgent. Our state is built on hard work in some of the most dangerous industries in the nation.
Opinion: Alaska’s elections work best when they are open, transparent and in our own hands
An early voting location in Juneau. (Sean Maguire / ADN archive) Alaskans tend to agree on at least one thing about our elections: Voters should decide who is best for the job, not political elites. The election system Alaskans adopted in 2020 was built around that idea. It created open primaries and demanded true source disclosure for campaign contributions so voters can see where political money comes from.
Buridan’s Mule: Personal Finance Edition
Buridan’s Mule is an illustration of the challenge that free choice poses. A mule is stationed at an equal distance from both a pail of water and stack of hay. Regrettably, the fable says that the mule will perish from the inability to make a choice at all.
Opinion: This Labor Day, Alaskans need to stand together in support of workers and their rights
For generations, Alaskans have celebrated Labor Day by getting in one last weekend of summer fun before the leaves turn and temperatures drop. These get-togethers are the perfect opportunity for workers and families to come together, enjoy good food, spend time with their community and relax. They are perfect opportunities to reflect on the power and promise labor unions hold to improve the lives of working people across our state.
Insurance - Tax-Free Growth & Distribution
Insurance is often thought of as a necessary evil. This negative perception people have of the insurance industry often leads to it being overlooked—which is unfortunate because insurance can be a powerful tool for wealth building. Long-term disability insurance – Protecting your biggest asset: the ability to earn income At the very least, insurance can provide protection to one of our most valuable assets – our ability to earn income.
Clean energy tax credits help build a brighter, more affordable future for Alaska
Alaskans understand how much energy matters. It’s not just about turning on the lights or plugging in a phone, it’s about staying warm through the long, dark winters. It’s about making sure a remote community hundreds of miles from the road system has access to affordable, reliable power. And it’s about keeping the cost of living from climbing even higher.
Clean energy tax credits help build a brighter, more affordable future for Alaska
Alaskans understand how much energy matters. It’s not just about turning on the lights or plugging in a phone, it’s about staying warm through the long, dark winters. It’s about making sure a remote community hundreds of miles from the road system has access to affordable, reliable power. And it’s about keeping the cost of living from climbing even higher.
We need Sens. Murkowski and Sullivan to stand with Alaskans on Medicaid
After federal budget reconciliation legislation passed the U.S. House of Representatives by a single vote, Alaskans are counting on Sen. Lisa Murkowski and Sen. Dan Sullivan to block a devastating attack on Medicaid health coverage. The stakes could not be higher. If this legislation passes, tens of thousands of Alaskans will lose their health care benefits. We hear talking points out of Washington, D.C. tell us these changes will not touch Medicaid benefits.
Opinion: We need Sens. Murkowski and Sullivan to stand with Alaskans on Medicaid
After federal budget reconciliation legislation passed the U.S. House of Representatives by a single vote, Alaskans are counting on Sens. Murkowski and Sullivan to block a devastating attack on Medicaid health coverage. The stakes could not be higher. If this legislation passes, tens of thousands of Alaskans will lose their healthcare benefits. We hear talking points out of Washington, D.C. tell us these changes will not touch Medicaid benefits.
As Good as Gold: Investing in Gold Amid Market Uncertainty
Having hit record highs this year, breaking the USD$3500 per ounce mark, gold is drawing a lot of attention and sparking questions from the average investor as to whether they should have gold in their portfolios. There are three primary reasons investors buy gold: as a hedge, as a safe–haven or as a direct investment. Gold as a Hedge Hedges are investments that offset losses in another asset class. Many investors buy gold to hedge against the decline of a currency. Namely the US dollar.
Opinion: We’ve come far on worker safety - but not far enough
Every year on April 28, working families, union members, and labor leaders commemorate Workers’ Memorial Day. It is a day to honor and remember those who went to work and never came home to their families. It is a day to understand that the price of going to work should never be death, injury, or illness on the job. It is a day to proclaim the many strides we’ve made to improve worker safety, such as the founding of the Occupational Safety and Health Administration, aka OSHA.
How to create calm in the chaos
The markets entered correction territory this month as uncertainty over the economy due to tariff threats took hold. Investors’ portfolios participated widely in this drop and working with an investment advisor likely did notfully protect you from a decline in your portfolio. And so many have probably wondered – does it make sense to pay more to work with a financial advisorif they can’t fully protect my portfolio?
Cents vs Sense: Considerations for Intergenerational Wealth Management
Housing Unaffordability More than half of Gen Zs and millennials are reportedly living paycheque to paycheque.[1] Meanwhile, the cost of the average family home has risen from 5.8 times the average Canadian’s income in 2003 to 10.8 times in 2023[2]. Similarly, according to a recent report, based on median household income, a Canadian family can reasonably afford a home priced at about $315,000 yet the average home price in Canada is $757,600[3].
What about the First Home Savings Account?
The FHSA, or Tax-Free First Home Savings Account, is a relatively new type of tax-preferred account that the Canadian government introduced in Budget 2022 to partially address the issue of housing affordability in Canada. Available starting in 2023, the FHSA allows Canadians 18 and older who qualify as “first-time home buyers” to save $40,000 on a tax-free basis towards the down payment on a home.
Patience is a virtue where returns are concerned
What is a reasonable expected return from your portfolio? It’s factored on a couple things: the amount of risk you are comfortable taking and the expectation of asset-class returns for the assets held in the portfolio.
From liability to asset: Tapping the potential of insurance to maximize wealth Original
Life insurance is an increasingly attractive option for wealth preservation and transfer Published Aug 18, 2024 • Last updated 5 minutes ago • 3 minute read You can save this article by registering for free here. Or sign-in if you have an account. Insurance remains one of the best-kept secrets for business owners looking to generate and grow their wealth. Photo by Getty Images/iStockphoto Reviews and recommendations are unbiased and products are independently selected.
From liability to asset: Tapping the potential of insurance to maximize wealth
Financial Personal From liability to asset: Tapping the potential of insurance to maximize wealth Life insurance is an increasingly attractive option for wealth preservation and transfer
From Hero to Zero: Non-Financial Retirement Planning
After the question “How much money will I need for my retirement?”, the next most common question I hear from clients is “What am I going to do in retirement?”. Many with successful careers are the “go-to” people at work and struggle with how they will identify themselves in retirement if they are no longer the VP of HR at Work, the Executive Director of Charity or the Senior Analyst of Government.
Retirement income streams: Reconsidering annuities
As you navigate the labyrinth of retirement planning, the resurgence of annuities has sparked renewed interest among people seeking financial security in their golden years. For years, annuities were sidelined in many investors’ portfolios because they required a considerable amount of capital for a minimal stream of income due to the low interest rate environment.
OPINION: Fighting for safe workplaces on Worker Memorial Day
April 28 is Workers Memorial Day. It is a day when working families, union members and labor leaders come together to remember each worker killed, injured or sickened on the job. The somber underpinnings of this important holiday drive us to fight for a brighter future — a future where every worker feels safe on the job, a future where the promises of politicians and government agencies become reality. Alaska has remained one of the most dangerous states to work in for years.
Can you benefit from income splitting?
With the introduction of the Tax on Split Income (TOSI) rules in 2018, the government effectively ended many of the methods that Canadians, in particular business owners, used for income splitting with their spouse and family members to take advantage of having more income taxed at lower marginal tax rates.
Looking for a safer retirement earnings stream? Consider annuities
Recent rise in rates of interest has made it worthwhile to present annuities a second look • • Article content material By Joelle Hall As you navigate the labyrinth of retirement planning, the resurgence of annuities has sparked renewed curiosity amongst folks searching for monetary safety of their golden years.
Looking for a safer retirement income stream? Consider annuities
Recent rise in interest rates has made it worthwhile to give annuities a second glance • • Article content By Joelle Hall As you navigate the labyrinth of retirement planning, the resurgence of annuities has sparked renewed interest among people seeking financial security in their golden years.
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