Extreme athletes thrive on pushing limits. Whether it’s dropping into a backcountry chute, free climbing a granite face, or sending a downhill trail at full throttle, you know that risk is baked into the lifestyle. It’s part of the adrenaline, the story, the calling. But here’s the difficult truth: when gear fails, we can easily replace it and only have a dent to our wallet that is recoverable from. Now, when bones break, the fallout isn’t simply physical; that wallet takes a lot bigger of a hit.