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Patrick NOLAN

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Articles

ASK THE LAWYER: Your beneficiary form beats your will in Missouri

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By Patrick NOLAN
| Kirksville Daily Express Verified
Your beneficiary designations decide who gets your retirement account, your life insurance, and your bank accounts when you die. Not your will. Not your trust. The form you filled out at the bank or the 401(k) office wins, even when it contradicts everything else in your plan. If that form is out of date, the money goes to the wrong person, and after you die there is usually nothing your family can do about it. Here is how Missouri treats these designations and how to keep yours current.
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ASK THE LAWYER: A will does not avoid probate

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By Patrick NOLAN
| Kirksville Daily Express Verified
Shane Jones sat on a courthouse bench in St. Louis, staring at the floor. His father had left a will and believed it was enough. The file in front of Shane was the proof it was not.A will does not avoid probate. A will is a set of instructions to the probate court, which means it guarantees the very process most people think it spares them.In Missouri, a clean probate runs six months to a year and cannot close faster.
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ASK THE LAWYER: Elder Law and Long-Term Care: Hard Choices, Honest Protection

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By Patrick NOLAN
| Kirksville Daily Express Verified
The first time you help a parent down the stairs after a fall, the future looks different. For families in Kirksville and northeast Missouri, elder law isn’t just paperwork—it’s about preserving your choices, maintaining your dignity, and ensuring no one is scrambling when a medical crisis hits. Waiting for a storm means fewer options; planning ahead is simply stubborn preparation.
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