The Financial Crimes Enforcement Network (FinCEN) and the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the National Credit Union Administration (collectively, the "Banking Agencies") have issued coordinated proposed rulemakings to revise the anti-money laundering and countering the financing of terrorism (AML/CFT) requirements for financial institutions, including banks, money transmitters, and broker-dealers, among others.