A Vero Beach homeowner says skyrocketing insurance costs may soon force her out of her home, and her story is one many Florida homeowners know all too well. Kelly Hagen reached out to share her frustration over the relentless rise in her homeowners insurance premiums. "My homeowners insurance is $9,000 a year, which equates to $750 a month on top of my mortgage payment," Hagen said. "It went from $6,000 to the next year it was $8,000. Now it's over $9,000.