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Articles by Mike Smith
As Millions Leave ACA Plans, Remaining Enrollees Face Stark Cost Increases
Higher risk pool pushes insurance companies to increase rates Mike Smith is President of The Brokerage, Inc., a family-owned national FMO (Field Marketing Organization), IMO (Independent Marketing Organization), and BGA (Brokerage General Agency) specializing in Life, Health, and Medicare products.
Medicare Advantage Cuts Are Blinding Senior Clients
HighlightsMedicare/Social Security Cuts to supplemental benefits, disenrollment and confusing marketing are making it difficult to pick plans; advisors can help. By Mike Smith | April 30, 2026 Linkedin X Facebook Email Illustration by Greg Daines for Unsplash+ Your 64-year-old client is approaching his birthday, and he tells you he wants to choose the same Medicare Advantage (MA) plan his sister is on because she gets fitness benefits. Sound familiar?
Where Has Your Family Physician Gone?
You may have noticed or not that several family physicians (PCPs) have left the medical practice you rely on. More than a few in the greater Portland area have left in the last few years. As a physical therapist, when I send my patient evaluation to their PCP, I often discover that their doctor is no longer at the practice. Some have retired, particularly since Covid, but many have moved to other medical practices in greater Portland. Often the move has to do with salary and benefits.
Orange County Market Holds Strong Amid New Supply
Orange County’s multifamily fundamentals remain among the strongest in California, with average rents at $2,644 and vacancy around 4.4%. Irvine accounts for most of the new construction, which has pushed local vacancy near 8%, but demand remains solid countywide. Investors continue to view Orange County as a safe, supply-constrained market, though rising costs and statewide rent caps are pressuring margins.
Which cars are most frequently stolen in West Virginia?
(NEXSTAR) – More than 700,000 vehicles are stolen in any given year, but not all cars are equal targets. The National Insurance Crime Bureau (NICB) analyzed federal crime data to determine which cars and trucks were most frequently reported stolen in 2022. They found two pickups took the top spots nationwide. The most frequently stolen vehicle was the full-size Chevrolet pickup truck, followed by full-size Ford pickups, according to the NICB analysis.
Innovation at scale is the cure for inaction
The water industry is at an inflection point. With a laundry list of current challenges, including trying to avoid a repeat of last year’s hosepipe bans, reduce consumption and leakage, respond to scrutiny over sewage levels, and maximize customer engagement, it is facing a steep uphill battle. To stand a chance of victory, water companies must turn to tried and tested technological solutions, underscored by collaboration, and pair this with long-term innovations.
Representatives from eastAUSmilk made sure MPs took away the best possible understanding of industry issues
EastAUSmilk was pleased to help Commonwealth government figures get their feet dirty as they checked out a working dairy farm last week. Glamorgan Vale dairy farm Tim Beattie hosted Treasurer Jim Chalmers, Minister for Agriculture, Fisheries and Forestry Murray Watt, and local MP Shayne Neumann, and showed them over his dairying operation. The three Labor MPs were given a thorough briefing from Tim on how the enterprise operates, and the issues impacting dairy farmers.
Vietnam EV Maker VinFast to Finalize $23 Billion IPO in US With SPAC
VinFast, an electric vehicle (EV) maker founded by Vietnam’s richest person, is set to go public through a merger with Black Spade Acquisition Co., a blank-check company. This would be the largest-ever US listing by a company from Southeast Asia. In total, the deal will give VinFast an equity value of about $23 billion, while its shareholders will own approximately 99% of the combined entity once the transaction is finalized.
Tesla Raises Prices of All Vehicles Except Model 3 in the US
Tesla has raised the prices of its Model S, X, and Y electric vehicles in the United States by low single-digit percentages, marking the second time the company has hiked prices for these models in a month. However, the automaker did not increase the prices of its cheapest car, the Model 3. Tesla’s website shows that the prices of all variants of its higher-priced Model S and X vehicles increased by $1,000, while prices of all Model Y variants increased by $250.
Insurers Suing Hyundai & Kia Over Vehicle Hot-Wiring Theft Costs
The theft of older models of Hyundai and Kia that lack critical anti-theft devices could result in losses of up to $600 million for the U.S. insurance industry. Liberty Mutual, Nationwide, American Family, and 65 other insurers estimate that their payout to affected owners could exceed $300 million, with $190 million already paid out.
Nissan Sees Positive Future Expecting 38% Full-Year Profit Rise from Stronger Sales Outlook
Nissan Motor Co. has reported a better-than-expected 38% rise in profit for this year on the back of stronger sales, signaling a brighter future for the Japanese automaker. The company has been going through a difficult period in recent years, which led to it pushing for a turnaround. However, the automaker’s alliance with Renault has not been an easy ride, and it is currently facing headwinds in the Chinese market.
Mach 18 flow velocimetry with 100-kHz KTV and PLEET in AEDC Tunnel 9
Abstract Krypton Tagging Velocimetry (KTV) and Picosecond Laser Electronic Excitation Tagging (PLEET) velocimetry at a 100-kHz rate were demonstrated in Mach 18 flow conditions at the Arnold Engineering Development Center (AEDC) Tunnel 9 employing a burst-mode laser system and a custom optical parametric oscillator (OPO). The measured freestream flow velocities from both KTV and PLEET agreed well with the theoretical calculation.
These cars are most targeted for catalytic converter thefts in the Midwest
(NEXSTAR) — Recent years have seen an increase of more than 1,000% in catalytic converter theft, and if you own a certain type of vehicle in the Midwest, you may be more at risk than other drivers. Which vehicles are most likely to be targeted in the Midwest, though? Carfax found service records from more than 60,000 dealerships for catalytic converter replacements. Using that data, the company learned which vehicles were targeted the most in each region.
These cars are most targeted for catalytic converter thefts in Texas
(NEXSTAR) — Recent years have seen an increase of more than 1,000% in catalytic converter theft, and if you own a certain type of vehicle in the south, you may be more at risk than other drivers. Which vehicles are most likely to be targeted in the south, though? Carfax found service records from more than 60,000 dealerships for catalytic converter replacements. Using that data, the company learned which vehicles were targeted the most in each region.
Vectrus and Vertex Complete Combination, Establishing V2X
MCLEAN, Va., July 05, 2022 (GLOBE NEWSWIRE) -- V2X, Inc. (NYSE: VEC) (“V2X” or the “Company”) today announced the successful completion of Vectrus’ combination with The Vertex Company (“Vertex”), creating a leading provider of critical mission solutions and support to defense clients globally. In connection with the closing, the Company was renamed V2X, Inc. The company will continue to trade on the New York Stock Exchange under the ticker “VEC” through July 7, 2022.
Tquila Automation receives multi-million dollar investment from Delta-v Capital
Intelligent automation (IA) specialist, Tquila Automation, has received multi-million dollar funding from Delta-v Capital, a leading growth equity firm that invests in high-growth, tech-enabled services and software companies. Tquila Automation intends to use the funding to super-charge its meteoric rise, both organically and through M&A activity. This will take place across AMER and EMEA.
PRIVO Hosts “Digital Identity in the Metaverse: Addressing Kids and Teens Privacy Protection”
Identity Management Day Event Examines Latest Challenges in Minor I.D. Rights The planning and design of compelling enrichment and entertainment opportunities in these evolving virtual environments must consider minors’ safety and privacy as fundamental.” — Denise G. Tayloe WASHINGTON D.C., UNITED STATES, April 5, 2022 / EINPresswire.com/ -- In spite of its relative maturity, the digital world continues to be fraught with identity risk for children.
New ClimeCo Study Finds a Decarbonization Solution for Original
Broomfield, Colorado, March 25, 2022 (GLOBE NEWSWIRE) -- A new study released today by Derive Systems, a leading automotive decarbonization company, and ClimeCo, an ESG advisory firm, revealed that Derive's VQ Platform improved fuel efficiency across fleet vehicles by an average of 8.3% during driving and up to 20% during idling. By reducing fuel usage, Derive Systems’ technology reduces fleets’ greenhouse gas emissions.
IPC & Overbond: Organisations Partner To Accelerate Automation Of Fixed Incoming Trading
In August, IPC, a technology and service leader powering the global financial markets, announced its partnership with Overbond, a fixed income fintech platform for AI predictive analytics and visualisations. The aim of the partnership is to leverage the voice that IPC captures through its Natural Language Processing (NLP) solution, known as a Dictation as a Service, to facilitate Overbond’s AI pricing and liquidity algorithms.
What Is a Causal Impact Analysis and Why Should You Care?
Let’s talk about noise. Not the type your car makes that causes you to crank up the stereo, but the kind that can make your marketing testing infuriatingly difficult to read. Most of us have probably been there – you launch a new test and the next day a news story about the brand comes out, the fed changes interest rates, or Outkast drops a reunion album. These events can disrupt otherwise steady performance and they’re totally out of our control as marketers.
Derive Systems Surpasses 500,000 Metric Tons of CO2
Broomfield, Colorado, Sept. 28, 2021 (GLOBE NEWSWIRE) -- Derive Systems (Derive) today announced a key milestone that the company, along with its customers, has removed over 500,000 metric tons of carbon dioxide (CO2) emissions (one billion metric pounds) from being released into the atmosphere. Derive has achieved this milestone by installing its VQ Efficiency platform in fleet vehicles of major corporations across the United States.
How the front office is the final cloud frontier
The trading industry has been historically slow in the adoption of the cloud. This can be attributed to concerns around data protection, performance and security, to name a few. Nevertheless, a change in approach has begun to emerge in recent years and we are seeing widespread adoption and confidence of cloud hosting and in front office technology.
Derive Systems Wins Eversource Fleet Vehicle Efficiency
Derive Systems Provides VQ Efficiency to Save Fuel Costs, Reduce Carbon for Major Public Utility by Lowering Emissions While Working on Power Lines August 24, 2021 15:41 ET | Source: Derive Systems, Inc. Derive Systems, Inc. Broomfield, Colorado, UNITED STATES Broomfield, Colorado, Aug.
Derive Systems Announces Extension of Client
Derive Systems Continues Its Rapid Growth with Extension of Key Client Relationship August 17, 2021 12:25 ET | Source: Derive Systems, Inc. Derive Systems, Inc. Broomfield, Colorado, UNITED STATES Broomfield, Colorado, Aug. 17, 2021 (GLOBE NEWSWIRE) -- Derive Systems today announced the extension of its relationship with ARS Rescue Rooter, a leading brand of American Residential Services LLC, with more than 69 locations in 24 states nationwide.
Don’t Venture Into VoIP Alone
Four key phases exist in a VoIP project: assessment, design, procurement, and implementation. An independent consultant can bring you an unbiased perspective throughout the journey by identifying potential bottlenecks, estimating budgets, determining what needs to be upgraded or replaced, and developing a set of system requirements to ensure a competitive bid process and smoother implementation.
Lessons Learned From Marketing During a Pandemic
By MIKE SMITH, Senior Manager, Marketing Communications, METUS Last year, the COVID-19 pandemic threw us all a curveball. Business structures, systems, and processes had to shift completely starting last March to accommodate new routines and keep employees safe. Our team at Mitsubishi Electric Trane HVAC US (METUS) had just returned from our annual Diamond Leadership Conference in San Diego.
Quiet Riot - Quiet Riot: LP, Album For Sale
COVID-19 UPDATE (April, 2021): 👍 YES! We are open and are shipping world-wide! 👍 We continue providing shipping services to our customers around the world. ✔️ Although service to a small number of countries remains suspended, this does not affect orders you place with us. 👍 That's right. We have several (both private and public) delivery services at our disposal, ensuring your orders arrive within a reasonable time frame and we are able to serve locations many of our competitors are unable to.
Local Gigs & Services: Dry Cleaning & Laundry Pickup and Delivery Service
This post was contributed by a community member. The views expressed here are the author's own. Order your laundry to be picked up, washed, folded, and returned within 24 hours by We Wash 24's network of laundry service providers in Seattle, WA. Choose from our network of laundry service providers in Seattle, WA for wash and fold and dry cleaning services.
Dry Cleaning & Laundry Pickup and Delivery Service
This post was contributed by a community member. The views expressed here are the author's own. Order your laundry to be picked up, washed, folded, and returned within 24 hours by We Wash 24's network of laundry service providers in Seattle, WA. Choose from our network of laundry service providers in Seattle, WA for wash and fold and dry cleaning services.
FREE Dry Cleaning & Laundry Pickup and Delivery Service
This post was contributed by a community member. The views expressed here are the author's own. We Wash 24 launches in Seattle, WA August 17th, offering laundromats and dry cleaners an online laundry marketplace and mobile app with pick-up and delivery logistics capabilities. The software enables laundry businesses to grow by providing increased convenience for consumer and business customers—even as the COVID-19 pandemic keeps people away from in-person laundry service.
FREE Dry Cleaning & Laundry Pickup and Delivery Service
This post was contributed by a community member. The views expressed here are the author's own. We Wash 24 launches in Seattle, WA August 17th, offering laundromats and dry cleaners an online laundry marketplace and mobile app with pick-up and delivery logistics capabilities. The software enables laundry businesses to grow by providing increased convenience for consumer and business customers—even as the COVID-19 pandemic keeps people away from in-person laundry service.
Grid Modernization Needs a New Crystal Ball
WARNING: SIGN-IN You need to be a member of Energy Central to access some features and content. Please sign-in or register to continue. By Mike Smith and Mark Konya Remember the good ol’ days at the utility? The routines for managing generation operations and maintenance were well established and followed a cyclical pattern around load growth and planned outages.
How Financial Systems have Got Revolutionized due to Technological Advancements
The financial industry has seen many changes over the last decade and the credit for it goes to the technological revolution. Over the course of time, the world has seen a lot of changes and the major one is the innovation in the technology sector. This has, in turn, brought plenty of revolutionary changes in the financial industry. For people, it has become possible to access many financial services with a click of a few buttons on their smartphones and it has made things easier for them.
Artificial Intelligence is Here. What’s next?
Technological advancement has transformed the world completely and it has made our lives easier. Artificial Intelligence has been used in everyday life in doing different tasks and it is expected to transform the world in the coming years. The use of AI has become a common thing in almost every industry and it has presented us with many amazing results. Many healthcare facilities have been utilizing AI in obtaining better results in the treatment of patients.
How Pharmaceutical Industry has Evolved Due to Technological Advancements
The pharmaceutical industry has undergone a dramatic shift over the last decade and all this has become possible due to technological advancement. And it is possible for every pharma company to release excellent products into the market by using innovative technologies. Moreover, it has also become feasible for pharma companies to improve their marketing as well as an advertising campaign on a large scale.
How Technology has Revolutionized the Dentistry
Technology advancement has impacted every sector and it has brought a lot of changes in every industry. Dentistry has also witnessed a lot of changes in it and it has given an improved experience to every patient seeking dental help. With the help of teledentistry services, it has now become possible for dentists to offer their services in a convenient fashion. In this post, we have mentioned various ways in which technology has revolutionized dental practices.
How Small Businesses can Use Online Surveys for their Benefits
Small businesses are increasing across the world and it has contributed to an increase in the competition in the business world. Many business experts have revealed that carrying out a business survey is an excellent way for any business to gain the right knowledge about customers and the market. For a new and small business, it is really important to know about its target market to run its operations successfully in today’s competitive world.
How the Internet has Improved the Shopping Experience of People
The Internet revolution has really changed the way we live our lives and it has improved the shopping experience of people as well. Earlier, people had access to a limited number of options to purchase any given product but now it is possible to explore various options on any given subject. Moreover, one can choose a given product by looking at its visuals in the digital world. And it is possible to access different products without facing any difficulty at all.
How Technology is Revolutionizing the Beauty and Personal Care Industry
The digital wave has made its impact on almost every industry and its effect is also seen in the personal care sector. It is noted that many beauty and cosmetic products are being introduced by various companies with the use of different technologies. Moreover, technology is being used by various cosmetic businesses to market certain products in the market. In this post, we have mentioned the popular technologies that have revolutionized the beauty and personal care industry on a large scale.
How Learning has Changed Due to Technological Revolution
The technology revolution has changed the learning process in today’s time and it made it possible for everyone to learn anything online in a convenient manner. Unlike the earlier times, students need not leave their houses to learn a new skill as it is possible to learn anything online on electronic devices. All one needs is access to the internet and an electronic device. In this post, we have mentioned the different ways in which learning has changed on a large scale.
The New Utility Customer: Higher Expectations, Higher Stakes
WARNING: SIGN-IN You need to be a member of Energy Central to access some features and content. Please sign-in or register to continue. By Dan Lozie and Mike Smith Utilities and their customers are at an inflection point.
Different Ways to Strengthen Debt Recovery Strategies
Debt recovery has become a necessity in today’s time and it is important for every business to recover its debt in a limited time. Hiring a debt collection agency is the ultimate solution left with businesses in today’s competitive age. And on the part of every small business collection agency, it is important to take certain steps to revolutionize its debt recovery strategies.
BuyVotesContest.com Review - The Best Website to Help in Any Online Competition - InkHive.com
We live in the digital world with fierce competition and it demands intense efforts from every person to upscale his popularity online. Various contests, polls, competitions, or petitions require a person to gain more popularity on any online platform to victorious while competing with others. Do you think it is easy to do without any help? To be honest, it is very difficult to beat big competitors on our own’s popularity and efforts. So, what is the solution?
Legionnaires’ Disease Could Breed En Masse During Pandemic
A health advocacy group said a type of water-borne disease may be spreading at Illinois’ unoccupied workplaces. Mike Smith reports. Legionnaires’ Disease, which took 43 lives in Illinois last year, could make a comeback amidst the COVID-19 pandemic. Alliance to Prevent Legionnaires’ Disease spokesperson Bob Bowcock explained neglected water systems in shuttered workplaces provide a perfect breeding ground for the Legionella bacteria, which carries the disease.
3 Crucial Factors Responsible for the Growth of a New Online Business
For a small online business, it is crucial to take into consideration certain things in account to ensure its growth in the market. The business world is evolving at an unprecedented rate and it has become possible due to the innovation in the technology sector. When a small business enters the market, it has to face lots of challenges in the path of its growth.
5 Tips to Improve an Enterprise's Cloud Security
Almost every business in today’s time is making use of cloud computing options in order to run its operations effectively. From big to small business companies, everyone is relying on cloud services for executing its operations. But they are not paying much attention to the security of their data on cloud systems.
How Unbelievable Advances in Gaming Technology has Improved Players' Experience
The technology sector has evolved a lot and it has revolutionized the gaming industry on a large scale. Ultimately, it has contributed to improving the gaming experience of every player. Playing online video games offers a high dose of entertainment for everyone and the evolving technology has made it easier for every player to enjoy online gaming in an interesting manner. Below we have mentioned how technology has improved the overall gaming experience of every player.
How the Internet Revolution has Eased the Lives of People
The increasing digitization has impacted every industry and it has made every person’s life easy. In today’s high-tech world, it is possible for every person to seek any product or service with a click of a few buttons on his smartphone. One can gain any type of knowledge online from the internet and it has made things easier for people in today’s time.
Different Ways in Which Technology has Strengthened the Home Security
Technological advancements have increased the strength of home security systems on a large scale and it has become possible for everyone to live in a secure manner. As per the available data, the number of crimes in residential areas is rising exponentially in houses with no installation of smart home security systems.
How Technology has Impacted the Sports Broadcasting Industry
Technology has brought a revolutionary change in the entire sports industry. From providing high-quality sports viewing experience to boosting the sports business at a global level, it has provided a great relief in every sector. Sports broadcasting companies have also managed to execute their operations with ease due to the use of the latest technologies. In this post, we have explained the impacts of technology on the business operations of the sports broadcasting industry.
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