27 minutes ago cnet Berna Anat is an author, speaker and producer. She creates she creates financial education media for young BIPOC. Berna taught herself how to pay off over $50,000 of debt, and her book, MONEY OUT LOUD: All the Financial Stuff No One Taught Us, is a Bookshop.org bestseller. Have you ever tried to dig yourself out of debt, only to crash and burn a few months later? Or maybe you put hard work into building a budget so you could start saving money.