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Articles by Michael Phillis
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
WASHINGTON -- In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat. Jennifer Campbell heard the screams from across the river of a neighbor desperate for rescue.
Takeaways From AP Analysis on the Flaws in National Flood Insurance
The nation’s flood insurance program struggles to balance affordability, flood protection and cost to taxpayers, leaving millions vulnerable at a time when climate change is driving flood risk higher. Nationwide, just 2.4% of properties are covered by 4.5 million federal flood insurance policies, an Associated Press analysis shows — but 8.4% are at severe or extreme risk of flooding.
Millions who need flood insurance the most don't have it as flawed federal program raises prices
WASHINGTON — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat. Jennifer Campbell heard the screams from across the river of a neighbor desperate for rescue. kAm%96J 2== C6>6>36C E96 9@CC:7J:?8 DA665 @7 E92E yF=J a_aa 7=@@5 E92E 2=D@ :D@=2E65 D@ >2?J 3J <?@4<:?8 @FE 46== D6CG:46[ =62G:?8 A6@A=6 F?23=6 E@ =62C?
Takeaways from the AP's analysis on the fundamental flaws in the national flood insurance program
WASHINGTON (AP) — The nation’s flood insurance program struggles to balance affordability, flood protection and cost to taxpayers, leaving millions vulnerable at a time when climate change is driving flood risk higher. Nationwide, just 2.4% of properties are covered by 4.5 million federal flood insurance policies, an Associated Press analysis shows — but 8.4% are at severe or extreme risk of flooding. kAm%96 AC@3=6> :D 6DA64:2==J 325 :? 62DE6C? z6?EF4<J — H96C6 :? D@>6 +x! 4@56D[ ?@ >@C6 E92?
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As climate change increases the risk of flooding across many parts of the United States, fewer people are buying flood insurance. Data provided exclusively to The Associated Press finds that
Takeaways from the AP's analysis on the fundamental flaws in the national flood insurance program | The Day
Takeaways from the AP's analysis on the fundamental flaws in the national flood insurance program WASHINGTON (AP) — The nation’s flood insurance program struggles to balance affordability, flood protection and cost to taxpayers, leaving millions vulnerable at a time when climate change is driving flood risk higher.
Millions who need flood insurance the most don't have it
Subscriber content preview Millions who need flood insurance the most don't have it High prices and flood maps that don't accurately describe a location's flood risk are big drivers. By MICHAEL PHILLIS and M.K. WILDEMAN Associated Press WASHINGTON — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Legal News > Your source for information behind the law
By Michael Phillis and M.K. Wildeman Associated Press WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat. Jennifer Campbell heard the screams from across the river of a neighbor desperate for rescue.
Takeaways From AP Analysis on the Flaws in National Flood Insurance
The nation’s flood insurance program struggles to balance affordability, flood protection and cost to taxpayers, leaving millions vulnerable at a time when climate change is driving flood risk higher. Nationwide, just 2.4% of properties are covered by 4.5 million federal flood insurance policies, an Associated Press analysis shows — but 8.4% are at severe or extreme risk of flooding.
Millions facing flood risks lack coverage as federal insurance costs climb Original
In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat. Jennifer Campbell heard the screams from across the river of a neighbor desperate for rescue.
Takeaways from AP's Analysis on the Fundamental Flaws in the NFIP - Carrier Management
The nation’s flood insurance program struggles to balance affordability, flood protection and cost to taxpayers, leaving millions vulnerable at a time when climate change is driving flood risk higher. Nationwide, just 2.4% of properties are covered by 4.5 million federal flood insurance policies, an Associated Press analysis shows — but 8.4% are at severe or extreme risk of flooding.
Flood program flaws leave many at risk Original
Let us read it for you. Listen now. Your browser does not support the audio element. WASHINGTON -- The nation's flood insurance program struggles to balance affordability, flood protection and cost to taxpayers, leaving millions vulnerable at a time when climate change is driving flood risk higher. Nationwide, just 2.4% of properties are covered by 4.5 million federal flood insurance policies, an Associated Press analysis shows -- but 8.4% are at severe or extreme risk of flooding.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat. Jennifer Campbell heard the screams from across the river of a neighbor desperate for rescue.
Millions who need flood insurance the most don’t have it
WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat. Jennifer Campbell heard the screams from across the river of a neighbor desperate for rescue.
Millions who need flood insurance the most don't have it as flawed federal program raises prices
WASHINGTON (AP) - In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat. Jennifer Campbell heard the screams from across the river of a neighbor desperate for rescue.
Security Check
As climate change increases the risk of flooding across many parts of the United States, fewer people are buying flood insurance. Data provided exclusively to The Associated Press finds that
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
FILE - A man stands near a pile of debris as residents clean up in Fleming-Neon, Ky., Aug. 5, 2022, after massive flooding the previous week. Brynn Anderson/AP Photo/Brynn Anderson FILE - Homes and structures are flooded near Quicksand, Ky., July 28, 2022. (Ryan C. Hermens/Lexington Herald-Leader via AP, File) Ryan C. Hermens/Ryan C.
Takeaways from the AP's analysis on the fundamental flaws in the national flood insurance program
WASHINGTON (AP) — The nation’s flood insurance program struggles to balance affordability, flood protection and cost to taxpayers, leaving millions vulnerable at a time when climate change is driving flood risk higher. Nationwide, just 2.4% of properties are covered by 4.5 million federal flood insurance policies, an Associated Press analysis shows — but 8.4% are at severe or extreme risk of flooding. kAm%96 AC@3=6> :D 6DA64:2==J 325 :? 62DE6C? z6?EF4<J — H96C6 :? D@>6 +x! 4@56D[ ?@ >@C6 E92?
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
WASHINGTON — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don't have it as flawed federal program raises prices
WASHINGTON (AP) - In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat. Jennifer Campbell heard the screams from across the river of a neighbor desperate for rescue.
Takeaways from the AP's analysis on the fundamental flaws in the national flood insurance program
WASHINGTON (AP) — The nation’s flood insurance program struggles to balance affordability, flood protection and cost to taxpayers, leaving millions vulnerable at a time when climate change is driving flood risk higher. Nationwide, just 2.4% of properties are covered by 4.5 million federal flood insurance policies, an Associated Press analysis shows — but 8.4% are at severe or extreme risk of flooding.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat. Jennifer Campbell heard the screams from across the river of a neighbor desperate for rescue.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat. Jennifer Campbell heard the screams from across the river of a neighbor desperate for rescue.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
Millions who need flood insurance the most don’t have it as flawed federal program raises prices
Getting your Trinity Audio player ready... By MICHAEL PHILLIS and M.K. WILDEMAN WASHINGTON (AP) — In eastern Kentucky, Libby Honeycutt listened upstairs to the sound of glass breaking below as floodwaters tore apart her house. Twenty-six miles to the south, Ronald Conley rescued his dogs from his elevated house with a pontoon boat.
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